"Uncle Manqi. Yisheng lowered his eyebrows and eyes, and called softly to the middle-aged man in front of him.

Sun Manqi smiled, "I haven't seen you for more than a year, your father and your aunt are very worried about you, I came to France this time, but I can ask me to bring a lot of things to you, and my niece, since I knew that I was coming, I made you a pair of embroidered shoes for a few nights in a row, I laughed at her and said that you have gone to the Western world, how can you still be rare with her local things, but she just didn't listen." ”

Yisheng originally had an alienated heart, but because her father and sister were mentioned, she softened, she shook her head, and said softly: "I'm rare." ”

Sun Manqi turned to Ji Huan again, "Mu Huan, Yizheng also wants me to say hello to you on her behalf, and let me thank you for taking care of Yisheng." You don't know, when you weren't there, your mother was so bored that she often played cards with my sister for recreation, and she hurt Yizheng even more like her own daughter, and my sister also joked with me, if you don't go back, I'm going to compare you!"

Ji Huan said: "In my correspondence with my father, I often heard him praise Miss Sheng. ”

Sun Manqi smiled and said: "When you know each other when you are young, you are used to calling your name straight up, but now you call Miss Sheng, isn't it a raw point?"

Ji Huan smiled faintly, "When I was a child, I was not sensible, but now that I am older, I naturally dare not be abrupt." ”

Sun Manqi thought to himself, if it is really an old-fashioned ceremony, then it is clear that he will call "Xiaosheng" again, yes, Yizheng is a standard lady, and he knows it in his heart, so he is afraid of being abrupt, Yisheng, this girl is used to being wild outside, so naturally she is not so particular.

Besides, since he corresponded with his family, it was impossible for the Ji family not to give him a thorough message, probably because he understood it in his heart, so he deliberately got up like this. The so-called intimacy and anti-alienation, in ancient times, men and women could not meet again after making a marriage contract.

Thinking like this, he smiled and said: "What is abrupt or not, aside from your Aunt Sheng's very much like you, my niece will not blame you." ”

Yisheng slowly lowered her eyes, her face was quiet, so that people couldn't see what she was thinking in her heart.

Ji Huan smiled, didn't want to continue the topic, and took the conversation away lightly, "Uncle Sun, I heard that my father said that you were talking to him about cooperation, and he asked me to ask you well." ”

Sun Manqi said: "Mu Huan is too humble, I heard your father say that most of the Ji family's business is now being strategized by you thousands of miles away, so you made a special trip to France." ”

Ji Huan understood that he was just talking about the scene, but after all, the Sun family has strong financial resources, and more importantly, it has good political relations, and if the improvement of the Ji family's money village is helped, it will definitely be able to get twice the result with half the effort, so he said: "Uncle Sun really doesn't dare to take it when he says this, my superficial thoughts, I also hope that Uncle Sun can find time to correct me one day." ”

Sun Manqi often heard his sister praise Ji Huan for how smart and capable, and he was a future nephew and son-in-law, and he wanted to try his depth, so he smiled and said: "It's better to choose a day than to hit the day, it's better to be today, I may have to leave for Lyon tomorrow." ”

Ji Huan said: "Then thank Uncle Sun first." ”

So Sun Manqi turned his head to look at Yisheng, "Then I'll let someone send you back first, the things your father brought to you are in these boxes, I'll let them send it to you together, you see what is missing, just tell me." ”

Yisheng raised his eyes and smiled, "Thank you, Uncle Manqi, then I'll go first." ”

Sun Manqi nodded slightly, so Yisheng didn't look at the big boxes in the corner of his hotel room, and walked straight out the door.

Ji Huan looked at her back, his eyes deepened slightly, and he restrained himself slightly, but he still couldn't bear it, and he knew that his move would not have any impact, so he stepped forward to the door and opened the door for Yisheng.

Although his face remained calm and unchanged, his voice softened with the master's heart, he knew that her mother had passed away as soon as she was born, and she had lost her since she was a child, and she had no relatives next to her, so she naturally felt bad when she saw someone from her sister's mother's side.

"When I'm done talking to Uncle Sun, I'll come over to pick you up for dinner together. ”

Yisheng looked at him, and her originally cold heart finally began to warm, she forced herself not to think about what she had or didn't, and just smiled at him, "Okay, I'll wait for you." ”

Ji Huan watched the small figure disappear into the corridor of the hotel, and Fang closed the door.

Seeing him turn back, Sun Manqi smiled casually: "You take good care of her, no wonder Yizheng called me thank you." ”

Ji Huan knew in his heart that Yizheng might not say this, and Sun Manqi was just giving him a hint when he said this at the moment.

It's just that he didn't want to talk about it, so he said to Sun Manqi straight to the point: "Uncle Sun, I don't know if my father mentioned to you that he intends to change money to build a new bank?"

Sun Manqi said: "I heard your father mention a point, young people just dare to think about it." ”

Ji Huan asked, "Uncle Sun thinks it's not feasible?"

Sun Manqi didn't answer directly, but said: "It's better for you to tell you the reason for thinking like this, and then I'm not too late to make a judgment." ”

So Ji Huan smiled slightly and spoke: "Uncle Sun knows that our family is in the money bank business, and in recent years, due to the impact of the Commerce Bank and some foreign commercial banks, it has been much worse than before, so I have repeatedly thought about where the defects of the traditional money bank are, I think that its biggest weakness is the lack of long-term planning, business changes, most or even all of the profits are usually distributed, not to mention the provident fund, lack of capital accumulation. In the case of low capital, and no longer prepared for bad debts, the money bank will not be able to withstand the attacks from political, military, and even natural disasters, and it is easy to go bankrupt. In addition, the deposit objects and scope of the bank are narrow, and the depositors are either relatives or friends, and the growth of deposits is very slow. Despise deposits, and loans are mostly credit loans, and do not pay attention to mortgage lending, this kind of business mode itself has great risks, and it is impossible for money banks to have the ability to defend against risks, let alone the possibility of continuous growth like banks. ”

Sun Manqi originally thought that the idea of building a new bank was just an unrealistic fantasy of young people for a while, but he didn't expect Ji Huan to be able to analyze it one by one, and couldn't help but be slightly stunned, and then asked: "Then where do you think the feasibility of changing money to build a bank?"

Ji Huan replied: "Nowadays, the big banks in China have always only focused on government transactions and foreign traders, while ignoring the common people. If there is a well-served bank, even if the initial capital is not large, it can quietly compete with the major banks. Deposits and loans have great potential for growth, and the difficulties of capital accumulation and utilization have been easily solved. ”

Sun Manqi gradually became interested and asked, "Then if the new bank is established, how will you run it?"

Ji Huan smiled slightly, and calmly responded: "To put it bluntly, it's just two points, one relies on service, and the other relies on prudence." Only with the right services can we attract customers, and only with prudence can we ensure the safety of capital. ”

Sun Manqi touched his chin, pondered for a moment, and said with a smile: "Since you have such a good idea, why don't you enjoy it alone, but you want to share this benefit with me." ”

The spying meaning in his words, Ji Huan couldn't hear it, and he didn't mind, he only looked at Sun Manqi calmly and said: "A new bank, especially in the early stage, is inseparable from two kinds of investment, one is capital, and the other is resources. If you talk about funds, the problem is not big, and even if the principal of the Ji family money is not enough, there is no way to think of it, and there are many partners to seek, but when it comes to resources, especially political resources, it is unmatched by the friendship between Mr. Sun and the chief financial officer Li and the chief of transportation. ”

Sun Manqi pondered for a moment and said, "You confess, it's just that the establishment of this bank is not a trivial matter, how much money do you have to invest?"

Ji Huan smiled, "Uncle Sun, you should ask how much money will be made for us to build a bank." ”

Sun Manqi was stunned, and after a while, he stroked his palms and laughed, "The future is terrifying, the future is terrifying, you are so young, you have such insight and courage, it's not simple, no wonder my sister is such an arrogant person, and she has long identified you as her future son-in-law, but if it weren't for this, if it weren't for the relationship between my own family, I'm afraid I wouldn't dare to cooperate with you with peace of mind, and those who seek cooperation should be smart, but it's better not to be too smart." ”

Ji Huan didn't understand the meaning of his words, and asked with a smile: "Then Uncle Sun agreed to join the shares?"

Sun Manqi glanced at him with a smile, "You can say that, but it's not so urgent." It is not too late to set up a bank in an overnight process, and you are still studying abroad, and when you return from your studies, you will make a clear field trip before deciding whether to really start construction. When the time comes, you and Yizheng will also get married, I have watched this nephew and daughter grow up since childhood, and I love it the most, how can I not be partial to my family?"