Chapter 219 Private Covenant as a Guarantee
Before Xiao Bin landed in the air, it was really not an exaggeration to say that this traffic bank was "a golden flom outside and a defeat on the inside". The total assets of this huge bank are less than 100,000, and they were really hollowed out by Hu Quan's gang.
After Xiao Bin took over, he used overseas connections to quickly turn losses into wins. At the same time, he also traded stocks and made a lot of profits. In this way, with his efforts, it took only two years for Bank of Communications to become a leader in Beijing's banking industry.
After the bank got on the right track, Xiao Bin always wanted to make a big change in the bank's top management, uproot Hu Quan's group of moths, and eliminate them.
However, Hu Quan's roots here are too deep, and his henchmen can be said to be all over the bank. Xiao Bin didn't dare to act rashly, if he didn't make it, all the employees would resign collectively at the instigation of Hu Quan, and the good reputation he had built up would be ruined. At that point, there is no other way for the bank to go except to close its doors.
Xiao Bin secretly tried twice, but he was unsuccessful. Hu Quan is a shrewd and keen master, not to mention that there is eyeliner around him to deliver news to him, and it is really not easy to move Hu Quan.
When Hu Quan saw Xiao Bin's intention to drive him out of the bank, he began to take revenge frantically. He used the puppet general manager to deceive his superiors and subordinates, and used various channels to make a lot of money.
Even if Xiao Bin is a tiger who can only make money, he can't stand the secret division of Hu Quan's group of wolves.
Xiao Bin earns ten yuan, and they are greedy for seven, and Xiao Bin earns one hundred, and they are greedy for seventy. If it goes on like this, Xiao Bin has the ability to reach the sky, and he can't make the Bank stronger.
In the past few years, Xiao Bin and their gang have fought wits and courage, but their hearts are like an indestructible iron bucket, and they can't catch the slightest loophole. He also wanted to take a handle from the accounts, but the accounts were clear and neat, and there was no flaw to be found at all.
Of course, these things were gradually told to Kang Yurong by Xiao Bin later. Therefore, she knows very well that the Bank of Communications now looks very prosperous on the surface, but in fact, it is far from being as strong and full of assets as she said.
Although the bank does not have too many assets, it is basically enough to cash out to depositors.
It's just that in this way, the banks will definitely be shorted.
Think about it, if you open a bank and you don't have any money in the bank, then you still open a mallet bank?
This is the reason why Kang Yurong can't answer Captain Bai.
She is like a mirror in her heart, with the current posture, as long as she cashes out for one person, it is equivalent to cashing out for everyone. So, she can't redeem any of them.
Mrs. Zhou is a big family in the Bank of Communications, and she has four or five hundred thousand savings here. Although Mrs. Zhou is not the most prestigious, she is the most prestigious, after all, her husband's place is there.
Kang Yurong knew that Mrs. Zhou was definitely not hanging out when she came over today, as for whether she came to cash in, looking at it like this, it should be eight or nine or ten.
Therefore, when the man asked Mrs. Zhou if she was here to withdraw the money, Kang Yurong was really afraid that Mrs. Zhou said casually: "Yes, I'll take the money." ”
As soon as these words came out, with Mrs. Zhou's status, ten Kang Yurong did not dare not honor Mrs. Zhou. As long as Mrs. Zhou's precedent is opened, no one in the back of the depositors will want to stop it.
Therefore, before Mrs. Zhou spoke, Kang Yurong raised his voice and greeted Mrs. Zhou from afar: "Mrs. Zhou, is it you?"
Mrs. Zhou was stunned for a moment, looked at the people who came over, and quickly smiled and said, "Miss Kang, why are you here?"
"I'm working here now and I'm the general manager here. Kang Yurong deliberately stated his position, so that he was qualified to talk to Mrs. Zhou about business.
After reporting to the house, without waiting for Mrs. Zhou to pick up, Kang Yurong immediately said: "Mrs. Zhou, you are here to do business, right? There are many people here, let's talk upstairs." As he spoke, he turned his head and instructed Liang Yu: "Liang Yu, you lead Mrs. Zhou to my office first, and I will be there immediately." ”
In Kang Yurong's warm smile, under Liang Yu's warm invitation, Mrs. Zhou followed Liang Yu upstairs in a daze.
Seeing that Mrs. Zhou was gone, Kang Yurong turned his face, put on a serious and solemn expression, and said solemnly: "Everyone, Mrs. Zhou is our most honored customer, and we must give priority to any business at any time. Mrs. Zhou has always liked to be quiet, and you must know that. If you continue to make noise and make Mrs. Zhou unhappy, I can't afford it, I'm afraid you can't afford it either, right? So, please wait a while, and we'll talk about it later. ”
Kang Yurong's fox and fake tiger power played a very good role, in the crowd, you look at me, I look at you, talking in a whisper, but no one dares to make a loud noise anymore. They are not afraid of Kang Yurong, but they can't help but be afraid of Mrs. Zhou.
Looking at the scene that had calmed down, Kang Yurong secretly breathed a sigh of relief.
Kang Yurong walked up to Captain Bai and said in a volume that only two people heard: "Captain Bai, the matter is not over yet, please don't leave yet, stay and give me the town, and when the matter is resolved, I will definitely thank you." ”
Captain Bai glanced at Kang Yurong, and the corners of his mouth twitched, I'm your watchdog?
Seeing the other party's displeasure, Kang Yurong hurriedly pleaded: "Please, I really ask you." ”
"Okay, okay, let's solve the problem quickly. Captain Bai waved his hand and said impatiently.
"Thank you, thank you. Kang Yurong turned around and ran upstairs.
Kang Yurong told the truth, don't look at her coaxing Mrs. Zhou upstairs, but Mrs. Zhou didn't listen to her, with Captain Bai pressing the formation, the scene was not out of control.
In the office, Liang Yu brought two cups of tea in and went out again.
Mrs. Zhou took a sip of the teacup and said with a smile: "I really didn't expect you to work here, or the general manager." However, with your ability, you also deserve this general manager. ”
Kang Yurong smiled and said, "After our company collapsed, I happened to meet our Chairman Xiao a few times, and I got acquainted with each other, and there was a vacancy here, so he called me over." If it doesn't work, I'm also thinking about it while doing it. ”
"How long have you been here?"
"It's been almost a year. ”
"Why haven't I seen you in such a long time?"
"At your level, you have to be personally received by our chairman, I am not qualified. ”
"I knew you were here, I would definitely have to look for you, your Chairman Xiao and he stepped aside. ”
The two women laughed.
After a few simple greetings, Kang Yurong went straight to the topic: "Mrs. Zhou, ...... you are here this time"
"Someone threw something like this at my house, and I don't know if it's true or not, so I came to see it. With that, Mrs. Zhou took out an envelope from her bag and handed it to the other party.
Kang Yurong took it, took out the letter inside, opened it, and couldn't help but be surprised.
It reads: Mrs. Zhou, there is reliable information that Xiao Bin, the chairman of the Bank of Communications, is actually a huge and greedy person with no professional ethics, and he has looted the deposits of all depositors in the bank and is preparing to flee the UK on Thursday. If you don't want your 478,000 savings to go down the drain, it's best to cash in on Wednesday.
What surprised Kang Yurong was not this slanderous statement made out of nothing, but this number with whole and zero. This figure is exactly the detailed amount of Mrs. Zhou's deposit in the bank, and it is exactly the same.
Kang Yurong thought that it was precisely because of this number that Mrs. Zhou would come over to take a look.
It is not unusual for someone to know that Mrs. Zhou has a deposit here. But someone can say the amount so accurately, if it is not Mrs. Zhou's words, then there is only one possibility, that is, someone within them has leaked the customer's data.
Mrs. Zhou asked, "Is this true?"
Kang Yurong pursed his lips and said: "You haven't been in contact with our chairman once or twice, I think you should know very well what kind of person he is." So, I can assure you that this is by no means true. ”
Mrs. Zhou didn't speak, just looked at the letter paper that was spread out on the coffee table by Kang Yurong.
Kang Yurong saw the doubts on Mrs. Zhou's face and said: "I know that people are panicking at the moment, and no matter how good my guarantee is, it is an empty word. What's more, even if I say it to you a thousand times, our chairman is not a black heart in his belly, and it is estimated that you will not believe it all. ”
Mrs. Zhou said, "Since you have said so, should I also withdraw money in order to ensure the safety of my property?"
Kang Yurong pondered for two seconds, looked at Mrs. Zhou and said rigorously, "I suggest that you don't withdraw this money now." The reason why you want to withdraw this money now is not because you have an unavoidable urgency, but because the content of this letterhead makes you panic. I feel that I have no sense of security when my money is stored here, and I even feel that my money is likely to be smuggled away by our chairman tomorrow. After all, this is not ten or eight yuan, if you lose it, you will lose it, such a large sum of money, if it really disappears, everyone will want to die.
To be honest, the situation is unstable now, our bank can't give you a sense of security, and I dare say that other banks can't give you either.
If I'm not mistaken, this money of yours should be due in six months. So let's make a private contract with you, and I will guarantee to you that our bank will be safe and sound for six months, and when your deposit matures, I will not only give you this money with interest, but also give you an additional one percentage point of dividends. If within these six months, our chairman really escapes with the money, I will still cash you in on the terms just now.
Although I am not as rich as yours, I have some private money, and I know that the business of my dress shop has been good, so I hope you can believe me. ”
After Kang Yurong finished speaking, Mrs. Zhou didn't speak, her eyes just looked at the letterhead.
After a long time, Mrs. Zhou moved her gaze to Kang Yurong's face and slowly opened her mouth.