Chapter 558: Tang Chuan, who is in debt
Think about it carefully, in the past few years, Tang Chuan's life has been up and down, from the time he met that Yingzi, it was a low period, and then he regained his strength and struggled for more than a year, until he met Chen Ziyi, and then it was more than a year, and he fell to the trough, and his life is also a legend.
"Great detective, how much does Tang Chuan owe this time?"
"The part we already know, there are more than 3 million on the supplier's side, 2 million bank loans, 2 million private debts, not counting credit cards, these are the big heads, and there are hundreds of thousands of estimates among friends."
"So many, all tens of millions, how could it be..."
I was immediately shocked, I thought he would lose one or two million at most, which is tens of millions, can their family hold up, can they still cover it?
"The problem is very serious, especially on the private debt side, the interest alone is not good for a month, and the interest on the bank side is also a lot, the key is that there is still a credit over there, and if it is not paid, then there will be no way to turn over in the next few years."
"Is it possible to live at home?"
"Bankrupt"
Sun Youle shook his head and said, so far, the bankrupt family can still hold on, but his hometown has also failed, and after helping him lose the money, his parents will also go bankrupt.
"In that case, you can't help him"
"Jin Yang, you're not kidding, if you don't help him, will it be difficult for him to be an old man?"
"It's not like to be an old man, we want to solve the problem, but to help him solve the problem, no, as long as he doesn't realize the problem, it won't be a problem, next time he comes 10 million, will their family still have money to pay back, so the key is to find the problem"
"The problem is not simple, it appeared in his girlfriend, I said at the beginning of the year, that woman is too shrewd and too calculating, not a management talent at all, why did you just collapse in the last event, she is fooling around, originally several executives have already set a plan, she has to dislike the cost is too high, the profit is not enough, and the event is about to be changed by force, and she quarrels with the executives, plus the usual grievances, which led to the departure of the executives"
"Well, it won't be."
"What's not going to happen, last time I came, I had already added the contact information of those employees, this is what people said, but I didn't frame him"
"Okay, okay, even if it's Chen Ziyi's fault, what about Tang Chuan, what does he think?"
"What else can you think, although the two are constantly arguing, they haven't broken up, and they can still not leave in this kind of low period, Tang Chuan was so moved that he was about to cry"
"Uh..."
What else can I say, I don't dare to say anything, it seems that Chen Ziyi has real feelings for Tang Chuan, and he hasn't run away yet.
"Let's go, let's go to Tangchuan, it's the end of the year, there are a lot of debts, and those who should be solved have to be solved."
Sun Youle is no longer angry, because it is useless to be angry, what he wants now is to solve the problem.
Subsequently, Sun Youle and I went to Tangchuan's company, there were more than 100 people in the company at the peak, but now, there are more than 20 people scattered around, most of them have left, and the rest of the people are listless.
And in Tang Chuan's office, we saw the people who came to ask for debts, the kind that specializes in debt collection, but now it's not like before, they don't dare to violently collect debts, they are all very civilized, they don't beat people or scold people, but they just follow you to death, where you go, where he goes, disgusting you, and fight with you for endurance.
When they saw us, they thought it was a colleague, and asked us how much Tang Chuan owed us, and Tang Chuan, we also saw it, haggard and unlooking, and Chen Ziyi sighed in the office, and asked those people for some time in a good voice.
When Tang Chuan saw us, he was immediately overjoyed, and hurriedly greeted us, and it took a lot of words to give us a little space in private.
"Cousin, Jin Yang, let you see the joke"
"What, Tang Chuan, do you think we're here to see your jokes?"
"Cousin, I know it's wrong, don't hit me"
"Tell me, then, what did you do wrong?"
"Uh..."
"Okay, detective, if the angry words are useful, then just say it, now let's solve the problem, Tang Chuan, tell me, what's going on now"
I stopped Sun Youle and told him not to stimulate people, and it would not be a good thing to continue to stimulate people.
"The problem now is these..."
Tang Chuan didn't dare to hide it, he knew that Sun Youle was here to help him, so he said 1510, there are a lot of debt collectors now, it can be said that everyone is very important, but in terms of priority, the supplier is the first, they are anxious to wait for the payment of wages, if not, the workers will make trouble, then it will be different, and he is counting on continuing to cooperate in the future.
In addition to suppliers, there are private debts, this part is the highest interest, and there is a huge amount of interest every day.
Then there is the money he borrowed from his friends, there are also hundreds of thousands, many of which are promised interest, and at the end of the year, the interest and principal should be repaid together.
After all, the company collapsed, and he couldn't pay back any money, and the bank would become a bad debt, but it could be negotiated to repay it in installments, and the credit would be downgraded at that time, but it would not become an old man.
And these are all in one, plus the fixed expenses of employee salaries, the funding gap has reached more than 10 million, which can be said to be completely beyond his ability to repay, and even if his company is now taken to bankruptcy and liquidation, it can be worth more than two million.
"Where's your car, your house?"
"The mortgage was given, the car was given to those people, the house was in the bank"
Tang Chuan wailed, the car and the house he was going to use to marry Chen Ziyi, but now it is gone.
"Miss Chen, what about you?"
Sun Youle looked at Chen Ziyi again, Tang Chuan is bankrupt, so what did Chen Ziyi pay?
"My savings for many years, my parents' pension money, a total of 300,000 yuan, and credit cards, all add up to about 500,000 yuan, all of which went in"
Chen Ziyi didn't care what Sun Youle meant, she was also so anxious that she frowned, her money didn't matter, the key was that she also brought her parents' pension money, and she said that there would be interest and dividends, but now she can't get the principal back, and she doesn't know how to explain it to her family.
"500,000, hey"
Sun Youle sighed, what he said before was the money owed, not including their capital, so they lost at least 15 million this year, where did they lose?
"Cousin, you're here to help me this time, what the hell are you giving me an idea, I'm now six gods and no master"
"Now that I know that the six gods have no master, how much stomach and how much food I eat, have you forgotten the ancestral teachings of my ancestors?"
"Brother Biao, now is not the time to talk about this, how much money have you brought?"
"Five million, only five million, don't give me too little, do you really want to fold all your parents' coffins into it?"
Sun Youle glared angrily, five million is already the limit of his family, and it is all the funds that can be used, unless the family is really bankrupt, otherwise he really can't hold it this time.
"Five million, five million, we still have a chance to turn over, Jin Yang ·····"
"Tang Chuan, do you still want to make a face, you are still embarrassed to beat Jin Yang's idea, are you still human..."
As soon as Tang Chuan opened his mouth to me, Sun Youle scolded angrily, because in their eyes, I was the poorest one, I had no house or car, and I regarded money as dung, and I didn't fool people to be gods.
I touched my nose, in fact, I really wanted to say that I am very rich, and the 1,600 points are worth more than 10 million, if I try to trade with someone, I can double it, of course, I will not lend it to Tang Chuan for free, because he is not in the right state now.
He is like something now, like a man who is about to drown, grabbing a straw and trying to turn over, also like a gambler, he doesn't realize what the problem is, he just wants to turn over.
"Cousin, I was wrong, I was really wrong, don't scold..."
"Detective, you stop, I'll say a few words, what about the money, I have some, not much, but maybe enough to solve the urgent need, but this money, I won't give it to you easily"
"Jin Yang, what else do you want to say, say it all at once, don't let me be anxious, okay?"
"You're not in the right state right now, if you give you money, I think it's going to be a waste, so for my money not to be wasted, I have to see hope"
"What hope"
"You still have the hope of turning over, I don't know how to run a company, but I understand, the truth is all figured out, I also worked with you for several months, from the beginning to the present, how long, three or four years, from last year to now, that is, a year's time, why, you started so fast, decay is so fast, in which part of the company has a problem, you have to find out, you have to analyze the problem, you have to find a solution, nothing, you just want to take money, how can there be such a good thing"
"Jin Yang, you still don't understand management, I see you, much more powerful than the average high-level, these words, to the point, Tang Chuan, do you hear it, give you three days, sort out all these problems, if we are satisfied, it's no problem to give you money, otherwise, you can do it yourself, your family's money, I have the right to make the decision now"
Sun Youle also made up the knife in time and gave Tang Chuan a problem, of course, it was not difficult for him, this was a necessary process, he really couldn't give him the money at will, otherwise it would really be a waste.
"Three days, however, some money is urgent"
"I will advance a part of the urgent needs, starting from the supplier, and people will also pay wages to the workers, and it is easy to say anything to solve these problems."
Sun Youle is extremely strong and decisive, there is no room for negotiation, this time it makes Tang Chuan embarrassed, find the problem, solve the problem, if it is really that easy, how can he fall to today, and Chen Ziyi's face is even more ugly, Tang Chuan's family and relatives are not satisfied with her, that is something that has been known for a long time, so will he take the opportunity to embarrass her?