If you borrow 100,000 yuan in principal, you have to repay more than 500,000 yuan in more than a year, is it a high usury?

Loan sharks, yes. But if you want to say very high, you have to borrow usury, so naturally you can't care so much. Moreover, if you really want to compare it with the routine loans of later generations, He Zilong is really not scared.

"The longest road I have walked is the trick of a liar" - "routine loan", this is the last sentence sent by a friend of He Zilong to everyone he knows through his mobile phone before he jumped off the building before he was reborn in later generations.

"Borrowed 10,000 yuan but wrote an IOU of 200,000 yuan", "borrowed 20,000 yuan, and finally lost a house", "'zero down payment' to buy a car, and finally almost went bankrupt".

Only a little, a loan shark can borrow 100,000 principal, and write that you borrow 300,000.

He Zilong's friend who jumped off the building in his later life, surnamed Zheng, was a lady who did business. Urgently needed to borrow 30,000 yuan, and through the introduction of an intermediary, Ms. Zheng met the owners of a consignment bank, Zhu and Wu. When Zhu learned that Ms. Zheng had multiple properties under her name, he agreed to provide loan services.

Ms. Zheng immediately borrowed 30,000 yuan from Zhu, and the agreed deposit was 20% of the principal, and the liquidated damages were 20% for each day of overdue. Finally, with the addition of 10-day interest, intermediary fees, home visit fees and other expenses, the total amount of the loan is 50,000 yuan.

But Zhu asked Ms. Zheng to write down the amount of 80,000 yuan on the loan slip, explaining that this was "industry rules". Unable to withstand Zhu's deception, Ms. Zheng signed a contract for doubling the loan of 80,000 yuan, but only 30,000 yuan was actually received.

(If this had been put in front of the Guan sisters, the red-eyed father, he would probably have agreed.) Gamblers, how much more?)

It's just that doing business is risky, and it is not necessarily less risky than you are speculating in stocks and futures. Not long after, in order to repay the previous principal and interest, Ms. Zheng borrowed money from Zhu again. Still in accordance with the "industry rules", the loan contract said 250,000 yuan, but the actual receipt was 125,000 yuan.

At the same time, Ms. Zheng also signed a 20-year rental agreement, a house vacancy agreement and a power of attorney to unlock the house as security for the loan. (That's the problem!)

Yin and yang contracts and false statements are the usual tricks used by fraudsters to implement "routine loans". As long as you have these in hand, even if you go to the court to sue and file a lawsuit, it is very likely that you will lose the victim who borrowed money, not those fraudulent loan scammers.

In comparison, borrowing 100,000 yuan and repaying more than 500,000 yuan after more than a year is considered a high interest. But it's not scary either!

The reason why He Zilong is disgusted is not that he can't afford to pay back the money. But I don't want to be the head of this bitterness. You must know that you should be more sensible than you pretend, but the father of the two sisters of the Guan family borrowed 100,000 yuan from several places in batches, which is just one of them, and the interest is several times higher.

If people say they will repay as much as they want, a few creditors will only have to repay a few million less than a few million.

And if you take out the amount prescribed by law to force the account, as long as you have the ability to prevent the black from eating the black, as well as the black retaliation. Then the maximum principal plus 50% interest will be closed, and the addition may be hundreds of thousands.

Heroes save beauty also depends on whether they are valuable or not, for now. He Zilong felt that the two sisters still had some use value, no matter what it was. If it is hundreds of thousands, it is still worth investing in and giving it a try. More than a million, don't think about it!

-

"Long Shao, don't you feel strange? Even if those detectives may have taken the black money and deliberately came late. The person in charge of the management department of this dormitory building, no one came forward, I was afraid that something would happen in this building......"

While everyone was waiting for the police, Li Dawei put forward his views to He Zilong with questions.

When he said this, everyone looked sideways. Then everyone lowered their heads and began to ponder. I don't want to know this, but I'm scared when I think about it, and I seem to be a little scared when I think about it.

He Zilong and the others looked at the two Guan family sisters together, and the faces of the latter turned white, obviously thinking about it and guessing something.

"It seems that Shaw Brothers Film Company has long wanted to throw away the sisters' packages, but after all, they are also the families of the former right-hand men, so it is difficult for them to come forward themselves. Borrowing a knife to kill people, this hand is really good......" He Zilong sneered, and every time he said a word, the faces of the two Guan sisters became paler.

He Zilong originally wanted to say something, but when he saw that Guan Xiaolin's tears were still there, Guan Zhilin also had a sad face. I could only frown slightly, sigh softly, and didn't want to say more words that were useless but added to the annoyance.

There are some things that are useless to say, anyway, I understand what is going on.

There are many people who do this kind of thing like crossing the river and demolishing the bridge.

It's just that, even if the manager comes. If you confront him to his face, he will certainly not admit it. Some things, knowing how to do does not mean that they will recognize.

-

I don't know, it's because the subordinates of the Bad Tail King are shrewd after all, or if they are afraid of things. Or maybe there was some code between the little brother who sent the IOU just now and their boss, only for a while, the gangsters who were originally guarding outside, looked at the building in the distance, and finally had the appearance of a police car coming.

All of a sudden, the birds and beasts scattered, and within a few minutes they ran away without a trace, and half of them were gone.

"Every time I saw a police car coming, I would sound the siren from afar, and I used to think that it was because I was afraid of traffic jams on the road. So in order to clear the field, other cars gave way, but on this big night, there are not many cars on these streets. With such a loud noise, even if there were really any criminals, if it weren't for someone like us, I am afraid that none of them would have run away a long time ago, and the police car would have come in vain, right? You said Hong Kong police officers, what are you doing, it is exactly the same as what is played on TV......" He Zilong frowned, looked out the window and asked everyone puzzled.

In the TV series, the police officer is always the last to arrive at the scene of the incident. There is an important reason for this, and I am afraid that there is also a reason why the alarm was sounded after a long distance, and the bad guys ran away in advance as soon as they heard it, right?

"It seems that the guess is not wrong. There are indeed reports of these people among the Xiangjiang policemen, or they should be ......" Guan Zhilin's face showed deep melancholy, and sighed: "In Xiangjiang, the police car rarely honks before it comes, of course, it can also be honked, but it starts to sound from such a distance, and you can tell who it is reminding at a glance......"

"Well, what, is the actual situation different from the one in the Hong Kong TV series? You rarely have police cars honking their horns ......here?" Guan Zhilin's answer surprised Li Dawei.

The Li brothers don't know much about the situation in Hong Kong, but as veterans, they are more or less aware of the situation in China.

In China, for example, in real life, when the police make arrests, they pursue safety and efficiency, and most of the arrests are carried out quietly. Sometimes, for the sake of secrecy, let alone honking the horn, the police car will not be driven.

In other words, the police officers in China are very smart and will never make the same mistake as the mentally retarded Hong Kong police officers. Unless it's an ulterior motive!

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