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The three of them stood outside the private room, Xu Taiping handed Xu Youdao and Lian Tianhuo a cigarette each, Xu Youdao shook his hand, indicating that he was not smoking, and Lian Tianhuo took the cigarette.

Xu Taiping put away the cigarette, and then said with a smile, "Two leaders, is it okay to eat today?"

"Not bad. Xu Youdao nodded and said with a smile, "You are really willing to spend money, this table is not cheap at night." ”

"Taiping is not bad for money. Lian Tianhuo smiled, "As far as I know, Taiping is a proper gold master." ”

"Don't say that, it's a great honor for me that the two leaders are willing to come to eat with me. Xu Taiping said with a smile.

"Tell me, what's the matter? You can't call out both of us just to smoke a cigarette, right?" asked Xu Youdao.

"It's like this... I plan to do something, and this thing must have the cooperation of two leaders. Xu Taiping said.

"Whatever we can, as long as we can do it, we will do our best to cooperate!" Lian Tianhuo said.

"Now campus online loans are rampant in the major campuses, our school has also had some things before, I think both of you know, through the surface of these things, it is not difficult for us to find that the traditional so-called bursary scholarship system has become outdated, and now the student expenses are getting worse and worse, and many of their families can not bear such huge expenses, naturally, they are easy to find online loans, and the harm of online loans you understand, their interest alone, it is possible for many students to fall into the big pit of online loans, borrow a thousand yuan, and repay a thousand one next month, for students is just an extra hundred, nothing, but if we calculate the interest on the loan, this is equivalent to one-tenth of the interest, absolute usury, sometimes after the deadline, there will be a series of fees such as late fees and management fees, these are all traps!" Xu Taiping said in a deep voice.

"You mean, we want to crack down on campus online loans? This is not something we can do, there are so many microfinance companies in the country, we can't stop students from going to them to apply for loans, it's impossible. Xu Youdao shook his head and said.

"You don't understand what I mean. Xu Taiping said with a smile, "Instead of letting students borrow from others, let's let them come to us to borrow, do you say?"

"Huh?" Xu Youdao said in surprise, "Do you want to engage in campus online loans?"

"That's right!" Xu Taiping nodded. We can get a campus online loan together, but our campus online loan is different from the outside, we don't have such a high interest, a thousand yuan to lend out, up to ten yuan a month of interest, this interest is actually not low, but compared with those other online loans is very low, compared with other online loans, we have more advantages, because students are studying in our school, we are not afraid of them running away, and even if they run away, then we can also use things such as graduation certificates to threaten them, of course, the word threat is not good, but it is not excluded that there are some students who are lazy and lazy, so we can only deal with them like thisAnd for those students who just want to satisfy their vanity, our online loan interest is low, within their affordability, then the pressure to repay will be much less, if you are not willing to pay back, then you can also use part-time jobs to repay the loan, our campus is so huge, I have inspected before, at least a third of the places are deserted, these places are a lot of monthly maintenance costs, if there are students who do not pay back, we can directly let them go to these places to do things, cleaning and the like, you know, this kind of labor is much cheaper than the outside invitation, maybe you have to spend 3,000 a month to hire a person, find students for only 1,000, and the money saved, the school can do other things!"

Xu Youdao and Lian Tianhuo looked at each other, and after a long time, Xu Youdao said, "Xiao Xu, you are really bold, you dare to hit the students with your ideas!"

"But I think what he said is still very reliable, instead of letting students go to people outside to borrow, and finally being crushed by huge interest, it is better for us to lend money to students, but this fund is a problem, without tens of millions, it is not good to do this thing." Lian Tianhuo said.

"I'll take care of the funding thing. Xu Taiping said with a smile, "I only need two people who can convince the board of directors and two leaders that this matter is very beneficial to the students and the school. ”

"I'll report this to the board of directors to see what the board of directors mean. Xu Youdao said.

"Let's talk together, let's talk more vigorously. Lian Tianhuo said suddenly.

Xu Youdao glanced at Lian Tianhuo in surprise, and instead of refusing, he nodded.

"Since the two leaders have said so, then I will also give the two leaders a thorough understanding, once the company is up, my goal is not only limited to one of our schools, if the model can work, we can also expand the business to other schools, it is best to make a national large loan company for students, of course, our name must not be called what loan company, can be called a fund, anyway, the name is good, I can guarantee, is to give the two leaders belong to your shares, we don't say dark words, you have contributed, I naturally can't let you work in vain, directly take the money to you is not good, then give you shares, dividends are distributed by shares every month. Xu Taiping said bluntly.

"Don't say anything about dividends or not, as long as it can reduce the pressure on students and prevent high-interest online loans from continuing to harm students, that's fine!" Xu Youdao said.

"I know, I know. Xu Taiping smiled and nodded, then opened his arms, put his arms around Xu Youdao with one hand, and Lian Tianhuo with the other, and said, "Leader, in the future, all our students in China who are short of money will thank the two of them, let's go in and continue to drink the bar." ”

"Okay!" The leaders of the two schools were carried into the private room by Xu Taiping one by one, and it seemed that the relationship between the three of them had gotten better to a certain extent.

After drinking and eating, it was already more than eight o'clock in the evening, and everyone said goodbye to Xu Taiping cordially, and then dispersed.

"Lao Lian, after Xu Taiping came, our school has really undergone a lot of changes. Xu Youdao walked beside Lian Tianhuo and said with emotion.

"That's not it, we used to fight back and forth, and then Xu Taiping came, and I wanted to win him over, but it turned out that people are better than any of us, and the whole school now speaks more vigorously than the two of us combined, and we don't even have to fight. Lian Tianhuo shrugged his shoulders and said.

"Then what do you say he is doing with this online loan?" Xu Youdao frowned and said, "Is it really just for students? ”

"Who can say this clearly, maybe it's for money laundering? This Xiao Xu, that's Xia Jiang's son-in-law, isn't Xia Jiang said to have been arrested for a few days some time ago, maybe he wants to launder now, so let Xiao Xu help launder money, of course, let's just say this kind of thing, there is no evidence, but if this loan company can handle it, it can indeed greatly change the current situation of high-interest online loans, but the premise has to be the strength of this loan company. If it is strong enough, it will inevitably affect other loan companies, and maybe other loan companies will also start to cut interest rates. Lian Tianhuo said with a smile.

"The water is too deep. Xu Youdao said.

"Let's not get involved too deeply, just go back and talk to the people on the board of directors, I guess the chairman should have ideas, after all, our chairman, that's also a financial predator, isn't it?" Lian Tianhuo said.

"That's right. Xu Youdao smiled and walked forward with Lian Tianhuo.

Security Office of Jiangyuan University.

Xu Taiping bought a lot of vegetables from the Fulong Hotel and came to the security room, after all, today he successfully became the director of the security department, so he has to invite these people under him.

There are a lot of people in the security room, except for those who normally go to work and patrol, the other security guards are basically gathered here, everyone is eating seafood and drinking wine, but they are also very happy.

Chen Wen, who was successfully promoted to deputy director, had already drunk a little, but fortunately, he was in a good mood, and no matter how much he drank, he didn't feel uncomfortable.

At about nine o'clock, Xu Taiping received a phone call, left the guard room early, and returned home.

"Let me take Emma to the party?" Xu Taiping sat on the sofa, looked at Xia Jinxuan in surprise and asked, just now Xia Jinxuan asked him to come back in a hurry, thinking that he was going to come back to sow seeds, but he didn't expect it to be this kind of thing.

"Yes, it's a party for a group of people in our Jiangyuan City, I don't have time at night, some things for the final exam of this semester haven't been done yet, it just so happens that Emma hasn't participated in our Huaxia party, so you can take her there, please!" Xia Jinxuan looked at Xu Taiping and said.

"You still take the final exam?" Xu Taiping asked as if he had seen a ghost.

"Of course, the final exam must be examined, and the teachers don't usually go to class and don't care, it's too much to not participate in the final exam, Jialing and I both have to study hard now, if you fail the course, you have to go to the make-up exam during the winter vacation, it's too troublesome, and it's too embarrassing. Xia Jinxuan said.

"Going on vacation?" Xu Taiping asked.

"yes, it's less than a month away. Xia Jinxuan said.

"It's so fast!" Xu Taiping sighed, "In the blink of an eye, I've been a security guard for a semester!"

"Don't talk about that, just take Emma there, okay?" Xia Jinxuan asked.

"Okay, where is the place?" asked Xu Taiping.

"Waterfront Pier, Cruise Party!" Xia Jinxuan said.