In fact, it is similar at home and abroad.

She listed some of the choices of her classmates and asked Ye Zhi to help with the staff, but these places are basically similar to the Maldives, they are all attractions with relatively high consumption, and some students with more financial difficulties at home......

I really can't afford it.

Ye Zhi shrugged, when it comes to travel, he really doesn't have a cold, and it doesn't make much difference to him where he goes, "It's just that it hurts his wallet, if you really want to go, maybe you, the organization committee, will have to pay a little more money." ”

"Money doesn't matter, after all, it's only this time in this life, it doesn't matter if I have more, I'm worried that some people don't want to owe me this favor. I have a bit of a headache now, I'm always worried that I can't take everyone's feelings into account, and now many students like to borrow money on some online platforms to spend, obviously they don't have much money, but they spend money very much...... It always feels a little unreliable. ”

"Borrow money?"

"That's right, it's like your ant borrowing, and there are a lot of borrowing apps. ”

"It's not unreliable to borrow money from Ant, the interest rate is already very low, but you'd better let your classmates ...... By the way, there are also sailors, I lent you this money for emergencies, not to squander it. ”

"Why? Didn't you say it's reliable?"

"It's not a platform to be unreliable, it's just that those classmates of yours don't have this kind of problem in our class. ”

"Hehe~~~"

Ye Zhiban actually organized a class tour this year, but this class tour, he directly covered the entire cost, and he didn't go too far just to Qingdao, Shandong, and he didn't have time to go.

But Shen Lu's class is basically all girls.

Today's college girls live relatively more luxuriously than boys, so the consumption of the location chosen is not low, even if she wants all-inclusive, it is not easy, she is not as trenched as Ye Zhi.

"Come out and mix, sooner or later you have to pay it back, I still need to talk about this, just while you're in the live broadcast, I'll just say it, everyone can help me spread it, no matter how convenient the online lending platform is, how low the interest is, if it's not necessary, don't borrow. ”

"What about this world, what about the people who stand on high places, they have mastered a more advanced way of making money, that is, money makes money. Of course, most people make money from labor, right?"

"That's right. ”

"So, Lulu, let me ask you, do you think those who stand on high places want you to have money or not?"

"Of course, I hope to have money, otherwise how can I spend it for them to make money?"

"That's right, on the one hand, they want you to have money to spend, but at the same time, they don't want you to save money. Because when you save your first pot of gold, you will also think like them, how to make money profitable, so that their position will be threatened by you. ”

"Then they can't control me, I love spending so much, can they control me?"

Ye Zhi nodded very naturally, "Yes, so they have found a variety of convenient ways for you to borrow money, when you have the desire to spend, you can go to advance, and then worry about repayment and interest every month, you will never be able to save this first pot of gold." There is no time and energy to think about it and use more advanced ways to make money. ”

"Isn't this a vicious circle? Is it true?"

"This world has been carefully designed. ”

Hearing this, Shen Lu shuddered.

Then looked at Ye Zhi, and suddenly seemed to react to something, "But...... Dead pig's head, aren't you the one who participated in the design? You were the first to come up with it! Evil capitalist!"

"I didn't come up with this, but the operations of loans and borrowings have been around for a long time. ”

"You're the one who makes it easy!"

"I'm borrowing money for people who really have something to do, but there's no denying that the project is profitable. ”

"So I'm here to remind you that it's better to be cautious in spending, the money borrowed has to be repaid, of course, you can choose to be a laid-back, but ...... At present, the social credit system has been very perfect, and a person's reputation will accompany him for a lifetime. ”

"So serious?"

"Yes, even, after this year's National Day, people with insufficient credit will have no way to buy high-speed rail tickets, plane tickets, no way to get a driver's license, apply for a driving license, and be restricted from leaving the country, and employment and buying a house will be restricted, not to mention ...... Loan. ”

"Forehead ......"

"How do you know?"

"The credit system that the state is using now is designed by me. ”

“……”

"You're a complete monster. ”

Obviously, at this moment, Shen Lu's complaint said the hearts of countless people, Ye Zhi seemed to be very light, but in fact, he didn't seem to be very clear, what he said was light But in the eyes of most people, this matter may be a great move.

It's just that he himself doesn't seem to realize it.

Ye Zhi shrugged his shoulders and continued, "Now many rich people don't need to make money at all, they just need to put the money out and let the money make money by themselves, and in this society, many people's consumption concepts are gradually changing, and with the change, they will find that they really can't save money, and their wealth will not actually accumulate over time, but ...... Getting poorer. ”

"Why are you talking so mysteriously, isn't it that you can't control your desire to consume. ”

"So, learning how to manage money is really a very important thing. ”

"I'm not a housekeeper. ”

"Shen Lulu, it would be great if you usually had such a comprehension. ”

"Slightly~~~"

Ye Zhi seemed to be saying these words to Shen Lu, but in fact, these words were said to the people who were watching the live broadcast in front of the screen, because there have been several such incidents, although they have not made a big fuss, but they have begun to show signs of this.

Today's young people's consumption outlook is too 'advanced'!

Overdraft consumption has long been the norm, the average debt of the post-90s is more than 100,000, this topic has been going on for a while, this is not a joke, but a very real social situation.

Not to mention the housing prices or anything for the time being, it has already been 'towering into the clouds', and the house slaves don't need to talk about the hundreds of thousands of debts, their debts basically start from one million, not to mention these people for the time being, now there is a more serious one......

Nowadays, many people have gradually 'caught up' with many developed countries in terms of advanced consumption.

To achieve 'catch-up' in this kind of thing......

That's not a good thing!