There is no doubt that the emergence of Ant Financial will have a very big impact on China's financial industry in a very short period of time.

And all of this is centered on a set of sesame credit mechanisms.

In the past six months, Alipay has also analyzed some information about the user's creditworthiness from the user's daily consumption, and based on this information, the specific value of the individual's creditworthiness was evaluated, and finally the amount of Ant Huabei and Ant Borrowing was determined.

The amount of money remitted by users to MYbank and Yu'e Bao is also related to the score of Sesame Credit to a certain extent.

Alipay has been in operation for more than half a year and has been recognized by everyone in terms of payment security.

Even though there were many rumors about the low security of Alipay payment, it was soon clarified under the continuous tracking report of today's headlines, and basically no one doubted the security of Alipay.

People are gradually experiencing the convenience of Alipay.

There are many people who are also full of trust in this App, and there are various electronic documents in Alipay, which can be charged without leaving home, pay water and electricity bills, pay Ant Huabei payment, various city services, inquire about five insurances and one housing fund, and traffic violations.

Gradually, it has become an indispensable and important part of people's daily lives.

"Yu Yu Bao, MYbank, what the hell is this?"

"Look at the introduction is very good, this online business bank transfer is completely free, one second to the account, this should be the Internet banking that Zhixin said before, but this Yue Bao didn't understand much, what does this annualized profit of 5% mean?"

"The annualized profit is 5%? I don't know if it's true, I'll throw 50,000 yuan into it first. ”

Ye Zhibaba, the most domineering person I have ever seen, is actually digging into the corner of the bank!"

"MD, I said a long time ago, Zhixin Technology is definitely not only doing Alipay for the convenience of payment, I didn't expect the plan to be so big! Where is this Yue Bao just digging a corner, its existence and the security of Alipay, this is shaking the foundation of the bank, okay?"

"Not much to say, I'll throw some money into it first, anyway, I can transfer it out at any time, and I'll know the day after tomorrow." ”

"Although I'm poor, it's okay to throw 100 yuan into it, hehe~~~"

"Just buy it! Follow me Ye Zhiba, I can't lose, I bought all my bank deposits to buy Yu Yu Bao, Meizizi. ”

Some users transferred money to Yu'e Bao with a try-and-see attitude, and Yu'e Bao did not disappoint them.

After two days......

Everyone has indeed seen the growth of funds, which has made countless Alipay users who have deposited their money in the bank boiling, and this Nima is much more real than the bank!

Although Yu Bao does not have the promise of capital protection, but the risk is very low, as long as you buy 2 yuan per year investment insurance, once there is a loss of funds, the insurance company will directly compensate, with this layer of insurance, in just one week, the total amount of Yu Bao deposit exceeded 5 billion!

In Lanxing's Huaxia, the people's recognition of Alipay is really high, which completely exceeded Ye Zhi's expectations.

There are so many people who are willing to trust Yue Bao!

Ye Zhi believes that as long as this continues to run, the funds invested in Yu'e Bao will only become more and more huge, and now Zhixin only needs to care about the reaction of the central bank, unlike Alibaba, he has already counted the 'tricks' of the earth's central bank from the beginning, applied for MYbank in advance, and connected Alipay to the UnionPay anti-money laundering system.

And launched Ant Jubao in advance, allowing users to manage and invest funds through Alipay, not to say that users put all their eggs in one basket, after all, if Yue Bao's funds are too much, there is indeed a high management risk.

But......

In the stage just launched, Yu'e Bao's annual interest rate of up to 5.68% is not high compared to many financial products, but its extremely low risk and can be transferred in and out at any time still makes countless people flock to it!

The headquarters of Jingdong in the imperial capital.

After Liu Dong finished reading today's report on Yu Bao, he applauded Ye Zhi in the office alone, "It's not leaky, it's really not leaking! Ye Zi, I really don't know how to praise you." ”

Because of the emergence of Yu Bao, many banking institutions are now feeling heavy pressure and racking their brains to think about how to deal with it.

But......

In the end, they came to the conclusion that there is no solution!

Ye Zhi's layout is very large, but his layout is also very detailed, ordinary people take one step is counted as one step, and successful people take one step and ten steps, and he, the first step has not been taken, he has counted a hundred steps, a thousand steps!

As Liu Dong said, his calculations ......

Foolproof!

He took into account almost everything that could happen.

Even if it is the central bank, there is no way to take him, the rise of Ant Financial has become inevitable, and there is no legitimate excuse to restrict it, because Ye Zhida has blocked all the excuses from the beginning!

Admire.

Liu Dong is really impressed by Ye Zhi now!

Looking at the push of Yu Bao news on today's headlines, a smug smile appeared on Liu Dong's face, "It's no wonder that Lao Han will follow him from the beginning, this kid ...... It's amazing!"

Zhixin has its own Ant Financial and has also integrated the funds on JD.com's side, so Liu Dong doesn't need to worry about the flow of funds.

Although this is indeed a diversion of some of the power in his hands, it also helps him share a lot of pressure, and Ye Zhi's previous promise to help him relieve pressure has indeed been done.

"High, really high!"

Liu Dong put it down, rubbed the bridge of his nose, and slowly leaned his body back on his chair, relieved, he had almost no personal time for the rapid development of Jingdong during this time, and he just wanted to spend more time now......

Girls~~~

As a single dog in his forties, Uncle Liu Dong is actually very anxious.

Although he also found several capable assistants, but now Zhixin Technology, before Ye Zhi went to the fore, almost all the pressure of public opinion was pressed on him and Han Qi, not only to deal with company affairs, but also to deal with a lot of problems from the media.

Their every move has been followed by countless media, and once there is the slightest bit of wind and grass, it can be interpreted wildly.

People like him haven't been to nightclubs for a long time.

Moreover, sometimes the questions asked by those reporters are really a headache to think about.

"So, boss, when exactly are you going to walk to the front desk?"

……