There are no hidden secrets under the sky.

Liu Ruoyi is not worried at all about Lehman Brothers' bottom line being seen through, in this world, there are many such things as you have me, and I have you.

After getting the expansion business of PCCW, Liu Ruoyi has not eased down, she has been planning to enter the mainland banking industry, after nearly 2 years of running, recently finally began to have eyebrows.

"Sister Annie, this is the approval letter received recently, and the above has approved a new type of MYbank with Yongxiang Bank as the main body and the leading enterprises in the mainland Internet industry as the supplement. "Fu Yunhui is calm and meticulous, and she is more professional than Vivian.

Of course, this is a graduate student selected from a formal finance major, and the starting point is much higher than that of Cathy and Vivian. Now Liu Ruoyi's main daily affairs are now managed by Fu Yunhui, the director.

Only things that need to be decided or that Liu Ruoyi pays special attention to will be passed to Liu Ruoyi's desk through the filtering of their group.

Of course, in Liu Ruoyi's office, a large display screen will list the current events and sort them out in the computer, so that Liu Ruoyi can query the details at any time.

Filtering out daily details is a good thing to improve work efficiency, but Liu Ruoyi never wants to only hear and see what she wants to see, so all the events and reports gathered on Liu Ruoyi's side now require electronic Internet access and appear in front of Liu Ruoyi's direct big screen.

Only in this way can Liu Ruoyi truly grasp the overall situation.

And this new joint venture bank in the mainland is obviously one of the focuses of Liu Ruoyi's attention.

"Finally approved, it seems that my special consultant still has some face. Of course, Liu Ruoyi knows that the emergence of Internet banks will not have a chance until at least a few years later according to the original trajectory of time and space.

However, a foreign investor like himself was able to get this license, of course, not just because he had money, but because he had observed at the top level in the past few years, including participating in the review twice a year as a special consultant, and he had made very clear suggestions and opinions on the application for large fund projects.

Facts have proved that Liu Ruoyi's suggestions and opinions can have an immediate effect, and a number of enterprises supported by Liu Ruoyi, such as Gaosen Semiconductor and Shenwei Company, have now grown into cutting-edge giants in the mainland's IT industry.

In just a few years, they have become a large company with annual sales exceeding 10 billion yuan. The most important thing is that these two families have a similar side, but at the same time, they also have their own specializations, and they play a mainstay role in different fields.

Gaosen Semiconductor has almost monopolized the field of video decoding segmentation, after the second generation of digital chips came out, the digital core of the single-chip solution has been driven out of the mainland market, and at the same time in the international market, the second generation of digital chips is also selling gratifyingly, laying a market share of nearly 40%!

If it is not considered to be sued for monopoly, Gaosen Semiconductor can even continue to increase its market share, now after the scale comes up, the cost of the second generation of digital chip chips is already very low, with higher integration and better power consumption, reliability, digital core in foreign prices and international competitors competition have the upper hand.

This makes the profit of Gaosen Semiconductor quite impressive, the overseas revenue of the digital core business is nearly 1 billion US dollars, and the gross profit is as high as more than 600 million US dollars! Even after deducting the R&D amortization, the overall profit of the digital chip is more than 45 percent!

At this time, Wu Zuhua really admired Liu Ruoyi so much.

It is precisely because of such high profits that GS-3A/GS-3B to the current GS-4A huge investment has a reliable guarantee, compared with the digital chip, the commercialization of the GS-3X series can be said to be quite general, compared with the high investment in research and development, Wu Zuhua wants to rely on this idea to create a new ecology is quite bumpy.

It can be said that there are not many competitors except for military equipment, and it is difficult to move forward in the commercial field. On the desktop side, relying on the Linux desktop, it is difficult for government and enterprise users to accept, let alone ordinary users, and the wintel Millennium Alliance is really not in vain.

On the server side, not to mention the X86 with better ease of use, even if it is a MIPS server born under the same RISC architecture, Gaosen Semiconductor can't beat Shenwei, because in terms of performance, the current GS series can't beat SPARC T2 at all, let alone the SPARC T2PLUS that Shenwei has further developed!

Shenwei Company relied on these two magic weapons to get out the 64-channel super minicomputer, and then made persistent efforts to get out 128 and 256 HPC (streamlined supercomputers), with excellent 100 million times/10,000 yuan index cost performance, Shenwei Company can be said to be in the limelight in the field of high-performance computing.

With the same computing power, Shenwei server is the cheapest and has the lowest power consumption! Moreover, Shenwei server is also the best alternative to the HPC currently embargoed by foreign European and American powers.

This innate advantage makes Shenwei's HPC series simply sell like crazy, and various meteorological, geographical, and genetic applications that require high computing power are ..... More research departments on the military front, which bought at least 400 Shenwei HPCs in less than two years!

Although the price is nearly an order of magnitude lower than that of similar foreign products, the starting point is also tens of millions of yuan, according to different memory and storage space configurations, the high-end has exceeded 30 million yuan!

However, this mass-produced model still runs the Solaris system, and for most old Solaris users, the cost of switching applications is almost zero.

Therefore, the action to replace the old SUN high-performance server is extremely fast. Thanks to Shenwei's stockpiling of SPARC T2 processors, tens of thousands of processors have been digested by this wave of HPC sales alone.

More importantly, the potential gains of Shenwei after providing reliable computing power for breakthroughs in certain fields are even more difficult to calculate.

Liu Ruoyi's contribution is not only to commercially increase the number of cutting-edge IT companies with sales of tens of billions of yuan in the mainland, but also to improve the strength of the mainland in this field of high-performance computing for at least five years of technological advancement.

In other words, it has been upgraded to the international advanced level in 2005 and 2006.

Of course, it's a bit shabby to say this, after all, it's the summer of 2012, and according to Moore's Law, it's basically past the time for the evolution of three generations of processors.

But people have to be content, if there is no Liu Ruoyi, even the current achievement will be delayed until at least 5 years later - after the chip is boiled out, it will take another 2 or 3 years to get the application server design out. Just like the current T2plus, it can be considered a successful tape-out, but it will take at least 1 or 2 years to go to the server in batches.

This is because the current chip pin design is compatible with T2, and Sunway can smoothly upgrade to newer processors to get better computing power super servers.

Otherwise, this department with extremely strict requirements for computing power, it will not be so refreshing to pay for Shenwei's HPC, after all, this thing is a long-term investment, and there is no ability to continue to upgrade.

It is precisely because of the many benefits and potential benefits of these industries that Liu Ruoyi finally became listed in the mainland and began to have a certain influence. Yongxiang Bank's mainland promotion plan, that is, after many discussions and studies, was given the green light to prepare for the first trial.

According to Liu Ruoyi's idea, the bank mainly serves users and merchants of online transactions, and its offline outlets are basically concentrated in the Pearl River Delta and Yangtze River Delta regions, where entrepreneurship is more active, and different mainland banks compete for ordinary savings users.

In this way, a situation of dislocation competition has been formed, which has become a useful supplement to the mainland's Internet economy and entrepreneurship.

This is also a good thing in terms of the overall pattern of financial development in the mainland in the future, especially since Yongxiang Bank now has abundant funds, and it is of course a good thing for online merchants and entrepreneurs who are mainly small and medium-sized enterprises to be able to support them in this field.

Of course, Liu Ruoyi is not doing charity, and entering this market is, of course, to consider making money in order to develop benignly.

In this way, how to establish an efficient and powerful credit evaluation system is something that Liu Ruoyi will solve with several Internet enterprise partners that she will cooperate with in the future.

The more favorable situation now is that whether it is a penguin, a beaver, or an online gathering, it is now a company that Liu Ruoyi has a close relationship with, and they are fighting happily in the last time and space, and it is unlikely that they will cooperate horizontally.

But in this time and space, Liu Ruoyi, as the major shareholder of the three companies, has the opportunity to reach an agreement in some aspects, such as personal credit and corporate credit, and the big data information of the three companies, Liu Ruoyi has the opportunity to associate their behavior trajectory data with specific personal and corporate credit in some way.

Although the three companies have started to have their own online payment applications, compared to the original time and space, one family no longer has a chance, so they do their own business.

Netju has been forged in the three areas of portal, search and gaming. The penguin is also at the full level in social networking and gaming, and the portal is also among the top three, and now it is starting to do the video part - this is mainly done by relying on Aurora Media.

And Ahri continues to soar on the road of e-commerce, with an annual growth rate of nearly doubled, without the farce of the previous time and space that once sold and restructured shares, this time and space development is more ferocious.

If Yongxiang MYbank cuts into it at this time, it will be a big benefit for the three of them.

Therefore, in the process of preparation, the three have expressed a high degree of interest, the initial share capital of 10 billion investment, Ahri subscribed 1 billion, and the net gathering is now super abundant cash flow directly asked for 2.5 billion, plus Penguin invested 1.5 billion, Yongxiang Bank's stock in the hand is 5 billion, which is exactly 50% of the shares.

For the mainland, this ratio is just right, and no one wants to play Yiyantang.

These things flashed in Liu Ruoyi's mind, and after a little aftertaste, Liu Ruoyi came back to her senses.

"Inform the other three to hold a meeting in Pengcheng, and strive to unveil the plaque in Pengcheng in a week!" Liu Ruoyi decided directly. With her current status, this kind of thing can be confirmed by Liu Ruoyi without more consultation with the other party.

The choice of Pengcheng as the main base is not only close to the Xiangjiang River, but more importantly, the Pearl River Delta is the most active economic zone, and the future business will occupy a large part here.

......

Thousands of miles away, a heated debate is underway.

"We don't have much time to argue any longer, and if this continues, the memory industry, which we Koreans rely on to be proud of, will be completely defeated by Xiangjiang AMS. Lee Tae-hee waved his hand vigorously and said in a voice that was almost roaring.

As the head of the SS company, Lee Tae-hee has exhausted his efforts in the past two years, and he was originally 70 years old, so he can't help but toss, but how can he rest assured of the current situation.

The memory business has been strongly suppressed by the people of Xiangjiang, and the mobile phone business has now encountered a strong impact from HTC. This is a big cash cow for SS Company, and now it is a bit stormy.

"Brother Taehee, don't be so impulsive, as a Korean, of course, I also have to consider the highest interests of Goryeo, but as the president of SK, I can't let SK's interests be damaged and let the shareholders poke at the backbone and scold my mother. "Although Cui Daoyuan is the weak party that is being acquired, he feels that he is not in a hurry at all.

SK hynix's share has now been squeezed to third place, and it has fallen below 10% for the first time, which is already in a state of huge losses during this time.

But this is a weight that can make SS company stand on the memory throne again, and Choi Do-won doesn't want to hand it over easily.

After all, SK also spent a lot of money on this piece. Now that SS wants to take it, but the price is greatly discounted, how can this be done, and what will the shareholders think of him?

He also wants to have a face, right?

Lee Tae-hee took a breath, calmed down his emotions, and said slowly.

"2 trillion won. Couldn't be more. Now how the market value of Hynix has fallen, you won't know Daoyuan. ”

Choi Do-won shook his head, "SK has only bought Hynix not long ago, but we spent a full 3.4 trillion won, Brother Tae-hee, so let's do it, 2.5 trillion won, we will each bear part of the loss, with this production capacity, I think our memory industry in Korea will definitely return to the first place in the world." ”

Although according to the market price, it has long fallen below the market value of 150 million won, Choi Do-won will never sell it at this price, and it is a big deal to stay up for a few more years to see if he can sell it at a high price.

Maybe Americans are still interested in this, and with less than 20% of the market share, Hynix is not bad with magnesium for warmth.

At least that way, they can sit firmly in the third place in the world.

At least that's what Choi Do-won intended.

Then it's better to give SS Semiconductor to me SK, a few years ago, SS Semiconductor made the same money as printing money, and Cui Daoyuan was red-eyed.

Of course, there is a demon in Xiangjiang, AMS turned out to be a less profitable business, Cui Daoyuan also feels that this is a short-term pain, after all, this world is inseparable from memory.

As one-third of semiconductors, memory is second only to processors, and even if periodicity is very obvious, it obviously has strong vitality in the long run.

Now it's up to who can persevere, and when the price of memory rises, it will definitely make a lot of money, maybe the money earned in a year will be enough for several years of development.