On Tuesday, Mo Ruo replied that today she wore a goose-yellow shirt with lapels and ruffled cuffs, a small crystal buckle at the neckline, which sparkled in the sun, and a pair of caramel-colored straight-leg trousers and a pair of light-brown soft-soled leather shoes.

She also painted a light makeup to make herself look better, and with a slightly professional outfit, the whole person looked radiant and capable.

In this graduation defense, she spent a lot of effort, got a steady stream of help from Wen Ya and Senior Brother Zhu, and the teacher carefully revised it on the side, holding her heavy thesis strategy, looking at the title on the pale green cover, Mo Ruo had mixed feelings in her heart.

At that time, in order to write a novel paper, in order to find a good topic, she thought about many directions, either she was not sure, or she lacked information, or someone had already written it.

For today's graduation defense, she prepared for a long time, and with confidence, she stepped onto the podium.

On the podium, Mo Ruo swept away the situation of not talking much in the past, and talked eloquently, this paper not only condensed her hard work, but also the hard work of the teacher, as well as the hard work of Wen Ya and Senior Brother Zhu.

From why he chose this direction, what surveys he did, and what kind of data he obtained, Mo Ruo unhurriedly showed the data to the defense teacher one by one, with his own views and inferences about the future economy.

For the future, it is a stage of common development and common prosperity of network and finance, the network can accelerate everything, and the era of big data can analyze the trend of the entire economy.

Mo Ruo talked and talked, remembering many topics that Tian Xiaonuan had talked about with her, many things she vaguely felt an outline, under Tian Xiaonuan's inference, she had a clear understanding, although this is only an inference, after getting a lot of data, Mo Ruo thinks that this is the trend of future economic development.

Mo Ruo's dissertation topic aroused the strong interest of teachers and economics experts, her supervisor was originally a financial expert who returned from abroad, and a total of three students graduated this year, and their graduation defense was much higher than that of ordinary graduate students, and even more like a small seminar.

The defense was open to the public, attracting many scholars and experts in economics, as well as teachers and students of the school, and Mo Ruo's judgment on the future economy aroused great interest.

As soon as she finished her dissertation, a defense teacher couldn't wait to ask questions, and now she can feel the development of network information proposed by Mo Ruo, but the big data she is talking about, this teacher is very curious, how to achieve this kind of thing.

Mo Ruo smiled slightly, this question was exactly the same as what she asked Tian Xiaonuan at the time, she couldn't imagine it, even if she had a computer, even if mobile phones were popular, the scene that Xiaonuan described was still something she couldn't imagine.

"Teacher, now the network information is only in its infancy, although we have already felt that computers have changed technology, computers have changed life, but this is only the beginning, for the future these are far from enough.

Although the current information technology has changed our lives with high speed and full coverage, but the future of information technology will be more in-depth and subdivided, when artificial intelligence appears, the mobile phone can become a small laptop, people can use the mobile phone to complete all the operations, is the advent of the era of big data.

We can directly use mobile phones to shop, speculate on stocks, and have mobile banking, where we can directly buy wealth management, funds, etc., which is just part of the combination of network and finance.

The future of financial investment will also move from the niche to the lives of ordinary people, and from the data I collected, it is now a process of industrial production capacity explosion, which will create more value in the future, and these values will be reflected in some places, such as real estate has entered an upward cycle from stability, and will accelerate in the future, which is a qualitative leap after the accumulation of social wealth to a certain extent. ”

Mo Ruo said his own views on the stage, in fact, most of the ideas came from Tian Xiaonuan, when Xiao Nuan described these things to her, she was specifically surprised, as if Xiao Nuan had crossed over from the future.

And what Xiao Nuan said also conquered her, she did feel that the future will be such a trend through the scrutiny of theoretical data, today on the podium, she told everyone what she knew that she had been thinking about for a long time, a vision of the future, and an understanding of the future of finance.

Mo Ruo spoke seriously and attentively, there was no sound in the audience, everyone was attracted by the imagination of the future she said, and all eyes were fixed on the thin and small girl on the stage, and she seemed to be shining at the moment.

When Mo Ruo finished speaking passionately about her understanding of the future, she stood on the stage and waited for everyone to ask questions, but there was no sound from the audience for a long time, which made her feel a little strange and looked at her mentor.

Seeing his tutor smiling and nodding slightly at himself, Mo Ruo breathed a sigh of relief in his heart, the teacher was satisfied that at least his thinking was not wrong, he looked at the defense teacher, and did not say anything one by one, this is the end of the defense? Mo Ruo thought about it and prepared to step down.

"Mo Ruo, do I have a question?" Mo Ruo just took a step, and a professor in the audience raised his hand to ask questions, which has never happened before, she is the defense, and the questions are mainly the teachers who review her papers, and the people in the audience are just listeners.

"The mobile phone artificial intelligence you are talking about has actually begun to be developed in the world, but the online shopping you are talking about, you can't see or touch it on the Internet, and you don't think it's realistic. ”

"The rapid development of the Internet will inevitably change human behavior, and the economy is the most active system, and will also be the fastest to contact the Internet, in the future, you can open a variety of stores on the Internet, through pictures and videos to display goods, whether it is food, wear or play, can be sold online.

The biggest advantage of online over physical stores is labor and store fees, physical stores need storefronts and clerks, which is the largest expense in the cost of physical stores, but the network does not need it, he only needs to have a customer service, answer shoppers' questions on the Internet, sell goods, he has almost zero cost, so that the price of his goods will be much cheaper.

For the same clothes, three hundred in physical stores, and only one hundred outlets, such a huge discount will definitely attract many customers, and the online store will grow bigger and bigger. ”

Mo Ruo's explanation made everyone ponder, she said very reasonably, the rent and labor costs of the store have always accounted for more than two-thirds, but the online store does not need these at all, the same goods are sold cheaply, and they will try to buy online.

In an instant, it seemed that many people had figured it out, and suddenly there were voices from the audience, all of which were asking questions to Mo Ruo.