Chapter 42: News

Treasurer of the Kingdom.

Anyway, why is Zhou Ming so interested in this position?

As a magician, why didn't he think about cultivating magic well, and then entered the power field, doing all those messy things?

No way, he is also paving the way for the future.

Paving the way for a future without worrying about spending money.

As long as he sits in this position and accomplishes two more big things, in the future, in terms of money, he can do what Store Manager Hall said: don't care too much about money.

You can't spend a lot of money, so of course you don't have to care.

Now it is estimated that some people are puzzled, isn't it just the position of the financial director of a kingdom, after sitting on it, how can they not worry about spending money?

Because he can get all the money into his own hands through two tools, like a trick.

These two instruments, one is called "banking" and the other is called "finance".

In front of these two money monsters, people who are a little greedy, once they can't control their greed and deal with them, they are likely to be swallowed up and there are no bones left.

In order to solve the problem of lack of money once and for all, Zhou Ming plans to release these two monsters and let them help him make money.

Because compared to opening a pharmacy factory, running a physical enterprise or entering any industry, the efficiency of making money is not as high as these two monsters.

And Zhou Ming also understood that the smartest people never make money by themselves, but use other people's money to make money, from the left hand to the right hand, and then from the right hand to the left hand, just in the middle of the process, those smart people make a lot of money.

Therefore, he planned to open a bank, absorb enough funds, and then issue paper money, replacing "heavy money" with "light money" to promote economic development...... Apply the success of the previous quest to this quest.

Then we plan to set up a stock market trading market, get some listed companies, and desperately make money through the rise and fall of stock prices, so that every shareholder who plunges into the stock market will become the nourishment of the monster of "finance."

Some people are estimated to complain, lack of morality, how can Zhou Ming do such a thing? These two monsters are released, and the people are like leeks, cutting and cutting, causing prices to rise year by year, causing some people's stocks to plummet and jump off buildings, the original peaceful and happy life has been broken, and everyone has become a profit-seeking animal chasing money...... It's all predictable.

If Zhou Ming was a righteous gentleman who wanted to remain primitive and beautiful, he would never release these two monsters.

But......

He just wanted to clear this quest as soon as possible.

And in this plane, banks are not a new thing, the "Gold and Silver Chamber of Commerce" under the Magic Association has absorbed at least trillions of gold coins in deposits, and the other party has issued a currency called "Purple Gold Coins", one can be used as 10,000 gold coins, but because there are too many counterfeit coins, the face value far exceeds its own value, so the circulation is very small.

In addition, the "Gold and Silver Pass Chamber of Commerce" only provides deposit and withdrawal services, no depositor interest, and does not launch external loan business, and the profit model is to charge handling fees, and confiscate the other party's deposits in the process of eliminating more than 500 years of funds without changing user information...... This is a big taboo, although five hundred years is enough time to confirm that the user has died.

Therefore, in the face of the relatively backward and outdated business model of the "Jinyintong Chamber of Commerce", Zhou Ming was sure that after the establishment of his bank, he would grab a large piece of the market and even bring down the other party.

You must know that Zhou Minghui's means are much more than those of the "Gold and Silver Chamber of Commerce".

As for the stock market, there is also it in this world, it is said that in some economically prosperous free markets, there has been a rudimentary form of stock market trading, although it is not very formal, but there should be rules, Zhou Ming is just to improve it.

Moreover, in a world where commodities, wealth, and people are moving rapidly, the emergence of banks and stock markets at a certain stage of development is actually a natural process, and if it were not for the constraints of the backward feudal lordship, this plane would have entered the advanced stage of capitalism long ago.

After all, whether it is economic development, population or scientific and technological level, the conditions of this world are much more complete than those of "Lingyuan Continent".

As for the two monsters of "bank" and "stock market", it is not that Zhou Ming wants to release them, but to speed up their growth on the basis of what they already have...... This is not a lack of virtue.

After the court meeting, Zhou Ming was left alone by King Jaime.

The guards outside the palace could hear His Majesty's roar and questioning of more than 180 decibels, which lasted for five minutes.

But after ten minutes, the roar stopped.

Half an hour later, the guards were ghostly, and saw that His Majesty had personally sent the boy out, with a red light and a smile on his face.

What the hell just happened?

At first, he was still shouting and shouting to kill, but now His Majesty the King is as affectionate as his own son to that kid?

Zhou Ming shrugged his shoulders, he just gave the king a 20-minute lesson, and then conquered him.

Three days later.

Inside a side hall of the royal palace.

King Jaime and more than 20 nobles gathered together for a meeting.

Discuss a question.

Problems with the transportation of money.

These more than 20 aristocrats, all of whom are downstream distributors of the potion production plant, are in their respective sales areas, and after selling all the magic potions in their hands, a question is placed in front of them: how to transport the money back?

How did the millions of gold they earned on average be transported back to the Kingdom of Adude?

This is a very serious problem, millions of gold coins, weighing 3,40 tons, what should I do if I want to get this money?

Transported by horse-drawn carriage?

Every time you pass through a lord's territory, you have to pay a road tax, and you have to be coveted by bandits everywhere and transported back home safely...... That had to go to the Adventurers' Guild and hire a team of adventurers.

These costs account for about 30-40% of the cost of transporting gold coins, and the risk factor is large.

Transported with griffins?

This must be excluded first, the hiring fee of a griffin is 1000 gold coins, and the weight of the transportation is exactly the weight of 1000 gold coins...... These families can't earn a single gold coin.

So the trouble in front of these families is: the money is earned, but it is difficult to get it...... Happy and miserable.

Bank.

In these kingdoms, chain banks are opened.

The profit is first deposited in the bank, and then the bill of exchange is issued, and the amount on the bill of exchange is used to represent the amount of gold coins, and through the change of ownership of gold coins, cross-border transactions are realized.

This approach has the advantage of avoiding long-distance transportation of gold coins, but the disadvantage is that it can lead to severe imported inflation and large-scale money shortages.

At that time, the issue of banknotes will be on the agenda.

Of course, in order to solve the problem, we have to find a way to transport a batch of gold coins back from abroad to solve the money shortage and reduce transportation costs.

How to reduce transportation costs?

Zhou Ming found Yodel, the person in charge of the "Continental Chamber of Commerce", and gave the other party a set of "transport aircraft design drawings", with two power modes: propeller engine and magic drive, and asked the other party to organize personnel to conduct research.

Zhou Ming is more optimistic about the use of combustion diesel-powered "propeller" power transport aircraft, because there is oil in this azimuth, and the distribution of reserves is quite extensive.

For example, in the south of the kingdom of Adud, there is a large "black swamp" with a large amount of oil buried underneath.

When the "propeller" transport aircraft was produced, the problem of long-distance transportation was solved, and the problem of money shortage in the Kingdom of Adud was naturally solved.

At that time, the time for the establishment of the stock market is almost here.

And all these things, Zhou Ming predicts, it will take at least three years to complete them all.

In the future, he will be able to "not care about money" and "treat money like dung".

After hearing Zhou Ming's thoughts, King Jaime, as well as more than twenty nobles, all nodded.

Setting up a chain bank is indeed a good solution.

Zhou Ming also suggested to them that those gold coins should not be held in their hands, the money spent is money, and they can buy more medicinal materials abroad and transport them back to the Kingdom of Adude, although there will be some loss on the way, but the unit value of the medicinal materials is low, the use is less, and the power of greed is less, and the cost of transporting them to the Kingdom of Adud will not be too high.

In addition, you can set up your own caravan, in addition to buying and selling medicinal materials, you can also sell Yadud's own new clothing abroad, and then purchase some wool and cotton from abroad to feed back the country's clothing industry.

In addition to the "pharmaceutical export industry", the "garment export industry" in the country can also be developed.

"You mean the Torris family's costume?" someone's eyes lit up.

"The clothes of the Torres family are indeed good, and now there are no nobles in the kingdom who do not wear the clothes of this family. ”

"I heard that many foreign nobles like the Torris family's 'Menglan costumes' very much, and they have sent people to the kingdom to buy them at a high price. ”

Recently, this store has launched a thing called 'silk stockings', which is said to be woven with some kind of edelweiss silk, 5,000 gold coins a pair, valuable and inactive, and many noble ladies are crazy about them!" said a nobleman, shaking his head.

"Menglan Clothing...... Isn't this also the store where Lei Lin holds shares?" someone looked at Zhou Ming and said.

"Not only the clothing store, but also the cake shop, my housekeeper told me that now the Rudolph family's cake shop has opened branches in the ten kingdoms, and it makes more money than us!"

In this side hall, everyone's gaze at Zhou Ming has become different.

It's scorching.

A golden glow came out.

Even King Jaime was extremely happy at the moment: fortunately, this kid became the treasurer of his own kingdom, otherwise I don't know how many ways of wealth there would be, and he would pass by the royal family, how could the loss be immeasurable?

Some people even muttered secretly: "Leylin, this kid, could it be that the legendary God of Wealth Hax is reincarnated?

So in the upper echelons of the Adud Kingdom, Zhou Ming had a nickname that gradually became louder:

Fortune Hax!

……

September 20th.

Fitz, who was sent to the Dolan Empire to investigate the whereabouts of the elven princess, wrote a letter through the griffin messenger.

News of the little elf princess, he inquired.

"There, in whose hands is the little princess now?"

Angeli Tika ran over quickly, rushed into Zhou Ming's study, and asked anxiously.

I've been waiting for news for more than three months, and she's really dying!