Chapter 26: Prove!
"I am Thor, the god of thunder, for the glory of the gods of the north...... Come, Blackie, you'll be called Thor from now on. ”
"Wang ......"
"I am Thor, the god of thunder, for the glory of the gods of the north......"
"Wang ......"
"Okay, don't move, Xiao Hei, in the future, you won't be called Wangcai, nor Xiao Hei, just Thor...... I said the important thing three times, and I remembered it clearly. I finally put a nameplate around your neck, but don't give it away!"
He Zilong poured a bowl of braised pork for his little black dog, and tied a nameplate around his neck. Since the past few days, I have taken the time to go to the scene of the sports committee to scratch the prize, and found that many people there have brought dogs and cats to scratch the prize, which is like the animal world.
He had to admire in his heart, people's ability to follow the trend is simply first-class. Just because he used his dog to bite out the lottery and win Santana's car, after the spread of ten, ten, hundred, and million.
But anyone who wants to win the lottery will bring a dog, a cat or something to participate in the scratch lottery. Don't say it, there are really people who have won motorcycles and cars, and now people believe more in the power of the dog's mouth, and there are many people who change the name of the dog to Wangcai for a while.
For a time, nine of the ten dogs on the street were called Wangcai, which made He Zilong very depressed.
Everyone's dog is called Wangcai, how can you make your dog appear to be a higher level? Just call it Thor, the god of thunder, I believe that people in the nineties are not reborn. No one will understand the meaning of the name Thor!
As for why other people's dogs can also bite out of the car jackpot. This is actually easy to understand, it was originally to scratch out these jackpots in these days, in the past, everyone used to scrape with their own hands, but now they are replaced by dogs' mouths, and the winner will still win, a matter of probability. It has nothing to do with the dog's mouth, it's just a matter of whether you want to believe it or not!
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The sun is not hot in winter, and as long as the sun comes out, everyone wants to bask in the sun.
Today's weather is good, but it's not the time to bask in the sun. Just now, when his parents were not at home, He Zilong answered a phone call in the communication room, which was from the staff of the Industrial and Commercial Bank of China.
It is said that the Santana car stored in the garage there received two Xiali cars from the nitrogen fertilizer plant in accordance with the requirements in advance. The exchange procedure will only be carried out if the owner is present at the scene in person!
The third uncle is not here, not in the past few days. I heard that it might take a week to change the car, so this week, he went to his relatives everywhere during the day. At night, he lives in a guest house with his girlfriend and lives a nightlife that causes 100,000 critical damage to a single dog.
He Zilong decided to take the third uncle over to have a look, and a phone call from the communication room came, and the third uncle Chen Aijun brought his girlfriend over in a hurry.
Call ICBC again, and when they arrived at Da Ma's shop, the head of the labor and luggage section who called He Zilong last time was already waiting for them outside.
The two sides exchanged a few polite words and went straight to the garage in the backyard of the bank.
The people from the nitrogen fertilizer factory, He Zilong also knew each other, and they had a relationship. is a cadre sitting in the office, and He Zilong has to call his uncle when he speaks. There are also two staff members who look like car dealers, and next to them are two Xiali cars parked.
"Third uncle, you go to inspect the car, after all, you will drive the ...... in the future" He Zilong said softly to the third uncle Chen Aijun, and then continued to talk nonsense with acquaintances.
"Oh...... Okay, leave it to me, don't worry!" Chen Aijun nodded, and then handed over to the people in the car dealership, and then went around the car a few times, and then went below to check. It's about yourself, extra careful!
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"Zilong's good luck and ability, I didn't expect to win the Santana Grand Prize...... "Section Chief Li of ICBC quietly complimented He Zilong, the person in front of him not only deposited 300,000 yuan in their bank, but now he also won a Santana car with a market price of 250,000 yuan, and it is really impossible to admire it.
"Hehe, it's just a fluke...... Besides, I don't need it, no, my third uncle wants to take a car to CS City to work as a taxi driver, and he said that the prospects for this industry are good now. The other one, my dad said he was going to donate it to the nitrogen fertilizer factory, and you see that there are no people from the factory. Speaking of which, my dad should have become the workshop director a long time ago, and now he has to donate a car to make meritorious contributions, too. Alas!" He Zilong seemed to reveal something intentionally and unintentionally.
"Oh...... Workshop director, that's really congratulations. Well, working as a taxi driver in CS City, your third uncle has a good eye, seriously, if I didn't work in a bank, I would actually want to go to the sea. I have a relative who works as a taxi driver in CS city and bought a house in CS city center in two years. It is said that there are quite a lot of people in CS City who take out loans to buy cars as taxis, but the taxi license is not easy to approve!" Section Chief Li's eyes lit up, and he seemed to be very interested in this topic.
"Oh...... License, my third uncle has a way, besides, my second aunt and they work in the CS Municipal Party Committee!" He Zilong replied with a smile.
"Oh...... So that's it, that's good, that's good, hehe. Section Chief Li responded again and again, took out a cigarette and lit it, and thought for a while. Suddenly, he asked He Zilong: "Classmate Zilong, have you ever thought about it...... Use the car as a guarantee, and make a car loan from our ICBC?"
"Huh...... Do you want to escort the car or not?" He Zilong also replied with his inconsistent age, and replied to the words of the expert.
"You can rest assured, VIP customers can do not charge the car, but the interest rate is 10% higher...... Li Dechang replied with a smile.
Auto mortgage loan refers to a loan obtained from a financial institution or an auto consumer loan company with a borrower's or a third party's car or self-purchased car as collateral.
The car mortgage business is divided into two types: car mortgage and non-car mortgage, and the car mortgage loan is relatively free of car mortgage and the loan interest rate is low. There is no need to mortgage a car, and in addition to interest, you also need to pay storage fees.
Banks generally have requirements on the age, mileage and valuation of the loaned vehicle. It is also generally required that the vehicle is registered in the lender's name, is licensed and is unsecured. Of course, there should be no problem for the winning new car, as well as He Zilong's third uncle!
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"The interest rate on car loans is 5.841% for 1 year and 5.94% for 2-3 years. Our bank is launching the most preferential five-year term in the city, and the interest rate is the same as the two-year ......," Section Chief Li simply took out the document and explained it in detail.
"Is it a one-time repayment of principal and interest when due, or an equal amount ......of principal and interest?" He Zilong's eyes lit up, and he hurriedly inquired again.
"Every year in December, the principal is paid first, and the principal is repaid in a lump sum when due, but the car has to be inspected by the bank once a year...... "Section Chief Li replied.
"If you take out a loan, I can make the decision for him on the third uncle's side......" Although it is not a one-time principal and interest at maturity, it is not bad to have interest first and then principal. As far as He Zilong thinks, this is simply the bank giving money for nothing. Don't be stupid!
Historically, banks have only been the icing on the cake, and they have never been a charcoal in the snow. If you don't take the opportunity to spend it now, how long will you wait?
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