Chapter 12: Daddy!

"Hmm...... If you just go to the bank to deposit more than 40,000 yuan, open an account in each bank, and use your parents' ID cards, it shouldn't be a big problem. In addition, I will be 16 years old next year after the Chinese New Year. Legally adults are 18 years old, but in most remote areas, 16 years old is a watershed moment. Basically, it is equivalent to an adult, and the minor ID card in my hand can be replaced with a ten-year one next year, which is no problem. ”

He Zilong silently calculated in his heart, and he was calculating in his heart.

The Minor ID Card is a valid identity document for minors under the age of 16 in China, and its validity period is 5 years. In many occasions where identity is required, there is no need to show the household registration book, and it is sufficient to have an ID card.

For example, it can be used as a valid proof of identity when applying for exit, boarding an airplane, registering in a hotel, handling related banking business, participating in social insurance, receiving social assistance, picking up remittances, mail, and consignment items. Of course, compared to an adult's ID card, there will be some additional supervision and inquiries on the financial limit!

In these nineties, a student baby, if not the well-known second generation. Open an account, and it is estimated that about 10,000 yuan will be stored in it!

Therefore, the real-name system is not too strict with the bank now, and He Zilong quietly took his parents' ID cards and opened a new passbook or bank card. Then, deposit more than 40,000 yuan into the account of each bank in it, and not more than 50,000 yuan. (50,000 is a watershed) is feasible!

However, after thinking about it in a blink of an eye, He Zilong felt that the problem was not perfectly solved.

Because in 1991 in Chalin County, there were only three banks. Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China!

As for the joint-stock commercial banks such as China Merchants Bank, Minsheng Bank, Guangfa Bank, Everbright Bank, China CITIC Bank, and Bank of Communications, I'm sorry, there are none. It is only available in CS City or ZZ City, in short, only in municipal units!

In fact, even later in 2020, commercial joint-stock banks rarely opened branches in county towns, and generally only in cities.

Even the Bank of China will not open a branch in Chalin County until a year or two later. The Postal Savings Bank of China (PSBC) was officially established on March 20, 2007. TM, this is a bank that will only exist in more than ten years!

Not only that, even if it is the existing three banks, He Zilong can't all open accounts in them. Even if you use your parents' ID cards, you can't do it!

The reason is very simple, because my mother's brother, that is, Uncle He Zilong's family, has a cousin who works in CCB. It is also the only CCB branch in Chalin County, whether it is He Zilong or not, whether he takes his parents' ID cards.

My cousin knows the situation in his family very well. Even if it is divided into three people's accounts and deposited tens of thousands, it is a huge sum of nearly 100,000 or so, and my cousin didn't bring relatives, friends and uncles to ask, why did his family suddenly make a fortune, it's really hell.

Therefore, CCB should ignore it. Then you can only open a few accounts in the Industrial and Commercial Bank of China and the Agricultural Bank of China to deposit money! If you think about it carefully, maybe the Bank of China in the future will be quite hanging, because my cousin is married, and the cousin-in-law who married is the one who works in the Bank of China, dizzy!

According to the line that the parents' account cannot exceed 50,000, and the account of their own cannot exceed the line of 10,000. The two banks, the Industrial and Commercial Bank of China and the Agricultural Bank of China, can only deposit a total of about 200,000 yuan, which can be regarded as the sky!

"Alas...... It seems that there are still about 300,000, and I still have to dig a pit and bury it first. Take it to buy a house or a façade, maybe you can try it. But Chalin County is still too small for the time being, and it's okay to do it once, twice, or three times. There are many times, and once it spreads, it will be a cheat. When the time comes, the money will definitely be confiscated by the parents, just like the legendary New Year's money!"

As soon as he thought of the New Year's money, He Zilong felt a chill.

The sentence of the parents in the world, you are still young, we will help you save it first, and then return it to you when you grow up. Give it to you now, you'll spend it indiscriminately!

But when the big guy grows up, who else will see the New Year's money kept by his parents and return it?

He Zilong suddenly found that he had fallen into a situation where he had money but didn't know how to spend it in a short time. It seems that I want to spend a lot of money and earn it back. You still have to go outside to spend flowers!

For example, go to SH to buy stock warrants, or go to first- and second-tier cities to buy houses and storefronts. Or......

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"Little Dragon...... You can't go crazy today like you did yesterday, be sure. You know what?"

"Got it, Dad, Mom, I must be honest......"

"Hmm...... It's good to be obedient, then I'll make you braised pork to eat today. ”

Early the next morning, it was the same as usual. He Zilong's parents went to work one after the other. As soon as they walked on their front feet, He Zilong rushed to the utility room. First, throw the little meat skin you left over from last night as a reward to the little black dog.

Then, in the innermost corner of the utility room, a few bricks that were a little loose, slowly twitched out from the top of the wall. I took out the small sack inside, wiped off the sweat, and let out a sigh of relaxation.

After transferring the money in the small sack to his school bag, the last thing in the sack fell out.

Smack!

"Yesterday, I only cared about money, and I almost forgot about you," He Zilong smiled at the corner ......of his mouth and picked up the short-handled shotgun.

If it weren't for the large barrel of the short-handled shotgun, it would still be obvious, and it would really make people wonder if it was still a shotgun. There are still many people with hunting rifles in Chalin County, especially in the countryside. The most common one is called the Earthen Gun!

Clay guns are also known as muskets and open flame guns, and similar firearms include handguns (small firearms)!

The countrymen not only use it as a shotgun, but sometimes someone in the family gets married, or something, and uses it as a salute gun to fire at the sky. Of course, sometimes there are mistakes and something will happen. He Zilong vaguely remembered that when he was young, he went back to his father's ancestral hometown to attend a relative's wedding banquet, and a gunman made a mistake during the banquet, and the muzzle of the gun was aimed at others.

As a result, the villager who was shot was seriously injured and sent to the county people's hospital for rescue.

In the future, with the addition of guns under the gun ban, these various shotguns, which can only be used to shoot birds, will slowly disappear, and there will be few more to be found. But in 1991, it was still common to have shotguns and the like, and no one took it seriously.

The shotgun only had two bullets, and it seemed that it could only be thrown when it was finished. If He Zilong hadn't seen that it was a short handle and easy to hide, he was really reluctant to take it away at the scene of the car accident at that time.

Bang!

"Damn...... It turns out that this buckle here is insurance, and this is only the last bullet. It's a disposable product?"

It's really an unforeseen situation, He Zilong really wants to give his right hand a slap. Is this a mistake?

Looking at the entrance outside the utility room, the little black dog that was frightened by the gunshots and shrunk into a ball. Looking at the muzzle of the gun that was still smoking, He Zilong was really speechless and looked at the sky. Immediately turned off the safety of the shotgun, and then took out the bullets inside and stored them separately.

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