Chapter 805: Words are not shocking, and death is endless
"Establish a private bank?"
The leaders on the high platform looked at each other, and it was the first time they had come into contact with similar proposals.
"Tell us what you think. ”
"Okay. Liu Yonghao nodded and said: "My proposal is based on the actual situation of the development of private enterprises, I have done some research, asked a lot of private entrepreneurs, asked them what is the biggest difficulty encountered in the operation of the enterprise, what they want to solve the most, everyone's answer is surprisingly consistent, that is, the loan can not be borrowed, I hope the bank can provide loans."
"Then I did some research on the bank side, trying to figure out where the problem of bank loans is, and the results surprised me, the bank side is not unwilling to provide loans for private enterprises, but more than enough to do so, at least in the several state-owned commercial banks I investigated, they themselves are also facing huge problems, their debt ratio is very high, almost to the verge of bankruptcy.
"So I wondered, since the state-owned banks are too busy to take care of themselves and are simply unable to provide more loans to private enterprises, is it possible for the healthy development of China's private enterprises to support ourselves...... For example, what if the Federation of Industry and Commerce should take the lead in setting up a new type of bank for private enterprises?"
"Self-sufficient?"
I have to say that Liu Yong's good four words hit the hearts of most of the participants at the scene.
At present, China is still in the difficult early stage of development, and there are too many difficulties to face, and even the country cannot do it all.
At this time, it is very necessary for all walks of life to carry forward the spirit of hard work and self-reliance left over from the older generation.
At the beginning of the founding of the People's Republic of China, what did the country have?
Almost nothing!
At that time, there were 40,000 compatriots, and many of them didn't even have enough to eat, but the people of the older generation, with their smart wisdom and hard-working hands, didn't they survive differently?
Not only survived, but also made the country richer and stronger, and today, the Chinese are no longer talking about how to feed 1.3 billion people, but the whole country is working together to achieve the great rejuvenation of the Chinese nation!
"Your proposal is a big problem, from a single field, it does have a certain degree of constructiveness, but have you ever thought about it, given that you yourself are very aware of the predicament faced by state-owned commercial banks, if the licenses of private banks are liberalized, will it not add fuel to the fire for state-owned commercial banks?"
It can be said that it is to the point, this is a very real problem, and everyone present knows that state-owned banks cannot afford to lose!
Because whether it is the central bank or other commercial banks, what they represent is the overall economy of the country, and once something happens to these banks, it almost represents the collapse of the country's overall economy!
Consequence...... It's terrifying, and no one can afford it.
"No, no, no......" Liu Yonghao waved his hand again and again, "I don't want to apply for a complete liberalization of private bank licenses, but I suggest that a private bank be established first, so that some urgent needs can be well solved." ”
"But have you ever thought about it, sometimes it's that straw that kills the camel. ”
Faced with the leader's questioning, Liu Yonghao was suddenly a little speechless.
Because no one can guarantee that there is no such possibility.
Just as the leader just said, because he himself has done actual research, he is very clear about the current situation faced by several state-owned commercial banks, and the debt ratio is terrifying, and it is really on the verge of bankruptcy.
And if a new bank appears in the market at this time, it starts to divert their savings......
The outcome is really hard to predict.
"Okay, you sit down first, the problem of difficult loans for private enterprises, in fact, the central government is also clear, and this matter needs to be discussed in the long run. ”
The establishment of a new private bank is naturally a good thing for private entrepreneurs like Liu Yonghao, and it can indeed promote the development of the private economy, but as state managers, they can't look at things so one-sidedly, they need to coordinate the overall situation, weigh the relationship clearly, and everything needs to focus on the overall situation.
Liu Yong sighed and sat back in his place helplessly, he looked at Li Yadong next to him, but he didn't say anything.
The difficulty of the matter is far beyond his imagination, and now it seems that even with Li Yadong's support, the possibility is very small.
Among all the entrepreneur representatives in the business circles, there is only one person left who has not spoken, and that is Li Yadong.
Under the gaze of countless pairs of eyes in the audience, Li Yadong slowly stood up.
"Leaders, representatives and committee members attending the meeting, hello everyone, I am Li Yadong of Dongfanghong Group......"
As soon as these words came out, a whisper sounded at the scene, including the leaders on the high platform, all subconsciously turned their heads to each other.
Dongfanghong Group, can be described as a wonderful flower in the history of Chinese business, originally many people thought that it was a Hong Kong-funded enterprise, and even many leaders of the central government thought so, but now, the facts are in front of them.
It is a Chinese enterprise through and through.
And among China's private enterprises, a large enterprise with a market value of more than 10 billion yuan was born, which is simply ...... It's beyond anyone's imagination.
It's like a miracle.
After all, among the state-owned enterprises, there are not many with a market value of 10 billion.
What surprised many people present was that the CEO of such a unique Chinese private enterprise was such a young descendant.
"Well, Dongfanghong Group, you are the leader of private enterprises!"
It is rare that before the proposal of the deputies and committee members has been said, a leader on the high platform praised it.
This is the first time this General Assembly.
"Don't dare, don't dare. Li Yadong smiled and waved his hand, "Dongfanghong Group started from the open sea, but took a shortcut, and the leader of domestic private enterprises must be Mr. Liu's New Hope Group." ”
"Huh...... Young people are not arrogant, yes, that's good, tell me about your proposal. ”
Li Yadong's modesty has been full of praise, not only the leaders on the high platform are smiling, but also the delegates below, Liu Yonghao next to him is even more wry smile, he himself has a few pounds and a few taels, he knows that Dongfanghong Group is headquartered in Hong Kong, the nature is slightly different, if not, the top spot of domestic private enterprises, which round to get his New Hope Group to sit?
Compared with Li Yadong, his only advantage is probably that he is older.
"Coincidentally, my proposal coincides with Mr. Liu's proposal. Li Yadong said with a light smile, "I also suggest that the state approve the establishment of a private bank, and not only that, I also hope that the state can approve the establishment of a private insurance company, a private trust company, and a private fund company." ”
"What?!"
As soon as these words came out, the entire main hall of the Great Hall of the People was in an uproar.
What does it mean to be non-shocking and endless?
That's it!
Liu Yonghao's proposal to set up a private bank just now was described by the leaders as "the last straw that may crush the state-owned commercial banks......
Banks, Insurance, Trusts, Funds.
What do these four new companies represent?
On behalf of the entire financial industry!
This also means that his idea is to hope that the country can liberalize the entire financial industry!
And what does the financial sector mean for a country like China, which is in the early stages of socialist development?
People often use the word "crossing the river" by feeling the stones to describe China's development, and the financial industry is like a mussel in the river.
Although mussels are good things, there may be pearls in them, but if you are not careful, it is easy to cut the feet of people crossing the river.
A well-known economist once said that China's financial industry must not be fully liberalized, otherwise, China will become no different from Western capitalist countries.
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