Time Finance's domestic business has many similarities with Alipay, but Time Pay does not have Taobao and Tmall, but only cooperates with e-commerce companies such as JD.com, Amazon China, Dangdang, and Time Youpin. It also provides payment services for some Internet companies that have invested in it, such as Meituan, Dianpingtuan and other enterprises. Of course, the most important thing is the super app of 100 million.

Time Financial Services will be largely attached to WeChat, just as Ant Financial is attached to Alipay. At this time, in addition to payment services, the most powerful thing in Time Financial Services was Oriental Wealth, and Zhou Shi finally transferred the company that provided financial information services from Analysys International to Time Financial. In addition to the current financial portal, Oriental Fortune also has an Internet fund insurance sales platform, because it is backed by time, and has little impulse to make a profit, and keeps itself clean when all kinds of false spam information is rampant with Straight Flush and Great Wisdom, but severely cracks down on rumors, irrigation behavior, learning snowballs, upgrading the self-media platform, and optimizing the page design style. In terms of financial data, a lot of manpower and material resources have been invested to compete with Wind Consulting.

For these reasons, although the scale of long-term active users has been rising, the revenue situation has been unsatisfactory and the debt is serious. If ordinary enterprises play like Dongcai, there is a chance that it will be finished, bad money will drive out good money, and the rich wisdom and flush will definitely use capital means to let Dongfang Fortune know why the flowers are so popular! The market value of Dongfang Fortune has also fallen from more than 10 billion yuan to about 5 billion soft sister coins. To this end, Oriental Fortune has made up for the lack of funds through several directional financings and increased competition with other rivals. In fact, there will be no surprises as a result, just like Google replacing other search engines, high-quality services will harvest the most users, and in terms of security, Dongcai, which has the endorsement of Time Holdings, is naturally safer and more stable than the other two companies, and naturally has the trust of users and the future.

The core of Time Financial is naturally his payment product, Time Wallet (I have been thinking about it for a long time, I really can't think of any good name), maybe it will not be long before it will be like Penguin's Tenpay, which will gradually fade from consumers to WeChat Pay, and the main force will be WeChat Pay. However, Time Wallet is still very good now, at least what Alipay can do, in addition to paying for Taobao and Tmall, it can do it, Alipay can't do, and provide payment services for third-party e-commerce companies (JD.com), it can also do. In the future, Time Wallet will also become a comprehensive service platform similar to Alipay, who knows?

The penetration rate of smart phones and the speed of mobile Internet access is the key to mobile payment, although Zhou Shi has long wanted to do mobile payment, but unfortunately the conditions are not mature, and he has been doing financial technology reserves, and the current "Yue Bao" is just a rehearsal before the feast opens. The reason why mobile payment abroad has not developed may be a big reason because their network coverage is not as good as that of Huaxia.

By the end of the year, the domestic work had also begun to accelerate, and the merger of Qunar and Ctrip, which was cooperated by Sixiang Fund and Ping An Insurance, was also eyebrowed. Without Liang Jianzhang's joining, Ctrip's stock price only slowly rose to $18, with a market value of about $5 billion. Qunar's valuation is only about $1.5 billion, and the merger of the two companies is obviously somewhat unequal. If you want to operate Zhuang Chenchao to become the new CEO of Ctrip, it does require a lot of imagination.

At this time, Shen Nanpeng, who acted as a resistance factor in it, appeared in front of Zhou Shi's eyes.

Zhou Shi and Shen Nanpeng have many contradictions, although there have been reconciliations before, but because of the relationship between Sequoia Capital in the United States, he still gave Shen Nanpeng a lot of restrictions. For example, a large number of companies such as Alibaba, JD.com, Meituan, and Dianping have been excluded. Galaxy and Sixiang Fund have joined forces to strangle Sequoia's investment in Huaxia Internet through their holdings in Baidu and Alibaba, and as long as they accept Sequoia's funds, they will basically become the target of blocking. So, there are some things that can be imagined.

"I appreciate your talent, and this time I invited you not because of Ctrip's affairs, but mainly because I want to have the opportunity to cooperate with you. "Zhou Shi

"What about Mr. Zhou's decision not to ban Sequoia?"

"I will block Sequoia Capital for a maximum of 5 years, and it is possible to unblock it early!" Zhou Shi, he is also a man of character, and he does not believe that he has received many criticisms in the United States to say that there is no Sequoia Capital behind his back. But it doesn't matter, how can you be a man without an opponent.

"Then Mr. Zhou means ......" Shen Nanpeng

"I think Mr. Shen can join the Qinglong Venture Capital Fund and help me take full charge of the operation of this fund, except for the occasional need for your help, I basically will not intervene. "Zhou Shi

"Qinglong Fund, Mr. Zhou didn't joke!"

In fact, if Mr. Shen is willing to get tired, even if he joins Galaxy Capital, it is not impossible. The reason why I dare to go against Sequoia is because no matter where I am in the world, they are helpless against me. Of course, if they deal with me at any cost, that's a different story!" Zhou Shi

"Mr. Zhou should know that you do not meet our investment principles, and in our opinion, you basically do not have the elements of success. "Shen Nanpeng

Of course, Zhou Shi knew that when he had too much contact with those venture capitalists, his own ability flaws were exposed. For example, the management ability, the ideal is good, but it is not realistic, and learning from Ali's successful experience does not have Ali's execution ability. For example, how to develop social networks, I only know what it is, but I don't know why. When asked why he did this, most of them were hesitant. Over the years, there has not been much time to study, and the only thing that has improved the most is English ability, and the long-term communication has forced his English level to rise sharply. In this case, it is reasonable that the original investors were not optimistic about him.

"Do you see it that way now?" Zhou Shi

"I don't know!" Shen Nanpeng, even if he is a confident person, he doesn't dare to say that Zhou Shi can't do it when he sees Zhou Shi's current achievements.

"Maybe you are a tyrant like Liu Bang!" "Shen Nanpeng, Liu Bang has changed from a gangster to the highest head of state, and his success is a great legend. If you want to talk about Liu Bang's ability, not to mention that it is useless, at least it is not as good as Xiang Yu and other heroes of the uprising, and it is not as good as many heroes under him, but it is Liu Bang who succeeds in the end.

"Perhaps, because of this, I need a talent like Mr. Shen to make up for my own shortcomings, Mr. Liu is willing to help me, I don't think you should doubt my sincerity!" Zhou Shi

"You're talking about ......," Shen Nanpeng

"Oh, I forgot that it hasn't been announced yet, Lei Junlei resigned as chairman of Time Holdings, and then I asked Liu Lao from Lenovo for help!" Zhou Shi

“……”