The reason why Ma Yun's expression was so shocked was because in the document, not only the development of Tmall was mentioned, but also the establishment of Yue Bao based on Alipay!

"Mr. Ma, if the bank doesn't change, we will change the bank! Pen | fun | pavilion www. ｂｉｑｕｇｅ。 infoIn this way, Taobao will inevitably be able to increase a lot of users, and at the same time, we can use the money in Yue Bao to make external loans, or invest in funds, and earn the difference in price!!"

Henry asked Alipay to engage in Yue Bao, but did not let PayPal do it, mainly because the national conditions of the two countries are different!

Banks in China have super low interest rates, but the interest rates on loans are super high. In the ranking of the world's banks, Chinese banks will crush other banks in terms of net income. The reason why Ma Yun said in his previous life that "if the bank doesn't change, we will change the bank" is really the insatiable, invincible and extremely poor service of China~ banks, which makes people very unhappy! Therefore, Yu'e Bao came into being!!

The PayPal version of "Yue Bao" does not work in Europe and the United States, mainly because the interest on deposits and loans is very low, and the investment channels of ordinary people in Europe and the United States are far richer than those of Chinese people. In addition, after the 2008 financial crisis, the Federal Reserve began two consecutive rounds of quantitative easing, dumping a total of $2.3 trillion into the market. The effect of putting so much money is that there is more money in the market, and the short-term market interest rate in the United States has fallen below 0.25% for a time! The profit of the PayPal version of "Yue Bao" fell instantly, but it had to be upside down to give users money, so the PayPal version of "Yue Bao" naturally could not play. Henry never thought of using PayPal to play "Yue Bao", not only delaying the work, but showing Chinese Internet companies the way to make a fortune. If you want to get rich, you have to make a fortune yourself, so Henry has not launched Yu Yu Bao for a long time.

Now that Taobao has been acquired, with Ma Yun in charge, Yu'e Bao can be established.

Yu Yu Bao is a sensitive and dangerous existence that challenges China's ~ banks, and it takes people with strong ability and belief to develop it, and Ma Yun is certainly the best choice. What's more, there was already a successful precedent in the previous life, and Henry would be much more relieved.

After Ma Yun read the document, he was deeply shocked, and said in his heart, Henry Williams is worthy of being a genius among geniuses, the overlord of the Internet, and he can think of such a good design!

Ma Yun's shock has not subsided, Henry said at this time: "Yu Bao is only the first step, the next step is to build a huge Internet financial empire around Alipay, I call it 'Ant Financial', although the ants are small, but gather sand into a tower, once the scale grows, we can even say to the bank, 'He can take !!his place'

We all know that Chinese bank loans are so high, then our loan interest can be lower than it. We have big data analysis, directly through the Internet to reputable users loans, the same day application, the same day review, the same day to pay, the same day higher than the efficiency of the bank, countless times higher than the efficiency of the bank! In addition, the purchase of funds, gold, stocks, treasury bonds, futures and other financial derivatives, all can be carried out on Ant Financial, we provide the world's largest financial trading platform, we do not produce financial derivatives, we are the porters of financial derivatives!!

Henry's words made Ma Yun's blood boil, and he immediately threw himself into Henry's admiration.

"Your Majesty, you are really a genius among geniuses, it is really admirable that your ideas are so magnificent and far-sighted!!" Ma Yun said with great sincerity.

Suddenly, Jack Ma seemed to feel that Henry's body exuded a kingly spirit, which was convincing, and he felt that it was an honor to be able to do things under him - to follow the great leader and make great achievements!!

If he was born in ancient China, Ma Yun might immediately kneel on the ground and say: "The lord is above, and the minister is willing to serve the work of dogs and horses!!"

However, Ma Yun also swore loyalty to Henry at this time.

"Your Majesty, please rest assured, I, Ma Yun, will definitely not disappoint your expectations!!"

"I have no doubt about Ma Yun's ability!" Henry praised Ma Yun, and then said, "In order to develop Alipay, I propose to let PayPal take a stake in Alipay, and PayPal will withdraw from the Chinese market! In the future, Amazon, eBay, and Alibaba will only support Alipay as a third-party payment software!"

When Ma Yun heard this, he was immediately pleasantly surprised!

"However, if Alipay wants to be independent from Taobao and set up a separate company, the first thing to do is to treat other e-commerce companies equally, only in this way can Alipay develop and grow rapidly, and then build a huge Internet financial empire!!

"Your Majesty, what you said is very reasonable, and I completely agree with your decision!!"

"Okay, then that's it!! wine is here, let's have some wine to warm up!"

……

Ma Yun didn't know how he got out of Prince Gong's mansion, at this moment, the cold wind was bleak, but he was full of enthusiasm and his heart was full of fighting spirit, as if a new world had opened to him!!

When Jack Ma returned to Taobao, many company executives asked, "Mr. Ma, have you seen His Majesty Henry Williams?"

"Mr. Ma, how is His Majesty Williams?"

“……”

Ma Yun took a deep breath, his face became solemn, and he said in a deep voice: "Your Majesty is the most talented and greatest person I have ever met, and it is also the person I admire the most in my life!!

As he spoke, Ma Yun's eyes looked around at everyone and said loudly: "Everyone work hard, we are creating a great era!!!!!"

Everyone was dumbfounded, in the past, Ma Yun had always brainwashed everyone, but after he came back from Beijing, he seemed to be "brainwashed"!

Ma Yun ignored everyone's expressions and said loudly: "Notify all the senior executives above the manager and hold a !!meeting immediately."

"Yes!!" everyone nodded in response!

Half an hour later, the conference hall was full. Ma Yundo announced at the first seat: "The trip to Beijing has opened my eyes and benefited me a lot! His Majesty Williams's intelligence and courage are admirable! He discussed with me that PayPal would become a shareholder of Alipay, and then, PayPal would be willing to fully withdraw from the Chinese market, and in the future, Amazon, eBay, and Alibaba will support Alipay as a third-party payment, and it is also the only payment software !!."

Before the words fell, the audience was in an uproar!

"How could PayPal willingly withdraw from the Chinese market?"

"The three sub-platforms of Nicholas International E-commerce actually use Alipay as the only payment method, which is simply pie in the sky, Alipay can develop and grow in an instant and become the largest payment software in China!"

"Uh...... Is Henry Williams stupid?"

“……”

(To be continued.) )