2014 may be the beginning of a big era, and a lot of things have happened this year, seemingly unrelated, but they have a big impact.

Yanukovych in Ukraine was ousted from power by his people, and to be honest, this guy is really a competent person, but being competent does not mean that it will end well. Especially when Europe and the United States have special requirements for Ukraine, many of his behaviors are a bit like a mantis arm. Yanukovych suspended the signing of the Agreement on Economic Integration with the EU because of issues of interest. Then the Ukrainian people of European and American shareholders marched and demonstrated, launching a "color revolution". I want Ukraine to completely fall into European and American society. However, Ukraine at this time had a closer cooperative relationship with Russia, which replaced the European Union as Ukraine's largest economic and trade partner in 2012, and energy development was a bottleneck for the Ukrainian economy. Although Russia has historically sold gas at a third of Ukraine's price, Ukraine owes at least a billion more gas debts every year. Russia also bought $15 billion of Ukraine's government bonds, alleviating its dilemma of only $17.8 billion in foreign exchange reserves.

Well, it seems to be a bit off-topic, the affairs in Ukraine have little to do with Huaxia, but this incident has brought a great warning to Huaxia. The reason why Yanukovych lost control of Ukraine was not that he lost his popularity. After the unrest in Ukraine, Oguanhai immediately warned the Ukrainian army not to intervene, otherwise the United States will "hold accountable" and sanction those who use force. The United States' means of "pursuing responsibility" is to use various means to freeze the assets of naked officials among the senior officials of the Ukrainian army in Western countries and harass their families who have emigrated overseas. That is, Ukraine's rule was basically ruined by naked officials, causing the economic decline in the following years.

A naked official is a government cadre whose spouse has emigrated outside the country (territory), or who has no spouse and whose children have emigrated outside the country (territory). There are many reasons for this phenomenon, and we will not discuss it, but according to a professor at an authoritative school, there are 1.18 million naked officials in the country. Since they are naked officials, who can guarantee their loyalty to Huaxia?

"Who knows how much disaster this group of naked officials will bring to Huaxia! If there are also naked officials in the army's secret services, who can guarantee our safety? Do I dare to give my back to them with confidence, in case one day your anti-corruption campaign provokes a rebellion among some people......" Zhou Shi

"There is no way such a thing will happen in Huaxia!"

"Then you have to compromise?" Zhou Shi

"There's no way I'm going to compromise!"

Well, you're awesome. According to the research data of the Chinese Academy of Social Sciences, since the mid-90s of the last century, about 18,000 corrupt officials have fled abroad, and the amount of money has reached 800 billion yuan. According to incomplete statistics, the outflow of illegal funds from the mainland was $412 billion in 2010, $600 billion in 2011, and $1.5 trillion by 2013. In the decade to 2013, China's illicit outflows from China are estimated to be nearly $15 trillion. Of course, this money may not be taken away by corrupt officials, but in short, it is inseparable from corrupt officials.

Knowing that Zhou Shi came to Yanjing, the big guy called him over. Since last year, Sixiang Fund has been preparing for the export of funds, that is, the transfer of domestic funds abroad, and at the same time, its companies, including Time and Nuts, have issued corporate bonds such as US dollar bonds overseas. The reason is self-evident, the exchange rate of the soft sister currency against the US dollar is almost 6 to 1, and it is about to depreciate. At this time, they don't borrow money from overseas at low interest rates, but when will they borrow? Of course, they are not just borrowing money to make a little exchange rate difference. But:

"Forget it, whatever you want, don't forget that you're a Chinese!"

"Big guy, you don't need to guard against us entrepreneurs like thieves, I'm just going to buy an overseas company, and I may not be able to succeed. "Zhou Shi

"Modi invited me to visit India, and he was full of praise for you. "Big guy

"Oh, he's a very thoughtful person, maybe he's going to have a lot of courage," Zhou Shi

"What does he need you to do?"

"Hmm~~

He's already unveiled the Digital India initiative, and maybe the e-payment initiative that I admire, to make India overtake and become a cashless society. "Zhou Shi

The payment method represented by mobile payment through the Internet is undoubtedly a transaction method with the lowest comprehensive cost, which can almost eliminate counterfeit banknotes, greatly reduce the use of physical currency, and save a large part of the cost. Moreover, it can combat money laundering and increase the difficulty of money laundering. When the day comes, you can make a payment through integrated biometric information (fingerprint, face, iris, voice) recognition, and you may not even need a smartphone.

"Is it the one that Time and Ali are promoting?"

"This is currently the most mature approach, and there may be changes in the future so that payments can leave the smartphone. But at present, mobile payment has a great possibility to become one of the most widely used payment methods in China. "Zhou Shi

"Now only Huaxia is promoting?"

"Huaxia is the strongest, and then through Huaxia tourists spread this payment method to major tourist countries. As for the promotion of mobile payments in Europe and the United States, there may be more difficulties. "Zhou Shi

"What do you think is the point of promoting a cashless society?"

"My idea is to change some of the rules of the game in international finance by changing the international financial payment system. I don't know if I can do it or not, and how to do it."

The payment system is the core of the financial system, which from the previous gold, silver, copper and iron currency, to the current paper money, bank cards, credit cards, and now to the current digital payment, Ant Huabei, Jingdong Baitiao and other products appeared, after the arrival of the cashless society, the future of credit cards (or physical credit cards) may also disappear. As for Internet companies involved in the issuance of virtual credit cards, how should they be supervised? Should the previous payment and clearing system be changed? Is there still a need for Visa and UnionPay to exist? Changes in the global financial system are opportunities for domestic financial enterprises, but it is really difficult to say how big this opportunity is.

"Can Huaxia take the lead in entering a cashless society?"

"This requires further improvements in the existing broadband Internet, mobile communication networks, and the popularization of mobile Internet among more people. That is, in addition to accelerating the development of 4G, the most effective is to increase the speed and reduce the cost of the three major enterprises of China Mobile, Unicom and Telecom. This is also what India is about to do, and Mukesh, the boss of India's Reliance Industries, may reduce India's 4G data tariffs to the lowest in the world, or at least the lowest in the world. "Zhou Shi

"......" Baibei will read the latest chapter of "The Rebirth Legend of the Post-80s Legend Claw Book House" for free for the first time.