Chapter 112 Private Financial Advisors
Nie Dingwen was sitting on the sofa in the living room reading a financial magazine when he saw his baby daughter limping in. Hurriedly got up and hugged Nie Xiaoying, "What's wrong, where is the injury?"
"It's okay, I just accidentally fell down while climbing the mountain and scratched some skin," Nie Xiaoying said nonchalantly.
Hearing that his daughter was fine, Nie Dingwen relieved himself, thought of something again, and asked with a smile, "I went with that young man from Wang Ye again?"
Nie Xiaoying was a little weak-hearted, and defended, "Isn't it that I don't have any friends in Pengcheng, don't look for him to find anyone." ”
"That young man is still good, you can be friends first, and slowly increase your understanding. Nie Dingwen hinted at his daughter vaguely.
Since his daughter frequently asked Wang Ye to eat this period, he paid attention to it, and deliberately learned about Wang Ye's situation through relationships.
Wang Ye's family background is ordinary, and he does not have any strong network resources, and he has only been in Pengcheng for more than four months. Now that he has been mixed with the general manager of the business department of a medium-sized clothing brand company, it seems that his ability is still very strong.
Therefore, he just said that his daughter can be friends with Wang Ye first, as for a deeper relationship, the current Wang Ye is not qualified enough, and he has to observe for a while.
For Xiaoying, an only daughter, Nie Dingwen is very fond of her, but she is not doting. From an early age, while giving the best material conditions, it was accompanied by a strict education. As soon as I graduated from high school, I went to Harvard University, a world-famous university. Moreover, this is what Xiaoying applied for completely by herself, which also shows how good her comprehensive quality is.
His daughter is so good, Nie Dingwen naturally has high requirements for his daughter's boyfriend, and wants to be his Nie Dingwen's son-in-law, without any real material, don't even think about it!
WANG YE DIDN'T KNOW THAT HE HAD COME INTO NIE'S ATTENTION, AND HE WAS NOW MEETING WITH HIS PERSONAL FINANCIAL ADVISOR, LISA.
Since the last time he met the Porsche Paramela Club, Pitt paid a formal visit to East West International and invited him to become a valued customer of Citibank Private Banking.
In fact, Wang Ye was not qualified enough at that time, and his assets at that time were only more than 6 million yuan in cash, which was still a long way from the standard 20 million yuan cash for Citigroup Private Bank customers.
However, Pete judged that Wang Ye had great potential and would definitely be a high-quality customer in the future, so he started one step ahead. This is also in line with Wang Ye's intentions, whether it is to start his own business in the future, or to IPO and go public, he is inseparable from the support of these big capitals.
So now becoming a VIP client of Citi is the beginning of a good relationship between the two parties.
So he readily agreed, and LISA was the exclusive financial advisor appointed to him by Pete, note, it was exclusive, that is, it was only for him to provide services!
LISA is also a native of the mainland, graduated from 985 universities in China majoring in finance, and was hired by Citibank after thousands of selections, so she is naturally the elite of the elite. At this time, she had just gone through a year of internal rotation training in the bank and was officially stationed in a private bank in Pengcheng as a financial consultant, and Wang Ye was her first client, and probably her only client in the future.
It is important to know that Citigroup, a veteran Fortune 500 multinational group, has extremely high standards for recruiting employees. In mainland China, it is impossible for students from other prestigious universities to get interviews.
Therefore, LISA's heart is also very high, and she is still a little reluctant to be appointed as Wang Ye's exclusive financial advisor, because Wang Ye is too young, does not have many assets, and is not a corporate CEO, to be honest, she is a little disdainful.
Her colleague's customers are all CEOs of large companies, CEOs of bosses and companies, and in comparison, Wang Ye, an executive of a medium-sized private enterprise, is not enough.
After Wang Ye became a customer of a private bank, he did not move after transferring 6 million to his special account, and he did not put forward any financial management requirements. TODAY IS THE FIRST TIME HE HAS INVITED LISA TO MEET AT HIS HOME IN WASHINGTON.
Client invitation, although it is a weekend, LISA of course must also be on time, her kind of work is not divided into working days and rest days, customer demand is the greatest!
As an elite in the financial world, LISA naturally has an elite appearance, her short ear-length hair is meticulously combed, and a black Chanel professional dress is ironed neatly and obediently. There is also a pair of gold-rimmed glasses on her fair and clean little face, and her ...... is flat
After coming to Wang Ye's house, entering the living room, she looked around the interior layout. Well, the small apartment in the medium community, with a market value of about 500,000, does not include this property in the customer's asset list, and it may still be rented, and it is really a customer with no background.
I secretly feel sad for myself, the newcomer just has no human rights, and can only be assigned to this kind of customer. However, this kind of customer also has advantages, that is, there are not so many strange requirements, it is easier to deal with, just practice it, and when you have a few years of qualifications, you can ask for better customer service.
Wang Ye invited LISA over today for a serious matter, and his bonus for July has already been paid. Because the task of 800 companies in the second half of the year has been completed, the bonus this month is quite high!
In July, a total of more than 580 stores were contracted, which is more than 11 million based on 20,000 stores, plus 2.65 million yuan for 265 stores in June, and the total bonus reached more than 14 million. He is going to transfer the money to his private bank account at Citi today, and the cash has reached 20 million, which is also a qualified customer.
Hearing Wang Ye's speech, LISA was a little dumbfounded!
What does that mean? Last month's bonus of 14 million? This is not a joke! What company can give an employee a bonus of more than 10 million yuan a month? You must know that the annual salary of the CEO of many listed companies does not exceed 10 million.
She hesitated for a moment, then cautiously asked, "Mr. Wang, the source of this money is legitimate, right? Of course, if it is inconvenient to explain, we also have a way to prove that the source is legitimate! ”
WANG YE NATURALLY HEARD THE MEANING OF HER WORDS, AND GLANCED AT LISA FUNNY, "WHAT ARE YOU THINKING, IT'S THE COMPANY'S BONUS, WHICH IS DIRECTLY ISSUED FROM THE COMPANY'S ACCOUNT, REST ASSURED, IT'S COMPLETELY LEGAL!"
PATTED HER CHEST, RELIEVED, AND LISA WAS RELIEVED. I can't help but be happy in my heart, it seems that this customer can still be okay, even if he can get such a generous bonus once a year, it is amazing, and the annual income is steadily more than 20 million.
If this lasts for a few years, isn't it more than 100 million yuan of liquidity? Even in a big city like Pengcheng, customers with more than 100 million yuan of liquidity are definitely super high-quality customers!
Many business CEOs, who look beautiful and wealthy, actually know the inside story as an industry insider like LISA, many people are "rich" on the surface, and in fact "losers", which means that their real assets are negative, and they are all doing business with bank loans.