Chapter 507: Building Credit!

Since Wells Fargo and Standard Chartered merged to form Chronos Bank, as expected, users have great confidence in Chronos Bank, and the number of users has increased significantly! The bank has more money, and it can use this money to lend or invest, and thus make money.

The banking industry has always been a profiteering industry, and this has been the case since ancient times, otherwise how can it be said that people who engage in finance are rich?

The reputation of Chronos Bank is there, and the speed of development is also very fast, but this name is changed, to ordinary people, Chronos Bank seems to have become a newly established bank, although the bank owner Li Zetian is very rich and famous, but I don't know how creditworthy it is...... This may be a shortcoming for Chronos Bank.

Li Zetian browsed the news website casually, and suddenly saw a piece of news, and couldn't help but light up.

The news content is that an old lady saved 2,000 yuan in 1985, and after 22 years, she wanted to withdraw the money. The old lady originally thought that there should be a lot of money with interest, so she went to the bank with the household registration book and passbook, but was told that the total amount of interest and principal was only 880 yuan.

There is also an old man, when passing by a bank, I heard that there is a fixed-term hedging savings business, if you save 2,000 yuan, if you save enough for 20 years, you can earn 200,000 yuan. You know, in 1987, when the salary was only a few dozen yuan a month, the old man worked hard to save 2,000 yuan, and originally planned to buy a shop, but in that era, it only cost 2,000 yuan to buy a shop in the local area, and finally deposited the 2,000 yuan in the bank. According to the express provisions on the certificate of deposit, the principal and interest of this deposit due in 20 years is 200,000 yuan, and no matter how the deposit interest rate and the hedging subsidy rate are adjusted, the bank will pay according to the fixed amount at maturity, but it must be withdrawn after 20 years, and cannot be withdrawn in advance. As a result, 20 years have passed, and the old man has been looking forward to it for 20 years, but what happened next made him unable to believe it, and the bank said: This deposit certificate is now invalid and cannot be withdrawn.

The old man's deposit principal and interest were only 8,000 yuan, instead of the 200,000 yuan stated on the deposit certificate.

At that time, 2,000 yuan was enough to buy a shop, but now 8,000 yuan is not enough to even pay a year's rent for a shop.

How is this acceptable?!

After reading these news, Li Zetian suddenly remembered a little story he had seen before, saying that an old American lady was looking through the relics of her ancestors and saw a handwritten deposit slip in a book, which was that her grandmother had deposited $100 in a Swiss bank 200 years ago, and the old lady tried to go to the bank's branch in the United States to withdraw the money.

After receiving this certificate of deposit, the staff immediately reported to the head office, and the head office immediately sent a special person to check the account number on the certificate of deposit, in the old account of the company a hundred years ago, actually found the bottom account of the deposit, after that, the president of the head office personally went to the United States to find the old lady, invited the media to hold a grand exchange ceremony, according to the interest, to cash out more than 500,000 yuan, but also rewarded the oldest customer with 1 million US dollars.

What is credit? This is called credit.

Of course, the veracity of this story remains to be verified.

"Standard Chartered Bank was founded in 1983, and Wells Fargo Bank was founded in 1982, both of which are old banks, so there must be old accounts !! very early," Li Zetian showed a smile on his face, "As long as you take the initiative to find out, and then contact the other party to speculate! Hehe, in this way, the world will know the credit of Chronos Bank! I am really a genius !!."

Li Zetian immediately took out his iphne2 mobile phone and told the person in charge of Chronos Bank his thoughts. At the same time, the news of other banks' poor credit is pushed on the Internet, such as the news that Li Zetian just saw.

Both Standard Chartered Bank and Wells Fargo have begun to dig through old files, which is a heavy and difficult job, after all, after many years, even if there are records in the bank archives, the holder of the certificate of deposit cannot be found.

However, as long as there are clues, they can still be found.

More than a month has passed, and the good news finally came out from the original Standard Chartered Bank, and Standard Chartered Bank E immediately called Li Zetian and said: "R. Li, we found that the old account in 1887 was 180 Hong Kong dollars at that time, and now it is worth more than 300,000 Hong Kong dollars......

After listening to his words, Li Zetian was overjoyed and said happily: "Very good, immediately contact the media for hype!!

"Yes!"

Within a few days, the Internet was flooded with news about the cashing of an old account by the Chronos Bank, and a speech by Li Zetian was attached: "Customers who deposit money in our bank, please rest assured that as long as the earth is still there, your funds will never be lost, and as long as the real certificate of deposit, you can exchange !!it at any time."

Because Li Zetian deliberately pushed the news of other banks' poor credit before, now when they see the behavior of Chronos Bank, netizens are naturally emotional and surprised, and there are rave reviews on the Internet.

"Chronos Bank is credit-worthy, it's a spring of fresh water in the banking world!!"

"It is worthy of the bank established by HRN LI, it is trustworthy!"

"666, my favorite sentence said by HRN LI, 'Customers who deposit money in our bank, please rest assured, as long as the earth is still there, your funds will never be lost, as long as the real certificate of deposit, you can exchange it at any time', this sentence is simply touching, and I want to withdraw my money from other banks and deposit it in Chronos Bank!"

"Hehe, this is really a slap in the face! Look at Chronos Bank, and then look at the domestic banks, it's a world of difference......

"Woo woo, we don't have a Chronos Bank here, please ask HRN Li to set up a branch with us as soon as possible!"

"Seeing this news, I'm already ready to go to Chronos Bank, hehe, we just opened a Chronos Bank branch here!"

"Haha, we also have a branch of Chronos Bank here!"

"I'm so envious that you have a Chronos Bank there"

“……”

Li Zetian laughed after reading the comment.

In addition, the subprime mortgage crisis in the United States is about to break out at the beginning of this year. Countless banks around the world have lost a lot of money, and so have customers who have purchased their financial products through bank introductions. And if Chronos Bank is alone, not only does it not lose money, but also still maintains a very high profit rate, it will certainly be impressive. ”

"It is not difficult to imagine that in the course of this subprime mortgage crisis in the United States, Chronos Bank will definitely grow rapidly!"

Li Zetian sat on the black leather sofa chair, sipping tea one by one, very leisurely.

Outside the house, Dongfang Yuqin walked in at this time. , She smiled and said to Li Zetian: "My dear, your idea is really effective, the number of new users of Chronos Bank has skyrocketed, and you don't know how many customers are queuing up outside Chronos Bank now!!"

Li Zetian put down the teacup and smiled slightly: "Only by valuing credit can the bank win the hearts of the people, and those who win the hearts of the people will win the world, so as long as credit is established, the market share of this bank will have a share of our !!."