Ping An's Good Doctor model is still quite innovative, but it would be even better if it could achieve digital healthcare. Medical care and medicine are obviously two interrelated but different industries, Zhou Shi is now actually thinking about investing in the medical industry again, is the nature of the borderless expansion of Internet companies perfectly reproduced in him?

If we can lead the realization of digital medicine, well, let's not say that it is so big, the first step is to network the patient's medical record information nationwide, and it will be of great significance to patients and doctors, and it will be of great significance to patients and doctors, and it is not difficult to understand that the past medical history will have a great impact on the current symptoms! If the national network of medical record information only improves medical accuracy and efficiency, it is too much to underestimate his role. He is also of great value to the insurance industry, imagine if the insurance company can accurately determine the risk of a patient, how much advantage the insurance company will have in the future competition, and they will be able to launch more personalized insurance plans in the future. In other words, people who are likely not to get sick will get a better price, and people who are likely to get sick will pay a higher cost and even have no chance of getting commercial insurance. Therefore, Ping An Good Doctor is a good project, but in a bad family, insurance companies are naturally sensitive to patients' data, so for the sake of long-term consideration, for most ordinary people, they can not use Ping An Good Doctor, and the benefits of ensuring their data privacy should be more than disadvantages. Of course, under the domestic legal situation, the possibility of insurance companies using data to commit evil purposes, even without the data of Ping An Good Doctor, there will be data from other similar apps that can provide them with cooperation opportunities.

However, the market is like this, not based on the will of the individual, and most of the time in the domestic situation, bad money can always drive out good money, and enterprises that adhere to quality may not be able to go to the end. Huawei also caught up with a good time, did not die in the darkness before the dawn, and enjoyed the rise of national strength like Wu Jing, and encountered a good time for the rise and upsurge of the national spirit, and patriotism became a kind of political correctness recognized by the whole people.

In the magic capital for a few days, Zhou Shi and the Four Elephants Fund discussed with the magic capital securities the merger and acquisition of RBS Asian investment banking business assets, as for HSBC's insurance business, AIA is really not very interested, HSBC's assets sold this time are mainly concentrated in Hong Kong, Singapore, Argentina and Mexico, the main insurance is not life insurance but general insurance business, and AIA has a leading position in Hong Kong and Singapore, and is not ready to develop Argentina and Mexico.

I don't know where I got the news, Ping An actually knew that Zhou Shi was able to buy HSBC's general insurance business, and Mr. Ma, one of the three horses, flew to the magic capital to find him.

"Mr. Zhou, I am fortunate to be happy!" Ma San (ranked third among the three horses)

"You're polite, Mr. Ma is, I have admired Mr. Ma for a long time" Zhou Shi

If it weren't for Zhou Shi's inadvertent intervention, there is a high probability that this asset would have been sold to AXA Insurance, although HSBC is a shareholder of Ping An, it will not consider Ping An's interests.

"Is there such a thing, Mr. Ma also takes a fancy to it?" Zhou Shi, is Ma San ready to fight with him again, in the first few acquisition competitions, in the end they all ended in a safe failure, they may not have the idea of finding the field, even if Zhou Shi and Ma San do not have this idea, don't the people who compete directly below have this idea? The competition methods in the financial industry are not so clean, and it is normal for the two sides to have any personal conflicts.

"Yes, I have this idea, but on the premise that Mr. Zhou agrees, I know that without your nod this time, no one can buy it" Ma San

Where did this rumor come from, or is it his boasting? Although the truth seems to be somewhat close, the final decision is still in the hands of HSBC Holdings!

"You may have misunderstood something" Zhou Shi

"Well, I've heard that HSBC Holdings is ready to sell you their general insurance business in Asia, but I don't think your AIA needs it," Ma San

"Is there such a thing, does AIA need it?" Zhou Shi, well, although this business is chicken ribs for AIA, it is not something that can be given to others casually, besides, no matter whether his opinion is effective or not, why should he waste his favor for other people's affairs! So he is probably not interested in what Ma San is going to say next.

"Why did HSBC sell these assets? Is there something wrong with these insurance companies?"

"You don't know?" Zhou Shi looked at him in surprise, why was he so unskilled, and he still had to test himself?

"Is there anything going on with HSBC?"

"There are two reasons, one is that HSBC is likely to be fined more than $2 billion by the US imperialist regulators for assisting in money laundering because of poor supervision, and secondly, the core capital adequacy ratio of HSBC Group was seriously damaged in the subprime mortgage crisis, which was only 10.1% in 2011, approaching the regulatory red line of 9.5% in the Basel agreement, and they have no money and will continue to sell assets. "Zhou Shi

"No money?" Ma San, of course he knows what it means to have no money, his own funds are different from bank funds. One is your own and the other is someone else's.

HSBC's sale of insurance business is not to cultivate competitors, he will still maintain the personal life insurance business, AIA and Prudential are HSBC Life's biggest competitors, if it can distract AIA's attention, HSBC Holdings will not mind.

"We can cooperate to acquire this asset and operate it independently," Ma San

"Cooperation, what is the value of this asset?" Zhou Shi

"His value is in many ways, this is Ping An Insurance going out" Ma San

"Sorry, I'm not interested!" Zhou Shi, his strength in Xiangjiang and Singapore is already okay, as for Argentina and Mexico, they are not his main battlefield in a short time.

"Mr. Zhou, insurance company" Ma San

"Mr. Ma, I really have no interest in him, we will concentrate on digesting the existing achievements in the past two years, and we will not expand for the time being, otherwise we may be choked to death, I think you should be able to understand" Zhou Shi, what he said is not a lie.

Ma San pondered for a while, unable to figure out whether it was true or false

"Then Ping An wants to acquire this asset, hoping to get your help" Ma San

"No problem, if you need anything, just say it directly" Zhou Shi readily agreed, you said that I will shirk it, or you understand!

However, the boss of Ping An took the initiative to cooperate with Zhou Shi, and there was also a little sense of reconciliation, and he was not good at not giving face at all.

"I have a big project here, I don't know if Ping An is interested?" Zhou Shi

(End of chapter)