You may say that the amount of two million is also very high, even if it is two million soft girl coins, you will not be able to save it in your life, but remember, we are talking about the super rich here.

So do you know how much the super-rich have to pay for the inheritance tax of more than 100 million assets?

Here, the author will take Mr. Maiko as an example, his worth is about 50 billion according to the data of the Rickley rich list. The inheritance tax that a super-rich man like him can enjoy is the highest tax point, 55 percent.

Don't think that the author is joking with everyone, you are not dazzled, friends who do not believe can check it if they have the conditions, this number is 55 percent, not much at all, not less at all.

In other words, if Mr. Maiko chooses to pass on his wealth to his children, then he is sorry, he needs to pay 27.5 billion inheritance taxes, and his children can only get 22.5 billion inheritance, which is less than half of the original wealth.

Then some people will say, if I pass this money on to my grandson, and then let the son take care of it, then there will be no inheritance tax that the son will pass on to his grandson!

What I want to say about this is that you are so naïve that you didn't know that there is also a tax called the intergenerational gift tax.

Don't be surprised, it's less than 55 percent of the inheritance tax, but don't be surprised that it's less than the 55 percent inheritance tax, isn't it?

Taking Mr. Maiko as an example, if he wants to hand over his wealth of 50 billion yuan to his grandson, then he needs to pay 55 percent of the inheritance tax first, and the remaining 22.5 billion yuan, and then pay 50 percent of the intergenerational gift tax, and the remaining 11.25 billion yuan is the property that his grandson legally inherits.

In other words, this 50 billion wealth, in the process of giving it from generation to generation, paid a total of 38.75 billion yuan in taxes, how about it, it opened your eyes!

At this point, some people will ask, who pays so much money, who does it, is not a fool.

Yes, no one in this world is stupid, especially the super-rich. No one wants to pay so much money, but what can be done, the tax on their side is a global tax and cannot be avoided.

If you think that's a lot, then you're wrong, the tax revenue of developed countries is about the same level as this, and a small number of countries are higher than this percentage, which is one of the main reasons for their good welfare.

Then someone is going to ask, is there any way to avoid paying so many taxes, I tell you, yes.

Their tax code mentions that the portion of the estate that is used to establish and operate solely for charitable, scientific, literary, and educational purposes is fully tax-exempt.

As a result, a new way of playing was born, and that was the Charitable Trust Fund.

As long as you donate 5% of this fund every year, about 20 years or the number of years specified by the charity, the remaining money can be inherited by your designated heirs unconditionally and tax-free.

Some people may say, "Aren't you stupid to donate 5 percent a year, and don't you just donate it in 20 years, and you don't have any money left?" Then it is better to pay an inheritance tax, so that there is still a little blood left, so that there will not be any left.

In fact, from a purely numerical point of view, there is nothing wrong with thinking so.

But please note that whether it is personal money or fund money, it is deposited in the bank, and it has interest. In addition, as long as you donate on time, the rest of the money fund can be used for investment.

For example, if you set up a trust fund worth 20 million and then pay 5 percent a year, or 1 million donations, to charity, for a total of 20 years, compounded at their current interest rate of 1.4 percent, you will actually pay a total of 26.4 million in 20 years.

This also completely consumed the nominal trust fund of 20 million, so the tax department over there did not tax this trust fund.

However, in practice, if the investment of this fund has an average annual rate of return of 5 percent, after 20 years, the 20 million yuan will increase to 53.06 million yuan, and the children will receive 26.66 million yuan, and they still do not need to pay taxes.

This number is accurate, I found a professional tax lawyer over there to help me calculate, I will not write out the specific calculation process, interested friends can calculate it themselves.

Now you see, this fund has indeed done 20 million good deeds, but it has also made the huge inheritance tax invisible.

If you say that it is not half a catty or eight taels, it is almost the same, because in the past 20 years, a person has earned more than 50 million yuan with 20 million, then he is not equivalent to paying nearly half of the inheritance tax.

You're not wrong to say that, but it also shows that you're not a businessman, or rather, you're not a successful businessman. An ROI of five percent is a ridiculous number in the eyes of successful big businessmen.

If Zhang Wei, the general manager of Asia Commercial Investment, and Mr. Zhang tell Ma Xiaoyang, chairman of Asia Commercial Investment, that he leads Energy Asia Commercial Investment to earn 5% of the annual income, believe me, the only result of Mr. Zhang is to be fired on the spot. Even if this number is higher, the result is still the same, if you don't believe that you have the opportunity, you can ask Mr. Zhang himself.

If nothing else, let me ask you a question, how much money did Asia Commercial Investment have 20 years ago?

I can responsibly tell you that 20 years ago, the total assets of Asia Commercial Investment were 100 yuan and 10 pieces of unity in the pocket of Chairman Ma Xiaoyang's grandmother.

From 1988, when Chairman Ma Xiaoyang borrowed 100 yuan of entrepreneurial capital from his grandmother to start his entrepreneurial journey, to 2006, in less than 18 years, Asia Commercial Investment has saved 100 yuan from a grandmother's pocket to become a huge wealth of hundreds of billions and detailed wealth data can not be calculated clearly, Chairman Ma Xiaoyang only took 18 years.

And the same Maikosa chairman Mr. Maikosa has only taken 30 years from scratch to now sitting on a fortune of 50 billion US dollars.

Now, I don't know how to calculate their annual ROI if I'm not good at math, can you figure it out? Is that a 5 percent problem?

You can imagine how friendly it would be for them to be such talented businessmen and super-rich people, as if it was tailor-made for them.