Listening to Li Qinghuan's rebuttal, her father was speechless, yes, his old couple combined was only five thousand yuan a month, and he was indeed not qualified to say that five million was less.

However, as a father, he also wants to save face, how can he be soft in front of his daughter, so he stubbornly distinguished: "There are a lot of rich people now, and five million is indeed not a lot." Look at the factory director's house in our compound, everyone says that his family has tens of millions. Also, now the small boss who runs a small company in the city, who doesn't have a few million in his hands. I heard that the richest man in our city is the one who runs a winery, and his net worth is hundreds of millions!"

Li Qinghuan directly took out his mobile phone, clicked on the chat record with an old classmate, found a picture, and said: "Come, Dad, take a look, this is what my old classmate sent to me, and she is now working at the Industrial and Commercial Bank of China in our city." This kind of report is the data she counted when she made a work summary at the end of the year. ”

The report sent by her classmates is the statistics of bank customers this year. There are more than 50,000 depositors, of which 83% have deposits of less than 10,000 yuan, 9% have deposits of 10,000-50,000 yuan, 5% of deposits of 50,000-200,000 yuan, and only 1% of those with 200,000-1 million yuan!

There are only 42 people with 1 million to 5 million and only 4 people with more than 5 million.

If you follow this statistic, the reality is very cruel.

It is said that the distribution of social wealth also follows the 28 theorem, that is, 20% of the population controls 80% of the wealth.

But if you do the math, on this statistical table, 7.5% of people control more than 85% of the wealth!

Only a very small number of people have a lot of wealth, and the vast majority of people are just barely surviving.

ICBC is the bank with the most outlets in the city, and most of the citizens go there to save their money. Oh, Li Qinghuan's family's savings are also there, and her family's savings still account for 5%, which is more than 100,000 yuan.

Li Qinghuan's father was a little dumbfounded after seeing it, how could it be, it seems that there are many rich people outside, but why is the deposit so small.

He said noly, "This ...... It doesn't feel like it's real. ”

Li Qinghuan smiled: "Dad, what I showed you is the bank's statistics, what about you, all you tell me are stories, hearsay, and rumors! Which is true and which is false, you are also a person who has read books, don't you count it in your heart?"

Now her father was completely wilted, and he kept his head down and kept silent.

Li Qinghuan's mother also spoke, she is the kind of housewife who has no opinions, although she also dotes on her son more, but she is also distressed about her daughter.

After listening to the conversation between the father and daughter, she interjected and said: "Qing Huan has a point! Don't listen to those people's nonsense, everyone is talking about their relatives and friends, who has said how much money their family has." It sounds like a millionaire is not a big deal, but if they really take out their passbook and look at it, it is estimated that they don't even have 50,000 yuan! This is 5 million! Not to mention 5 million, have we seen 500,000 in our lives?

Judging from the statistics of Li Qinghuan's old classmate, if there is a deposit of 5 million, it will not be able to rank fifth in the city! In this way, this is really a lot of money!

In fact, Li Qinghuan also secretly changed the concept here, and deposits are not the same as assets. Many of those who have saved millions of dollars own several homes and possibly assets such as companies and shops.

But no matter how you count it, there are five million in cash, which is the richest group of people in this small city.

Not to mention in such a fourth-tier small city, even in the four super first-tier cities of the capital, Yangcheng and Pengcheng, there are not many people who can really come up with five million cash.

Speaking of which, many people have a house worth millions, not to mention how much money he owes the bank for this house, strictly speaking, this house does not belong to him, and it should be counted as the bank's assets. The question is, can you sell this apartment, can you cash it in, and where will you live after you buy it?

If you only have one house, no matter how much the house is worth, you can't be called rich until it is actually realized, you can only say that you have assets, or real estate. The consumption level and quality of life of this kind of person are not necessarily much better than those of small white-collar workers who rent houses, and if there are more bank loans, the living standard may be worse.

Li Qinghuan took out the five million to solve family problems, which was also after repeated consideration. Although her parents are patriarchal, she is very disgusted. But after all, they are their biological parents, who have raised themselves for more than 20 years, and this kind of family affection can not be bought by money.

Now that I have money, I still have to express my heart, and I still have to honor my parents. But filial piety must be rational and cannot become foolish. Not to mention that because of their own development, the family has a dependency mentality, becomes a parasite, and relies on themselves for everything.

So Li Qinghuan took out 5 million and set up a trust fund to give his parents 200,000 living expenses every year, and left a way back for his younger brother in the long term, so that he could work hard while he was young and without any worries.

This money is not much for Li Qinghuan now, and it is even more insignificant for her in a few years. But the family problems can be solved satisfactorily, the atmosphere at home can become harmonious again, and filial piety can be fulfilled, which will improve the life of parents and change the fate of the younger brother.

Is it worth it? It's worth it, any rich person with wisdom would choose it that way.

Li Qinghuan's family problems were skillfully solved by her.

After the younger brother finished watching the car, he ran up excitedly and said to his sister: "Sister, this car is so handsome! I will drive such a car in the future." ”

Li Qinghuan replied with a smile: "Then you have to study hard, strive to get into a good school, and work hard after joining the work in the future, sooner or later, you can also drive a better car than this!"

The younger brother is still young, and he has not yet gnawed at the old or the idea of gnawing on the sister, he nodded vigorously and said loudly: "I have to study harder after the New Year, and I must be admitted to a good school!"

After saying a big word, he said to Li Qinghuan with a hippie smile: "If I can take the exam for a key university, is there any benefit?"

Li Qinghuan laughed softly: "Then what gift do you want?"

"Well, I heard that I need to use a computer a lot after college, so you can give me a laptop. The younger brother thought about it for a long time before he remembered such a request. Children are really easy to be satisfied, especially children like them whose families are not wealthy, and they have never thought about more expensive things, and a notebook is a big thing in his eyes.

"No problem, as long as you can be admitted to a key university, the fruit notebook and fruit mobile phone, my sister will give it to you!" Li Qinghuan agreed.

The younger brother suddenly smiled, and the father shook his head when he heard it, this unpromising child, I don't know how rich your sister is, how much is this gift worth.

Forget it, the child's future road will always have to be walked by himself, and now that his daughter is developed, although he doesn't listen to his own words much, he seems to take care of his parents and younger brother. With such a sister here, he won't have a bad time.

Li Qinghuan's father finally figured out that his daughter has a future, which is a good thing! Moreover, his daughter is older and has her own opinions, and she can no longer be like before.

He himself understands that now his daughter is stronger than himself and understands more truths than himself, otherwise it would be impossible for him to earn more money than he has in his whole life in a year, not a little more, but a lot more......

At this time, Li Qinghuan's good sister, Liu Ruomei, also encountered a big problem, I don't know if she was so lucky and solved it satisfactorily.

How can a little girl not be vain, and her personality is as indifferent as Liu Ruomei. Before she graduated, she found a good job and won the jackpot at the annual meeting. Now every day, luxury cars are driven, brand-name bags are carried, and big-name clothes are worn. When I go home for the Chinese New Year this time, of course, I have to go back and show off.

She won the jackpot at the annual meeting, and she hasn't told her family about it, she just wants to surprise them!

You know, she has to attend a high school reunion every year, if she drives her Porsche sports car to the party, others are not envious to death, this picture is very beautiful when you think about it, Liu Ruomei will be happy every time she thinks about it.

She found a fellow who can drive and work in Pengcheng on the Internet, a girl. The two took turns driving, and they worked hard all the way to finally get home.

As a result, she made a stunning appearance, which really shocked the whole family. Look at her clothes, her bag and the Porsche coupe. Mom's revelation is not a surprise, but a fright!

She pulled Liu Ruo's eyebrows nervously and asked in a low voice: "Daughter, where did you get so much money when you just joined the work! I heard you call and say that you are now working as a secretary for a big boss, and you won't be a ......?"

As he spoke, he looked Liu Ruomei up and down suspiciously.

Liu Ruomei was stunned for a moment, then understood what her mother was talking about, stomped her feet, and said with a blushing face: "Mom, what are you talking nonsense, how can I do something like that......

"Really, no? Every time you call, you praise your chairman for how handsome and young he is, and how nice he is? I wanted to remind you a long time ago. Mom said she didn't believe her words.

"Ah~ He is indeed young and golden, handsome, and very good. Liu Ruomei said blankly.

"Tsk, take a look, do you still say no?" "Mom seems to have discovered a new world.

She hurriedly asked, "Where have you go?" Let me tell you, girls must be reserved, and don't give themselves to boys casually. You must know that what you can't get is always in turmoil, and those who are favored have nothing to fear. You have to keep a distance from the ground, so that the other party cherishes you!" The old mother painstakingly taught Liu Ruomei her experience.

"Poof!" Liu Ruomei laughed.

She smiled and said, "Mom, I didn't expect you to be quite trendy, this lyric is just right." ”

Her mother said proudly: "That is, don't look at who your mother is, ask your father, how many young men chased me at the beginning! That is, I was blind, and finally married him in a daze." ”

The father next to him was innocently lying on the gun, and he could only shake his head and smile bitterly, expressing his helplessness.