Chapter 228: The building was flat overnight
Next, Lin Yan and Qin Shaowei kept talking, and even the lunch was the working meal that the secretary brought from the canteen of the guest house, until two o'clock in the afternoon, when it was almost time to go to work, Lin Yan left.
Perhaps there is a certain number in the dark, the original heat of the information and communication incident, with Cao Yu and Wan Feixue and his wife have cooled down after being sentenced to a suspended death, and the public's attention has been replaced by an endless new situation.
At this moment, if you don't know how to mention this matter again, it will undoubtedly become a-stirring stick that the official hates.
Originally, Lin Yan was ready to risk the world's disapproval to be this-stirring stick, who knew that he had just told Qin Shaowei about his plan and was about to stir up, but someone took on this glorious mission for him, and once again pushed this matter to the forefront.
This person who is "high-spirited and brave to take responsibility" is Li Wuliang, the president of Luping Bank.
Speaking of which, this Li Wuliang can also be regarded as a figure who can bend and stretch, Huang Ruihan is obviously the vice president, but because he has a good brother-in-law, at least two-thirds of the rights in the bank are usually divided, and the remaining one-third is also faceless work, but he endured it all.
But as the saying goes, if you don't die in grievances, you go crazy in grievances, and the long-standing dikes are close to collapse, and the difference may be just a termite biting off the most important piece of cement.
This termite is a woman, or a good-looking woman, named Xu Xiaohui, who serves as a loan officer at Lupin Bank, 25 years old, and it is the season when a flower is in full bloom, plus the skin is white and the buttocks are big, and it is very popular with Li Wuliang.
Because she has been intimately taught by the president, this Xu Xiaohui is a bit special in the bank, and because she is a loan officer, although she does not dare to lend tens of millions of dollars like Huang Ruihan, she often dares to collect benefits from merchants and lend in violation of regulations.
For banks with huge funds, lending is originally one of the businesses, as long as it is not too excessive, there is usually no problem, even if there is a matter of overdue repayment, it is normal to increase the collateral, extend the loan term, and by the way, charge a little bit of the benefit fee of the merchant who cannot repay the loan, and it will pass.
However, since the large-scale collapse of the whole private capital guarantee enterprises at the beginning of the year, the banking system has begun to strictly examine credit procedures from top to bottom.
The predecessor of Luping Bank was the Luping City Credit Cooperative, a financial institution that is under the supervision and management of the People's Bank of China, but is an independent economic entity with independent accounting, independent operation, self-responsibility for profits and losses, and democratic management, and is not allowed to set up branches.
To put it simply, Lupin Bank is an urban collective financial organization belonging to Luping City, and the occurrence of large bad debts will directly affect the normal operation and operation of the bank.
This Xu Xiaohui may be too sweet and bold, there is a company in Luping City that produces disposable medical products, called Shengyuan Group, this company obediently produced a series of disposable infusion tubes, surgical sheets, urinary catheters and so on at the beginning, and the benefits were quite good.
But after making money, the boss's head is hot, and he can't look down on this kind of steady and steady business, so he takes out a large amount of money and borrows from the bank to engage in real estate development.
Accumulate a lot, just from Xu Xiaohui's hands, he lent more than 6 million yuan in 11 times, plus the interest rate of more than 7 million, the money borrowed from the bank was not enough, so he absorbed private high-interest deposits, and it took several years to tear down the east wall and make up for the west wall.
Lupin Bank carried out the investigation of bad debts this time, and the first thing was to find Shengyuan Group, and then found Xu Xiaohui from Shengyuan Group.
Although Huang Ruihan did not lend less, after all, she had the glittering golden signboard of Qian Yunting, and when the contract expired, even if the merchants pulled their belts or borrowed usury, they did not dare not pay it back, so Huang Ruihan did not have a direct handle.
The leader in charge of credit work is Huang Ruihan, who found out that Xu Xiaohui has such a bad influence, and she is a strong person, where she is willing to tolerate it, she will expel Xu Xiaohui who violated credit discipline and lent money indiscriminately in accordance with the bank's regulations, and report it to the judicial authorities to investigate her criminal responsibility.
This time, it can be regarded as poking Li Wuliang's heart, and he was put into Xu Xiaohui's arms and cried, made trouble, and hanged himself, plus if he didn't care, he went to discuss with Huang Ruihan and wanted to mediate this matter tactfully.
The so-called euphemism means that there is a certain amount of bad debts in the bank, which is the same reason as the proportion of prisoners who die every year in high-intensity prisons, which is a reasonable attrition. What Governor Li means is to use up this part of the share to relieve his Xiaomi's responsibility.
The so-called mediation is that the bank stepped forward to temporarily seize a part of the factory of Shengyuan Group, which had been pledged many times and could not get a dime, and then reduced the responsibility of his Xiaomi.
In the end, Governor Li also wanted to ask Governor Huang to see that he had been the number one leader for so long, but he had humbly backed down for so long, and gave her the right that he should have been arrested, so that she would go out and walk around the relevant departments in the city, and turn the illegal lending to the Shengyuan Group into an interest-free loan funded by the government to private enterprises.
In this way, more than one million yuan of interest has been exempted, and President Li's little baby Xiaomimi can be innocent and do not have to bear a little responsibility.
Huang Ruihan is a very straightforward woman, and she agreed to President Li's request very happily, which is embodied in one sentence: "It's my business!"
So, President Li was annoyed and angry, thinking that it is none of your business for me to sleep with my honey, so it is none of my business for your brother-in-law to sleep with you, and it is okay for everyone to be ashamed to beat the guys, so he poked out Huang Ruihan who had lent money to Xintong in violation of regulations, and had not recovered this matter so far.
Lu Ping posted a surprise post, called "If you look good, why do you need to marry well, rely on your husband than rely on your brother-in-law", the post was named, and Huang Ruihan, vice president, Hua Rong and Yue, but Yun Ying was not married, with a good brother-in-law, abused his power, and was generous to the country, he put a large amount of funds from Lupin Bank into Xintong to eat high interest rates, and thousands of depositors were bankrupt.
In the post, although there is no Chiguoguo to break Huang Ruihan's sleeping brother-in-law, he uses Huaxia's incomparably magical writing art and solid and ingenious writing skills to give enough space for the melon-eating audience to make up for their brains, which is enough to show that President Li is not an online writer, which is really a waste of talent.