Chapter 121 Banking Plan
Ma Xiaoyang knew that he was not the material to be someone else's life coach, and his method of making chicken soup was lackluster, but he really had to say these words today.
These people are considered veterans who started their careers with him, Ma Xiaoyang can accept that some of them get off the bus, but he really doesn't want any of them to fall behind or go on a crooked path in the future.
So he racked his brains, recalling the life mentor classes of those chicken soup bloggers and celebrities in later generations, and made such a small speech in a patchwork, which can be regarded as cooling down everyone's excitement and getting a preventive shot!
The small banquet downstairs was staggered, and everyone was full of smiles. Everyone came over one after another and frequently toasted Ma Xiaoyang, and the atmosphere was very lively.
"Qingqing, this pony is really willing, even your senior brother has got a share, I didn't expect this kid to be so atmospheric. ”
"Dad, the big brother is very important, he is doing the data classification and analysis, it is great to be able to find problems from the data, such talents are also eligible to get shares in large companies abroad. ”
Ma Xiaoyang walked over with a wine glass.
"Say what?"
"Talking about my big brother, his ability to analyze and process logistics data is amazing. ”
"Li Dong is indeed a talent.
The data generated by all aspects of a large enterprise can best reflect the health status of the enterprise, just like our human body, the doctor is to judge the condition from our overall data such as temperature and blood pressure, and give targeted treatment plans. ”
Everyone listened carefully to Ma Xiaoyang's talk about enterprise management.
"The integration of various data of the enterprise, we will call it big data for the time being, which reflects various problems in the development of the enterprise and is easy for us to make targeted understanding.
This is not only applicable to logistics, the establishment of Zhou Tie's shopping mall business analysis room is also a way to manage enterprises by relying on big data, but it has not formed a complete system. If you are interested, you can go back and find relevant talents and set up your own big data analysis department.
Systematic big data analysis is not only limited to the internal data collection of the enterprise, but also the collection of data from the external environment, such as the information of competitors, their development and scientific research, production capacity, the development and changes of the overall industry, and even national policies.
Internally, we understand the health of the enterprise and make reasonable adjustments to maintain the company's good development status. Externally, we can better understand the impact of the general environment on the enterprise, judge the changes in the general environment, and better control the development direction of the enterprise.
This is the scientific enterprise development model of the enterprise, after all, our enterprises have developed too big, relying on individuals to pat their heads to solve problems, the development of development strategies is already impractical.
Therefore, a more scientific development model is also a necessary means for us to maintain the healthy development of the enterprise.
The most direct embodiment of this problem is the professional manager system in foreign countries, which is an ability that the vast majority of domestic enterprises do not have.
In contrast, most domestic enterprises are family-style development models, that is, cronyism, I don't say that this model is not good, and there is nothing wrong with raising the virtuous and not avoiding relatives, but it is not scientific enough.
It directly links the rise and fall of the enterprise and the ability of the manager, resulting in the inability of the decision-makers to take into account all aspects after the growth of the enterprise, and eventually degenerates into mediocrity, and some even take a sharp turn for the worse after the change of managers, which eventually leads to the collapse of the enterprise. ”
"But data collection is too difficult, when I was in the institute, the source and accuracy of those data are really unflattering, that is, here in Dongfeng Logistics, the data I see is quite reliable. ”
"Professor, technology is constantly evolving, and in the past, we used to rely on writing letters to convey information, but now we can connect the two places with a phone call. Computer office is nothing new in foreign countries, and even the Internet is a magical way of information interaction is also making rapid progress.
I believe that it will not be long before we can achieve electronic office and manage the company in a paperless environment, and then data collection should not be a difficult task. ”
Otherwise, Majack wouldn't be boring enough to make a list of women's bust sizes across the country.
"That's too difficult, I can't imagine when the country will be able to develop to that extent!"
"I think it's going to be very fast, it doesn't even take 10 or 8 years. ”
"Then I'll see. ”
"By the way, I have an idea recently for you to listen to, if you are interested, you can consider joining.
I will be buying a bank in Heung Kong recently. Of course, considering the population situation of Xiangjiang and the situation in China, it is basically impossible to absorb savings in the two places, and this is a bank that does not operate abroad.
This bank is a bank that provides financial convenience for companies that participate in the bank, such as depositing funds outside of gold and turning over domestic funds.
Norsing can form a board of directors with the companies that want to join it, jointly manage the banking business, and provide certain mortgage loans and other services for the companies that join the company, and the loan funds are distributed according to the capital contribution of the participating enterprises.
Of course, the enterprises that join it need loans, and they must submit their own collateral and the amount of funds they need, while other enterprises can claim their own loan shares, and will not force each enterprise to make capital contributions.
This will not hurt the feelings between enterprises, nor will it affect the financial operation of financially tight enterprises, and can achieve convenient internal capital flow, provide convenience for enterprises lacking funds or foreign exchange, so that our brother enterprises complement each other, greatly improve the convenience of funds, and bring a certain amount of income.
To clarify, this is not a proposal made by me as a major shareholder of the company at the shareholders' meeting, and it is up to you, the corporate managers, to decide whether to join or not. ”
"In this way, it is indeed convenient for the transfer of funds, and we can also have a reasonable excuse and place to store some foreign exchange, and it is too difficult to exchange foreign exchange in China now! I just don't know what the country will think?"
"It's nothing in this regard, as long as we sit right in terms of operation, the risk of capital diversification will be reduced for us. Alas, the bank is to blame, it is too cumbersome to find something to do, not to mention loans, even deposits and withdrawals are laborious.
It's better to say now, when our pace of expansion slows down, and the cash flow at hand increases greatly, it will be even more eye-catching, think about it, which of our cash flow is not 100 million, once the expansion slows down, it is estimated that billions or even tens of billions of cash flow is not a problem, what should we do at that time?"