"Lack of money!" Lin Yao smiled bitterly, if it was changed to before, let alone having 3 million liquidity in his hand, even if it was only 300,000, he would be able to wake up happily.

People are like this, the richer they are, the more they want to make more money.

What's more, the opportunity is right in front of him, if such an opportunity is missed, Lin Yao is really unwilling.

At night, Lin Yao lay in bed and thought a lot, including using second-hand home appliances, mobile phone hypermarkets, and even fishing farms as collateral to get out how much money he could get.

Second-hand home appliances are just a façade, and if they are upgraded to a company, they should be worth more.

How much money can be made by mobile phone hypermarkets, Lin Yao is not sure.

As for the situation of the fishing ground, Lin Yao is not sure, after all, the land on the other side of the fish pond has been mortgaged to the bank, can the fishing ground be mortgaged?

After thinking about it all night, I couldn't think of a solution, in short, no matter how I made it, I am afraid there is still a big hole in the purchase of that land.

The next day, as soon as dawn Lin Yao took Zhang Di to the Industrial and Commercial Bureau.

If second-hand household appliances want to develop further, they must be registered as a company, and Lin Yao asked Zhang Di to serve as the legal representative.

At the beginning, Zhang Di was strongly opposed, but under Lin Yao's repeated requests, she could only obey Lin Yao's arrangement.

Lin Yao could feel that Zhang Di looked at him strangely.

The second-hand home appliance company was officially registered, named - Zhang Di Household Appliance Trading Company!

With the materials just registered, Lin Yao deliberately asked the relevant person in charge of the bank, and the answer given by the other party was that a loan of one or two hundred thousand yuan could be approved, and if he wanted more, it would definitely not work.

Compared with the vacancy of tens of millions of funds, one or two hundred thousand is not used at all.

"Now if you want the bank to make a loan, it is better to have a physical collateral, for example, the last time you took the land of the fishing ground as collateral, that is completely fine. Before Lin Yao left, the manager of the bank specially reminded Lin Yao.

"Physical mortgage!" Lin Yao read silently, he thought of the piece of land that the village chief was making.

After about three days, the land certificate of the land was finally obtained.

It must be admitted that the old village chief still has a relationship with it, and the 852 acres of wasteland officially belongs to Lin Yao.

Of course, the above is also conditional, 852 acres of land, 9 million needs to be supplemented.

Lin Yao could feel that on the phone, when the village chief mentioned 9 million, he also felt helpless and guilty.

After all, the village chief patted his chest and said that it could be done easily, and there was no need to pay any more.

Unexpectedly, at the critical moment, there is still a fee, which is relatively low.

Lin Yao also understood that the village chief gave the land to himself at the beginning, but it was a hidden mode, and there would definitely be unnecessary trouble in the future.

Therefore, when the village chief said 9 million, Lin Yao breathed a sigh of relief, he added all the funds in his hand together, a total of 7 million, and then took out the funds just earned in the past two days from the mobile phone hypermarket and second-hand home appliances, a total of 2 million, and made up 9 million, all of which were given to the old village chief.

It's just that Lin Yao also put forward a condition, that is, 852 acres of land, and a list of 30 million yuan should be issued.

In other words, people outside thought that Lin Yao had bought this land with 30 million in full.

For Lin Yao's additional requirements, the old village chief still successfully handled it for Lin Yao.

As for the 2,345 acres of land, it belongs to the town, but the town has already spoken, if Lin Yao wants to buy it, 80 million will be sold to Lin Yao!

"80 million!" Lin Yao's scalp was numb, where could he get 80 million, this is something he can't think of.

The land where the fishing ground was purchased before, fortunately, thanks to the fish in the fishing ground, it can be regarded as allowing Lin Yao to get a huge amount of money.

In the end, he was able to pay the down payment, which allowed Lin Yao to take out a loan smoothly.

If there is no down payment of 20 million, even if Lin Yao says that the sky is falling, he will not want to lend money from the bank.

At the beginning, the down payment of 20 million was almost equivalent to one-third of the total amount, so now for 80 million land, I am afraid that at least a down payment of about 30 million will be required to loan the remaining money from the bank!

"Manager Xu, you can help me and see how much I can borrow at most!" Lin Yao handed the prepared materials to the bank's Manager Xu.

This includes the newly acquired land qualification certificate, as well as the brilliant trading company.

"12 million!" Manager Xu looked at the information carefully, and a sentence came out in the middle of a loud voice.

"Manager Xu, as far as I know, if the land purchased in full is mortgaged to the bank, you can get at least 70% of the loan, right?" Lin Yao was moved and continued.

Manager Xu shook his head slightly: "Your land is different from the fishing ground, the actual value is not large, I can give you 12 million, even if it is very high, as for your company, it has already been mortgaged elsewhere, and there is no way to do it as a mortgage!"

"Then how much can I do if I go to your bank for a loan for the land I bought for 80 million?" Lin Yao thought of the land in the town.

"Up to 40 million!" Manager Xu said this, and quickly added: "This also requires the town to issue a transaction certificate of 80 million, which must be signed and sealed by the two leaders of the town in person, so that you can lend 40 million from us!" Manager Xu said in great detail.

Purely from the conditions proposed by the bank manager, Lin Yao can also see that it is impossible to exploit the bank's loopholes.

In this way, if you want to get the land, you need at least 40 million, and after deducting the 12 million that can be loaned, then you need 28 million.

"Where can I get this money?" On the way back, Lin Yao rubbed his head.

Li Yang should have money over there, but he has recently invested money in fishing ground development and other projects, and he will not have too much liquidity in his hands.

The two sides themselves are a cooperative relationship, and it would be very inappropriate to borrow this money from Li Yang again.

"Li Yang?"

I really wanted to come to something, the mobile phone rang, and it was Li Yang who dialed.

"Brother, you are hiding so hard from me!" On the phone, Li Yang's very depressed voice came.

"What is being hidden from you?"

Lin Yao: That was confused.

"Tell me honestly, what kind of fish are raised in the sixth and seventh rivers?" Li Yang's tone was extremely serious.

Lin Yao was stunned.

At present, the first to fifth rivers of the fishing ground, which are all farmed crabs, have been sold.

As for the eighth, ninth, and tenth rivers, which were originally full of anchovies and large yellow croaker, they were all sold by themselves.

Only the sixth and seventh rivers, Lin Yao has also checked, they are all miscellaneous fish, in Lin Yao's opinion, those fish don't even have meat, they are basically two or three heavy, and they are not worth anything at all, so they didn't bring it up with Li Yang.

"Isn't it just a little trash fish? What is it worth?"

Lin Yao pursed his lips and replied weakly.

"Little trash fish?" At this time, Li Yang was standing in front of the seventh river pond, staring at the swordfish in the water, he was messy in the wind.

The priceless wild saury turned out to be a trash fish in Lin Yao's mouth? Li Yang really had nothing to say!

"Brother, your seventh and eighth river ponds are all authentic Yangtze River wild saury, under normal circumstances, about 1.5 taels of saury will cost about 400 yuan a catty, about 2 taels of saury will cost about 700 yuan a catty, about 3 taels of saury will cost about 1300 yuan a catty, and about 4 taels of saury will cost about 3000 yuan a catty, according to my observation, the saury in your pond is not small!" Li Yang sighed with emotion.

"Wild saury in the Yangtze River?" Lin Yao was dumbfounded, and in the next second, he didn't say a word, he directly started the electric tricycle and accelerated back to the fishing ground.

This time, in addition to Li Yang, there is also a fat boss who also wants to buy a batch.

The reason why Lin Yao notified the fat man was also because when the second-hand household appliances first opened, the fat boss took action.

"Damn, there are so many wild Yangtze River saury!" When Huang Fatzi arrived, the wild saury in a river pond had already been salvaged.

"2 two saury, a total of 500 catties, 700 pieces per catty, a total of 420,000!"

"3 two saury, a total of 464 catties, 1,300 pieces per catty, a total of 603,200!"

"4 two saury, a total of 600 catties, 3,000 yuan per catty, a total of 1,800,000!" The price of the third batch of saury was also calculated.

"More than 4 taels of saury, a total of 220 catties, 10,000 yuan per catty, a total of 2,200,000 yuan!" This is the last batch of saury, because there is no saury below 2 taels.

The total price of wild saury in the sixth pond is: 5,023,200 yuan!

This batch of saury fish all belonged to Li Yang.

As for the fat boss's side salvaging the saury in the seventh pond, there are obviously more saury fish here than in the sixth pond.

If you simply have more than 4 taels of saury, there will be 440 catties, and the direct value is 4,400,000!

The rest is basically concentrated between 3 and 4 taels, with a total of 1,200 catties, which is directly calculated according to 1,500 yuan.

That's a total of 1,800,000, plus the previous 4,400,000, for a total of 6,200,000!

"There are still 22 million left!" Looking at the calculated money, Lin Yao read silently.

"Little brother, are you short of money?" Lin Yao's words happened to be inadvertently captured by Huang Fatzi.

"I'm going to buy a piece of land nearby, a total of 80 million, and a down payment of 22 million is missing!" Lin Yao also told the truth.

"Hehe, let's do it, as long as you provide Li Yang with the wild Yangtze River fish in the pond in the future, in addition to providing Li Yang, I can also share my share, I can lend you 22 million, which can be regarded as booking your fish in advance, what do you think?" said the yellow fat man with a smile.

"Fatty, instead of lending money to Lin Yao, you might as well invest directly, count 20% of your shares, so that I am 40%, Lin Yao is also 40%, and we will develop the fishery together!" Unexpectedly, as soon as Huang Fatzi's voice fell, Li Yang walked over with a smile.

Hearing Li Yang's words, the fat man Huang was thoughtful, half loud, and clapped his hands: "That's okay, I'll do it with you, make money together, and eat meat together!"

"Finally settled the money!" Lin Yao breathed a sigh of relief, he never thought that a few hours ago, he had a headache for 28 million, and now it has been completely solved.

"Brother Li, Brother Huang, I want to tell you something, but I hope that except for the three of us, no one else will know!" Since everyone's interests were tied together, Lin Yao felt that Li Yang and Huang Fatzi were both good, so he made a temporary decision.