Chapter 4 Borrowing Money (I)
Since the reform and opening up, City A has made remarkable achievements, and at the same time brought many undesirable phenomena. Competition in all walks of life is fierce, and it is inevitable that some people will break the law and commit crimes, which will breed triads, arms dealers, killers, and drug dealers...... Lin Wenwen either didn't consider the difficulty of gaining a foothold here, or he didn't have the slightest fear, or the iron-hearted dog bit and moved the world......
Lin Wenwen's ancestors have been farmers for generations, his father Lin Yonglong and mother Chen Na have been farming at home, and his sister Lin Zhen has been married for many years. Lin Yonglong and Chen Na planted more than one acre of land and more than ten acres of longan trees. Lin Yonglong went to a nearby village to do odd jobs in his spare time, and his family's income was not considerable, and he did not have a lot of savings.
Lin Wenwen returned to the dormitory, went to bed and couldn't sleep, and his mind was full of questions about opening a supermarket. The family's financial situation is not good, and they are unable to support Lin Wenwen to start a supermarket. Lin Wenwen couldn't open his mouth to ask his parents for money, so after thinking about it for a long time, he still took out his mobile phone and dialed home. After a while, Lin Yonglong picked up the phone and asked, "Hey, who are you?"
"I'm the scripture, are you sleeping?" asked Lin rhetorically.
"Scripture, it's eleven o'clock, why don't you sleep yet?" Lin Yonglong replied with a question.
"I can't sleep. Lin Wenwen said.
"You...... Do you miss Erin again?" Lin Yonglong asked helplessly and concernedly.
"No, it's more annoying to open a supermarket. Lin replied.
"Open a supermarket, when are you going to open a supermarket outside?" Lin Yonglong hurriedly asked.
"We decided to open a supermarket in partnership. Lin replied.
"You haven't opened a supermarket yet, do Cheng Rong and Li Gui agree?" Lin Yonglong asked with concern.
"Agreed. Lin replied.
"What are you bothering about opening a supermarket?" Lin Yonglong asked.
"How much money do you have at home, and how much can you borrow?" Lin Wenwen asked rhetorically.
"There are only 30,000 yuan at home, and it's hard to borrow money, and you can only borrow it with interest!" Lin Yonglong replied.
"How about a cent of monthly interest?" asked Lin Wenwen.
"You can borrow a cent of monthly interest, how much do you want?" Lin Yonglong replied with a question.
"Not too much. Lin Wenwen said.
"What do you say? Do you want a million dollars, or a few million dollars...... How big a supermarket do you want to open?" Lin Yonglong asked a little excitedly.
"How much money is there to open a supermarket, the bigger the better!" replied Lin Wenwen.
"You...... Doesn't this cost millions of yuan?" Lin Yonglong asked.
"Can you borrow a few million dollars?" Lin replied with a question.
"Scripture, you can't make enough money, don't be so ambitious!" Lin Yonglong said with concern.
"Money...... If I had the money, I could keep Irene. Lin Wenwen said depressedly and indifferently.
"Scripture, you...... Are you still sad?" Lin Yonglong asked with concern.
"Dad......" Lin Wen wanted to speak and stopped.
"Don't be sad, find a woman again!" Lin Yonglong said with concern.
"How much can you borrow at most?" asked Lin Wenwen.
"I'm sixty years old, I can only help you ask, you have to borrow money from others, and you will definitely be able to borrow a little bit with a monthly interest!" Lin Yonglong replied.
"You help me ask, so be it!" Lin Wenwen said.
"Okay, don't think about Erin anymore, go to bed early, take care of your body!" Lin Yonglong said with concern, and then hung up the phone.
At this time, the moonlight outside the window is hazy, and the night is shrouded in mystery. The cold wind was whistling, and the sound of the car was rumbling, teasing Lin Wenwen's inner emotions from time to time. When will the moonlight stop being hazy, and when will the night end?
In the days that followed, Lin Wenwen, Wang Chengrong and Li Gui did not mention the issue of opening a supermarket. Wang Chengrong and Li Gui each called home and asked their families to help raise funds. Wang Chengrong wandered around on the streets, paying attention to the leasing of large stores.
Three days later, in the evening, Lin Wenwen had dinner, took a plastic bench, and sat at the door of the dormitory to rest. After a while, the sound of an incoming phone call rang. Lin Wenwen took out his mobile phone and looked at it, and the caller ID was a home phone number. Lin Wenwen picked up the phone and asked, "Dad?"
"Yes, yes...... Have you eaten?" Lin Yonglong asked with concern.
"I've just eaten, are you okay?" replied with a question.
"Only your cousin has money in our family, and he said that he will lend you 100,000 yuan, and the monthly interest will be calculated at one cent, so you can come back to him at any time!" Lin Yonglong said quickly.
"Yes...... Aunt and grandson - Li Fu?" Lin Wenwen asked.
"Yes, others don't have any money!" Lin Yonglong replied.
"Are you just asking him?" asked Lin Wenwen.
"Among my relatives, I only ask him!" replied Lin Yonglong.
"Have you asked any other folks?" asked Lin Wenwen.
"I asked Wang Chengliang in the village, he is indeed very rich, but his words are too outrageous!" Lin Yonglong replied helplessly.
"How outrageous?" asked Lin Wenwen.
"He said that if you lend you money, don't pay it back, you pay him interest every month, calculated at 8% per month, which is ...... What a reason!" Lin Yonglong replied helplessly and angrily.
"Promise him!" Lin said.
"Scripture, you...... Are you crazy?" Lin Yonglong stammered.
"I'm not crazy, let's do it!" replied Lin Wenwen.
"He doesn't want you to pay back the money, let you pay interest every month, endlessly, like paying a retirement salary, obviously calculating you!" Lin Yonglong said with surprise and excitement.
"How much can Wang Chengliang lend me?" asked Lin Wenwen as he changed the subject.
"If you want to borrow money, you have to come back, you can borrow 500,000 yuan!" Lin Yonglong replied.
"Did he say when he would go back?" asked Lin Wenwen.
"You can come back at any time, you'd better think about it!" Lin Yonglong replied worriedly.
"I borrowed 500,000 yuan, and as long as I repaid 4,000 yuan a month, it was not terrible at all. Lin Wenwen said.
"But, but...... It's endless!" Lin Yonglong said helplessly and excitedly.
"Otherwise, there is no other way to raise money. Lin Wenwen said.
"Hey...... You can do it yourself!" Lin Yonglong said helplessly.
"Okay, that's it!" Lin Wenwen said, and hung up the phone.
Lin Wenwen thought about it for a long time, and became more and more worried about what Wang Chengliang said.
Lin Wenwen got up to find Wang Chengrong and called Li Gui.
After a while, Lin Wenwen came to Wang Chengrong's dormitory. Wang Chengrong and Li Gui sat side by side on the edge of the bed, chatting and watching TV. When Li Gui saw Lin Wenwen, he hurriedly asked happily: "Wenwen, what are you calling me for?"
Lin Wenwen didn't say anything, grabbed a plastic bench, and sat down casually. After Wang Chengrong observed the words, he turned to Lin Wenwen and asked, "Jingwen, what do you think?"
"How much money can you raise?" asked Lin Wenwen rhetorically.
"I'll call home to say hello, there's no problem with borrowing 300,000 yuan, and the monthly interest is one cent!" Wang Chengrong replied, and then turned his questioning gaze to Li Gui.
"I said that I can borrow 100,000 yuan, and I guarantee that there is no problem, what do you think I am doing?" Li Gui said a little excitedly, and glared at Wang Chengrong.
"Can't you borrow more?" asked Lin Wenwen indifferently and depressedly.