The emergence of Yu'e Bao has made China's major banks feel a deep chill and have held meetings to discuss countermeasures. Pen Fun Pavilion wWw. ｂiquge。 Info Tianhong Fund also immediately shocked the entire industry by changing from a small fund management company that was not a name to the largest fund management company in China.

A week later, the amount of Yu'e Bao exceeded 400 billion yuan, and the number of customers reached 83.49 million!

The world's major media are reporting on Alipay and Yu'e Bao, the success of Yu'e Bao is one of the best examples of Internet finance, which has attracted global attention, and at the same time, ushered in the investment boom of Internet finance!

At this time, Alipay established its parent company, Ant Financial!

"Although the ants are small, they accumulate sand into a tower, which can shake the sky !!"

At the same time as the establishment of Ant Financial, a new feature has been launched on the Alipay software - Ant Borrow! As long as users open stores or consume on Taobao, Amazon, eBay, and Alibaba, they can obtain corresponding Ant Credit points according to their sales or consumption, and they can take out online loans when the points reach a certain level!

Ant Borrowing uses big data to analyze the repayment ability and credit of each user, without any complicated procedures, apply on the same day, take out a loan on the same day, and the loan interest rate is much lower than that of the bank, and the lowest interest rate is less than 0.02%. The loan amount is as little as 1,000 and as much as 100 million!

As soon as the ant borrowing bar was launched, it was like dropping a bomb on the surface of a calm lake, causing a huge sensation and really frightening the bank!

What do banks do to make money? Isn't it just loans?

Yu Bao robbed the depositors of the bank, and the ants borrowed it to grab the bank loan, which is to push the bank to death!

It is notoriously difficult to get a bank loan, and when people take out a loan, they also have to show proof of income, whether they have real estate and cars, and the procedures are complicated.

"Damn, ants can really borrow it, my loan amount is up to 50,000 yuan! Spicy next door, it is very difficult to borrow from the bank, I went to the bank to take a loan last time, the bank manager asked this and that, such a mocking face, Lao Tzu was annoyed when he thought about it! Support ants to borrow!!" A middle-aged uncle said very indignantly.

"Oh, my online store is about to expand, and the only thing missing is funding. Ha ha...... Ants borrow it, it's really timely rain!!"

"I just had a car accident and needed money urgently. If you go to the bank for a loan, and after all kinds of reviews are over, the daylily is cold, then you can afford to wait! Or ant borrow, apply on the same day, take out a loan on the same day, and even less than an hour, the money will arrive, give ant credit a thumbs up!! "A man in his twenties and thirties in a hospital was lying on a hospital bed holding a Xiaomi smartphone and posted comments on the Internet.

", why didn't the ant borrow it launch earlier, I just took out a loan from the bank, paralyzed, the interest rate is as high as 6.23%, if I borrow from the ant, the interest rate is only 3.51%, it's really a loss!!" A middle-aged man with a big belly beat his chest and sighed!

"The interest rate on bank loans is so high?!"

"Nonsense, how can you make money with a low interest rate on bank loans?!"

“……”

Not long after the launch of "Ant Borrow", a large number of people took out loans from Ant Borrow.

In one day, Ant borrowed 14.3 billion yuan.

Now, with the increasing amount of Yue Bao and the number of Ant borrowers taking out loans, a financial storm has swept through China's financial markets, and the position of banks has been challenged the most seriously in history.

Two days later, Ant Financial announced that it would use Alipay or Yuebao to transfer money with zero handling fees!

At this time, the transfer between banks requires a handling fee and is very expensive. 100 yuan, the bank has to charge 2 yuan, it's too tm cheating, isn't it too crazy to make money like this?!!!

The bank has been complained about by netizens, greedy, shameless, arrogant, poor service, etc., and the bank has been scolded bloody. Although traditional banks are more reliable than Ant Financial and Yu Yu Bao in the hearts of many people, more and more young people are more willing to use Yu Yu Bao, and if the bank does not make changes, it will inevitably go bankrupt and go bankrupt!

……

Henry had thought about buying Huiren Group last time, and this time he came to China and sent someone to buy it.

"Huiren Kidney Treasure, he's good and I'm good!"

So far, the main product of Huiren Group is Huiren Kidney Treasure, the company is headquartered in the historical city of Nanchang, Jiangxi, with total assets of more than 2 billion yuan. Henry currently does not have a Chinese medicine research and development company, and China's ancient medicine prescriptions are broad and profound, with very powerful effects, although it cannot live and die human flesh and bones, but it is also very magical!

Henry invested 2.5 billion yuan to buy Huiren Group directly. Of course, with Henry's urine, if you want to do it, you have to do it to the maximum! Huiren Group obviously will not be Henry's only target.

Whichever company is the most famous Chinese medicine company in China, then buy this company! There is no doubt that Tong Ren Tang is at the top of the list!!

Founded in 1669, Tong Ren Tang is the most prestigious time-honored brand in China's traditional Chinese medicine industry, and its products are well-known at home and abroad for their traditional and rigorous pharmaceutical processes and remarkable curative effects. As the first well-known trademark in China, Tong Ren Tang has unique brand advantages. Participated in the registrations of the Madrid Concorde and the Paris Convention and is protected by international organizations. It has been registered in more than 50 countries and regions around the world, and is the first mainland trademark registered in Taiwan. Tong Ren Tang was promoted to a national first-class enterprise in 1991. In 1997, Tong Ren Tang was listed on the Shanghai Stock Exchange. In 2006, Tong Ren Tang's traditional Chinese medicine culture was included in the national intangible cultural heritage list.

Henry likes the ancient adage of Tong Ren Tang very much: "Although the concoction is complicated, we must not dare to save labor, and although the taste is expensive, we must not dare to reduce material resources", the reason why Tong Ren Tang has been able to survive more than 300 years of wind and rain without falling, this ancient adage must have played a huge role.

As soon as Henry made a request for the acquisition of Tong Ren Tang, he was met with a basin of cold water.

Tong Ren Tang is a public-private partnership that allows Henry to invest, but it is not easy to buy Tong Ren Tang completely.

"Your Majesty Henry Williams, thank you very much for acquiring Tong Ren Tang, but I'm sorry that we can't meet your request!" Yun Xiuwen, CEO of Tong Ren Tang, bluntly refused.

"25 billion yuan is not good?" Tong Ren Tang's market value is now less than 18 billion, and Henry's sky-high price of 25 billion shows its sincerity.

When the other party heard this, he was slightly stunned, he didn't expect Henry to offer such a high price. He hesitated slightly, then shook his head.

Henry is unhappy in his heart, isn't it Tong Ren Tang, what's the big deal, sooner or later I will develop Hui Ren Tang and surpass Tong Ren Tang!

After Henry sent the CEO of Tong Ren Tang away, he changed the name of Huiren Group to Hui Ren Tang and became a subsidiary of Gene Umbrella Company, preparing to attack the Chinese traditional Chinese medicine market in a big way.

First, hire a famous TCM expert with a high salary.

Second, buy the secret recipe of Chinese medicine at a high price.

Third, the establishment of Hui Yan Tang Pharmacy.

Fourth, establish a "Chinese Medicine Valley" base, grow traditional Chinese medicine by itself, and control the quality of traditional Chinese medicine from the source. These Chinese medicine valley bases include Shennongjia, Emeishan, Daxinganling and other places. Gene Umbrella will fully support Hui Ren Tang to develop genetically modified Chinese medicine and improve the efficacy of Chinese medicine.

"In the Chinese medicine market, I, Henry, turned my hands into clouds and !!covered my hands for rain," Henry looked out the window and said calmly.

(To be continued.) )