Six o'clock in the afternoon.

With the news of the upcoming launch of Yue Bao, it was posted on Yuanyang's platforms such as takeaway, games, Taobao, Alipay, etc., and other online portals on the Internet also made the same action after getting the money.

Under the text push of many online editors, the Yu Bao project made a splash on the Internet in just a few hours.

Ant Financial has its own official Weibo, so naturally such a major project should be pointed out on Weibo.

So, he posted a Weibo: "From February 23, 2019, our company will launch [Yue Bao] in the 'Alipay' page. ”

"[Yue Bao] belongs to the 'balance value-added service' and 'current fund management service' products. It is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, [Yue Bao] can also be directly used for shopping, transfer, bill payment and other consumption payments. ”

“…… The seven-day annualized interest rate is tentatively set at 3.5%, and the deposit limit for each user is 1 million. ”

As soon as this Weibo was issued, it quickly appeared on the hot search on Weibo.

The comments below are both positive and negative.

But there is no doubt that this Weibo is on fire.

", this Weibo bull B is blowing to the sky, is there really such a Yue Bao?"

"Ant Financial is not a company of Yuanyang Group, this is Yuanyang is going to make trouble!"

"It's fake, if there is such a thing, Lao Tzu will live chop and hang!"

"I'll help you calculate, the interest rate of 3.5% means that as long as you deposit 1 million in it, you can get 35,000 a year, and you can get nearly 3,000 yuan a month!"

"Your sister, if you have a million, you can deposit the money into Yue Bao, and you will have a monthly salary of 3,000 when you lie down!"

"What are you kidding, am I short of that 3,000 monthly salary? I'm short of 1 million!"

"Hehe, it's hype at first glance, Yuanyang's takeaway thieves are unpalatable, and the game is also garbage thieves, and if you don't charge money, you don't play it, and now you're deceiving users to save money, is it interesting? ”

"There's a sand sculpture eating Xiang upstairs, everyone come and laugh at him. ”

"Anyway, I don't think it's fake, many places have reported this incident, and the official Weibo also specially posted the news, which can't be fake. ”

"Don't say anything, just sit and wait for midnight in three days. ”

"Let's talk slowly, I'm going to borrow money. ”

"Alipay Niu B, Yuanyang Niu B!"

"This is giving welfare, but it's a pity that I don't have any money, I'm so uncomfortable, I really want to sell my kidney!"

“……”

In addition to the messages on Weibo.

Major online media also reported on this matter.

"Phoenix.com": Yuanyang Group has released another blockbuster product, and Yu Bao has an annualized rate of 3.5% in seven days, which has caused a wave of discussion.

"Xinhuanet": Alipay launched Yue Bao, saving 1 million can lie down to 3,000 monthly salary, is it true or false?

"Jianghai Metropolis Daily": The city's star enterprise Yuanyang Group has sent benefits, and the current interest rate of Yu'e Bao is 3.5%, which is comparable to the five-year fixed interest rate of the bank.

"Financial Net": The current interest rate of 3.5% is there real material, or is it grandstanding?

People's Daily Online: ......

Regarding the news of Yu Bao, there are different opinions on the Internet, and netizens and media reporters have their own opinions.

Some people believe that this time Yuanyang Group is grandstanding.

After all, the current interest rate of 3.5% is incredible, and it is the five-year fixed interest rate of a common bank.

In comparison, the ten-fold gap also means that as long as you deposit money into Yue Bao, you can reap tenfold benefits in the short term.

Just like someone on the Internet has analyzed, if you have one million assets, and you can deposit one million in Yue Bao, it is equivalent to doing nothing, and you can get a monthly salary of 3,000.

You must know that in this era, although the economy is booming, many people at the bottom, even some recent college graduates, have a monthly salary of only about 2,000.

Inevitably, the project of Yu Bao has had too much impact.

At first glance, it feels unrealistic, and many people choose not to believe it.

And some people think that since Yuanyang Group dares to do this, with their current scale, there is no need to play false games for us.

After all, Yuanyang's valuation is there, and as soon as it is sold, there will be hundreds of billions of soft sister coins.

In addition, Yuanyang Group has a good reputation since its launch, especially Alipay, which has brought convenience and benefits to many people.

Therefore, people with positive news have an optimistic attitude towards Yue Bao.

Of course, most people don't express their opinions and are neutral.

……

In the evening, Su Yang took the car home.

In the car, I received a call from Qiao Yuanpeng.

"Brother Su, you're crazy!" Qiao Yuanpeng shouted loudly as soon as the phone rang.

Su Yang rubbed his ears and said, "Brother Qiao, what are you talking about?"

Qiao Yuanpeng said: "Yu Bao, it's your company, right?"

"yes, what's wrong?"

"What's the matter, is your brain broken, you dare to post a 3.5% current interest rate, demand!"

Su Yang smiled and said, "It's nothing, right?"

"You...... It's nothing, you're really big-hearted. Qiao Yuanpeng said angrily: "If you do this, you will collect too much money and you can't spend it, and some of you will lose, and if you don't get it right, there will be a series of negative effects, and then your entire group will be implicated." ”

Su Yang said: "You probably haven't read Weibo, right?"

"I read it, I just called you after reading Weibo. ”

"I'm talking about Ant Financial's official Weibo account. Su Yang said: "Although there is no time limit for this fundraising, there is a limit on the amount, with a total amount of 100 billion. ”

"If I can't spend all this money, I'll die headfirst. Brother Qiao, your worries are unnecessary. ”

Qiao Yuanpeng was silent for a moment and said, "Okay, it seems that I am too careful." ”

In other words, after listening to Su Yang's two words, Qiao Yuanpeng suddenly thought of some strange things.

Yuanyang here, at an interest rate of 3.5%, if it can really raise 100 billion yuan, and then solve the problem that the current funds may be withdrawn at any time.

That means that there is 100 billion in liquidity.

At present, the loan interest rate of major banks is more than 5%, but Yuanyang uses the interest rate of 3.5% to get it.

Thinking about it, Qiao Yuanpeng almost didn't give himself a slap.

It's obviously the best idea, but I'm still worried about Su Yang, it's so stupid.

This made him wonder in his heart again, can he learn from this idea?

But after thinking about it, he sighed and shook his head.

The reason why Su Yang dared to do this was because of Alipay's reputation and huge user base.

If others want to do it, they can't, but they can't make it bigger.

Moreover, not all people dare to raise hundreds of billions like Su Yang.

Without investment channels and corresponding business opportunities, it is better not to touch this product.

Because, once it is not done well, the loss will be billions.

When the time comes, you can't afford to pay back the money, and even if the law doesn't shoot you, the users who save the money will spray you to death with a spitting nail.

……