Chapter 797: Financial Inclusion Begins
The Peanut Tun Post and the Graham family are quite famous in the United States, and they also ousted a US imperialist president named Nixon who established diplomatic relations with China, and it can be regarded as a means for their own interests, of course, it can also be said that they are for fairness and justice. Although Newsweek's in-depth article model focusing on user experience has achieved a certain degree of success, with online subscribers increasing rapidly and offline subscribers stopping the downward trend, the entire industry is in a downward trend, and the Peanut Tun Post is not immune, so it has lost its media ideals, and the Graham family, which is more focused on making money, has also thought of selling this well-known newspaper in the United States.
"Peanutun is the capital of the United States after all, and as one of the three major newspapers in the United States, we can't sell it to Huaxia Capital...... "Graham
"Oh, is that what it is? Do you think I'll accept it?" Zhou Shi, of course he wouldn't just forget it, and let the Peanutun Post provide high-quality news content for the Yahoo official account, no less than one more article every day, which is one of his purposes. The Grahams were clearly not going to let him down.
The curtain has come down on the two sessions in China, the "Prism Gate" incident has continued to ferment, getting rid of all kinds of doubts, Yahoo continues to issue bonds, and Alibaba is still preparing for the overall listing. Time Finance's WeChat payment is bound to JD.com, Meituan, and Dianping payment methods, and then took the lead in launching the Wealth Management APP and the annual yield in China, and most of the people who have never enjoyed financial benefits have exploded with great enthusiasm.
Time, Galaxy, Sixiang, Guoke, Nut and a number of their affiliated enterprises have opened corporate accounts to transfer their current funds to WeChat Wealth Management. Although Alipay's Yue Bao has the advantage of e-commerce, WeChat Wealth Management has social advantages, which can be induced through various inducement operations, such as sharing to the circle of friends with interest rate hike coupons, recommending friends to open wealth management with interest rate hike coupons cash red envelopes, etc., and the user growth rate will not be worse than the historical Yue Bao. It's a pity that there are no red envelopes during the Spring Festival just past, mainly because there are not enough users of WeChat, the penetration rate of smartphones is not up to standard, and two-thirds of people do not have WeChat, so the effect of such red envelopes will not be obvious. Offline payments are similar, there is not enough user base, who will accept this payment method. Of course, another reason is that there are not enough payment scenarios and funds to support the development of offline payment.
WeChat wealth management has appeared, but unfortunately it is unrealistic in the United States, loan interest rates are so low, how high do you think the deposit interest rate will be? PayPal has long given up the money fund, and in such a place with amazing interest rate differentials in China, the money fund has such a large market. However, the domestic market economy environment is not in a complete state, and after the impact of the monetary fund on the real economy expands, there will be unexpected situations such as administrative intervention.
For example, an expert said: The decline in demand deposits has an adverse impact on the national economy and increases the cost of banks' deposits, so the interest rate on bank loans will also rise, which will increase the cost of enterprise loans. So in order for banks to lower their lending rates, it's best for everyone to survive.
Mom sells batches, why don't this kind of experts and don't want the bank to improve efficiency, but instead think about sacrificing the interests of ordinary people to let the most profitable Huaxia banking industry continue to lie down and make money, and continue to exploit the interests of the general public.
Zhou Shi and their promotion are the previously acquired Betterment asset management company, which is also the world's largest robo-advisory company, which uses artificial intelligence and big data technology to analyze and guide users. However, this technology is only in its infancy, and its ability to handle funds is limited, and in the long run, there are more people who use it, and there is a risk of failure. Well, this consideration is a bit far, and there is still a possibility that companies with a market value of 100 billion dollars in the robo-advisory industry will appear in the future.
However, Zhou Shi's propaganda is a cashless transaction, and now he is doing inclusive finance. This is also no way, QR code payment looks very simple, in fact, it is a very complex operation left in the cloud, or WeChat at this time in the previous life, Alipay will not launch terminal hardware products, it is really a bit difficult to technically, but also to use the technology of many other enterprises, in order to go abroad, patent accumulation and technical threshold must be raised a little, time Yahoo accumulated financial payment technology is still accumulating.
"The big guy wants to visit the US imperialists, let me accompany him?" Zhou Shi had just breathed a sigh of relief when he received a call from China.
"There's no need to bother you to fly around, it's just that after the big guy arrives in the United States, he needs you to pick up the plane and accompany him on his visit in the next few days. ”
"Then what do I need to prepare, I don't know much about the US imperialism now, most things are handled through others, in case the big guy asks me anything, I can't answer how embarrassing!" Zhou Shi
"The understanding of the US imperialist in China will not be less than yours, if the big guy asks, you just need to talk about your feelings, there is no need to prepare ......"
"Then I'll rest assured, it feels good that I don't have to prepare deliberately!" Zhou Shi
"What should be prepared still has to be prepared, the purpose of the big guy's visit this time is ...... Of course, there may be changes according to the international situation!"
"...... "Mom sells batches, these people say a bunch of things that mean they don't say anything."
The approximate time is the end of May and the beginning of June, the first visit to the United States after the big man took over, Zhou Shi, as an outstanding Chinese representative, a powerful Chinese elite rich man, it is natural that he will have such treatment. I just don't know if they're going to visit Yahoo, Time or Fruit Shell in Silicon Valley. It is said that the hope of Guohu is quite big, and Ma Ke, the promoter of the concept of useless use, is still like history, and has become Peng Mama's clothing designer.
In fact, Zhou Shi still doesn't really understand what is "useless use", but after such a cultural concept has been vigorously publicized and promoted, some people like it, why do you have to be a useful person, why do you say "useless" must be useless? A peculiar and lonely pretending to be forced to wind came into being, attracting many ignorant girls......
"Where is Ma Ke?" Zhou Shi hung up the phone and asked Chen Wen, she is still the chief designer of Guoke, not to mention that she is a household name, and she can be regarded as a world-famous top design master. Therefore, the unique aesthetic design of the Guoke mobile phone has not been compared with Apple, even if there are occasional unsatisfactory places, some people like it, useless use, what you want is this forced style. Of course, in order to enhance Ma Ke's popularity, it is not worth mentioning how much publicity and promotion money and personal relationships are spent.
"It seems to be collecting style in China!" Chen Wen
"Let her come back as soon as possible, the domestic bigwigs will visit the United States, and we may need to show up at that time!" Zhou Shi
"Okay, I'll go and inform!" Chen Wen