Under Zhou Shi's leadership, East West Bank has transformed into a digital bank, which is not yet complete, but it has already shown great vitality.

The advantage of digital banking is that it reduces the cost of building physical branches, and through the use of various technological means, including biometric means such as fingerprint recognition, it not only improves the security index, but also greatly reduces costs.

For example, East West Bank's business in India, if combined with the Aadhaar database, India's national identity verification system, can make opening an account an extremely simple process, and there is no need for offline physical branches to participate. For individual users, technological advances may be able to smooth out the advantages of traditional banking in a very short period of time.

East West Bank's acquisition of Royal Bank of Scotland is not an end in itself, but rather an effort to amplify the publicity and make East West Bank a well-known multinational bank. Then take advantage of the advantages of digital banking to promote the development of online banking in the European region. If the British court was blind and East West Bank could successfully acquire RBS, it would be best. It has both advantages at the same time, and if it can be successfully integrated, it will naturally be a good fortune, and it will be ...... tonight

There is a cost to acquisitions, and there are costs to both success and failure, so why not add more money and give yourself more publicity! For example, some British parliamentarians came out to speak against it, and Huamei refuted it, and then refuted it...... Cycling a few times will always have an effect. There is no rule that the acquisition must be successful!

At the same time, the domestic momentum must also be created, and there will be more articles about East West Bank, so how can no one know about such a big matter? How can the East West Bank and Sanxiang Bank make money and efforts, and clearly show the strength of East West Bank to possible domestic users.

A strong, long-established and experienced multinational bank, a Chinese-dominated banking institution, and a representative of a digital bank. East West Bank has a lot of articles to write about......

Looking at the development of overseas in a hurry, Zhou Shi also came into contact with some domestic entrepreneurs during this time, basically his peers, or post-80s. Coming to the age of more than Chinese New Year's Eve 2016, it is really the golden age of entrepreneurship. It's a pity that the Internet world is basically monopolized by giants, and today's entrepreneurs either take refuge in giants, or they have to grow up before the giants pay attention. Or choose to open up an era and develop in a completely new field.

For example, Cheng Wei's Didi Dache, which, like Uber, is a giant enterprise that has hit the country at a rapid speed. Already a well-deserved unicorn. There are also OFO, Mobike, Xiaolanche and other sharing bicycle brands have appeared one by one, and have received crazy investment in the market. Time and Ahri have entered the game, and in order to expand the use scenarios of WeChat Pay and Alipay, the two companies have invested a lot of money!

Bicycle sharing, which Zhou Shi promoted at Yanda more than ten years ago, at that time he contributed money, classmates contributed, and after several hard work, he built a relatively perfect system. Moreover, there are students who are responsible for technological transformation every year, and Yuanpei Fund has to invest a lot of money in this project every year, but no real profit has been realized. The current sharing bicycle industry is basically repeating the development path of Yanda sharing bicycle.

"Why don't we make our own bike-sharing?" Xiao Hansong, an alumnus of Zhou Shi, is a great contributor to the development of bike-sharing in Yanda, and is also the person in charge of Time Financial.

"Do you think bike-sharing can be successful?" said Zhou Shi

"It's going to be difficult in the early stages, but it's still going to be successful. Xiao Hansong said seriously

"Yanda's sharing bicycles have been losing money for so long, and now they can barely see the hope of making a profit. Do you think there is hope after commercialization?"

"Bicycle sharing meets the needs of a market and has the value of existence"

"Of course, shared bicycles are valuable, and they are not small, but they may not be able to be realized...... "Zhou Shi, the level of morality is not directly related to ability, whether it is Qingbei or a doctoral and master's professor, there are not a few people with a very low moral level. Perhaps the overall percentage is a little better than that of those with less education, but there is no essential difference. Those who deliberately do sabotage, or because the emergence of shared bicycles affects others, and because they want to take possession of small things. All of these situations have limited the development of shared bicycles.

If one day unmanned driving is popular, the Internet of Things technology is mature, and even shared bicycles can automatically appear around users, then they can be distributed on demand, and the application of cameras, Beidou navigation, and artificial intelligence monitoring technology has enough ways to find the person who did the destruction, and then the shared bicycle may be successful.

The value of shared bicycles lies not in the enterprise itself, but in its driving role, such as greatly increasing the frequency of use of WeChat and Alipay, from a social or financial payment tool to a life assistant.

In addition, bicycle sharing will inevitably increase the consumption of steel, increase the operating rate of bicycle manufacturers, and increase employment in these two industries, or the bicycle sharing company itself will increase employment. Later, according to media statistics, in a few years, the shared bicycle consumed the steel use of more than a dozen aircraft carriers.

Although the bike-sharing industry is facing collective failure, the real loss is still venture capital, which is the capital of the rich, or it can be said that market competition has made a readjustment of social wealth!

"It seems that you can't have too much hope for them!" Xiao Hansong

"Let's go according to normal, there is never a shortage of miracles in this world, what if a miracle appears in a certain corner?" Zhou Shi

Hellobike is under the pressure of OFO and Mobike. Well, it doesn't seem to have worked out yet, but at least it's more likely to succeed.

"Yes, miracles always happen!" Xiao Hansong thought about Zhou Shi, isn't there a great miracle in front of him? Since one Zhou Shi can appear in Huaxia, why can't another different type of Zhou Shi appear. Which of the many legendary companies in the history of business is not a miracle in the eyes of ordinary people......

The Yahoo Huaxia headquarters of Time Building was not occupied, and the rest was contracted by WeWork and leased to entrepreneurs. In fact, because Zhou Shi believes in decentralization, even Time Headquarters retains a lot of space, but most of it is for intrapreneurs.

Zhou Shi held several entrepreneur exchange meetings in the Time Building, leaving time for the Time Building to communicate. He also saw all kinds of entrepreneurs, who were bombastic, taciturn, and calm...... Take a hundred plating to read the latest chapter of "The Rebirth of the Post-80s Legend Claw Book House" for free for the first time.