Chapter 622: The Miserable Delong Group (II)

……

Guo Shouyun nodded, "You said a little less." Delong's 'Ponzi scheme' is too difficult to maintain. The investment income of 12%~15% of wealth management is guaranteed all over the world, and few financial investment institutions and investors can do it. Even if Delong Group does a good job in industry, if this kind of financial investment policy of quick success and quick profit does not change, it will inevitably collapse!"

Zhang Lei smiled and nodded, "The boss's investment return rate has exceeded 40% for four consecutive years. If it were you, DeLong would be stronger than he is now!"

Guo Shouyun glanced at him with a smile. In fact, from a certain point of view, Delong Group is still very similar to his Guo family. It is also a rise in a short period of time, and it is also to develop industry with funds obtained from finance, and to promote finance with industrial mortgages. The difference is that Delong and the four Tang brothers played badly. But Guo Shouyun did well because of his previous knowledge. In just over four years, a super business empire worth tens of billions of dollars has been run!

"Don't praise me! Tell me about Delon, how much do we need to put in if we want to bring it back to life?"

"Are you really going to take it?"

"Otherwise, why would I go to such great lengths? and bring you, a busy man, from Hong Kong?" Guo Shouyun said.

"But Delong is a mess now, not only has a deficit of nearly 20 billion Huaxia coins, but also the assets have long been mortgaged. In terms of industry, except for the old three shares, the others are all half-dead. I really don't see the value of taking it, and if the same amount of money is invested in other industries, it can generate more returns in the same amount of time!"

“… In addition, 20 billion Huaxia coins is only Delong's shortfall. If you want to get back the assets that have been mortgaged, you still need 15 billion funds. If you want to get Delong's hundreds of companies back up and running, you need to invest billions of dollars in addition to qualified business managers. This means that if we want to revitalize Delong, not to mention time and energy, the capital investment alone needs at least 400~50 billion Chinese dollars, which is 50~6 billion when converted into US dollars. This... Is it really worth it?"

Guo Shouyun smiled, "How do you see if it's worth it?... Lao Zhang, do you think I'm short of money?"

"Of course not!" Zhang Lei shook his head affirmatively.

Not to mention the giant companies of Big Boss in the United States, the asset appraisal value of Hanhua alone exceeds 20 billion US dollars. How could he be short of money!

"If it takes four to five years to transfer $5 billion from GCA, do you think it will affect the normal operation of GCA?"

"No!"

As a financial institution, although GCA is not as good as Phoenix Bank in the United States, it has continued to expand its business through acquisitions in the East Asian and Southeast Asian financial markets over the years, with the support of Mangzhong Fund's continuous large profits from the financial market and the substantial appreciation of venture capital companies. Today, its assets under management have exceeded $80 billion!

Therefore, let alone taking out 5 billion US dollars in four to five years, even if it is taken out now, it will not pose a danger to the normal operation of GCA!

"In that case, why should you worry about money. If it is only from the perspective of investment and returns, although on the surface, Delong is not a good investment object. But its invisible assets are more valuable in my eyes!"

"Hidden assets?"

"That's right!" Guo Shouyun nodded affirmatively, "Over the years, the four Tang brothers have mastered the 'Jinxin Trust' with 67% absolute controlling stake through acquisitions, financial management and other means; through its alloy investment, Hunan Torch and Tianshan shares, they have controlled 38% of the equity of 'Oriental Life Insurance Company'; with the joint participation of Xin~Jiangdelong, Xin~Xinjiang Lifered Technology, Modu Xiyu Industry and Xin~Jiangtunhe, they have held a total of 54.5% of the equity of 'New Century Financial Leasing Company' and achieved absolute control; Tunhe Electric, Tianshan Shares, Xin~Xinjiang Tunhe and Xin~Xinjiang Delong respectively hold 39.69% of the shares of 'Xin~Xinjiang Financial Leasing' and have obtained control of the company! Similar enterprises include Deheng Securities, Xia~Men United Trust, Hengxin Securities, DJI Guotou and other 19 financial companies. ”

“… This series of financial companies has allowed Delong Group to cover various financial fields including securities, insurance, trust, and financial leasing, and in addition to commercial banks, Delong has almost no shortcomings in finance! Do you know what this means?

"Financial license!" Zhang Lei said in a deep voice.

"That's right!" Guo Shouyun's eyes flashed, "There are 24 most important financial licenses in the Huaxia financial market (Internet payment licenses have not yet appeared), and almost all of them are in Delong's hands, except for commercial banks. Taking it down, although it will cost a little more, saves us a lot of time and energy. … Time and energy are far more valuable than money!"

Zhang Lei nodded, and after a moment of silence, "Boss, although you are Chinese, you are indeed an American." Although GCA is a Huaxia company, its headquarters are in Hong Kong. With the mainland's financial policies, even if we acquire Delong, we may not be able to really grasp Delong's financial assets. ”

“… And I've seen that many of the 19 financial institutions controlled by Delong are held on behalf of others. Taking Deheng Securities as an example, because Xin~Jiang Chuangyuan Company holds 4.59% of the equity of Deheng Securities, Delong and Chuangyuan Company reached an agreement that Chuangyuan will hand over the voting rights of 4.59% of the equity of Deheng Securities to Delong for use, and Delong will ensure that the 12 million Huaxia Yuan given by Chuangyuan Company will return on investment at least 15% every year. This kind of transaction itself has a high financial risk, and it is on the edge of China's financial law, which is very unstable and easy to keep a mouthful. With the value and status of the boss, it is really not easy to take such a way!"

Guo Shouyun nodded, "What you said is indeed right! Although I am Chinese, I am an American, and legally I am an outsider. The way DeLong controls financial institutions is also extremely undesirable! But it's not immutable!"

Zhang Lei frowned, "What do you mean...?"

"Look!"

Guo Shouyun stopped. After Zhang Lei stopped, he looked in the direction of his gaze. Two young women with babies in their arms appeared in his eyes!

He is a smart person, and since he came to the Demon Capital, it is not the first time he has come to Guo's Manor, so he quickly understood.

Noticing the trance on his face, Guo Shouyun continued: "It was not me who acquired Delong, nor Hanhua, but a pure Chinese with Chinese nationality!"

"Looks like you've been planning for a long time!"

"It's better to make a decision now than to intrigue in the future!" Guo Shouyun nodded and said.

Regarding the housework of the big boss, even Zhang Lei, who is most trusted by him, wisely did not interject. After all, it is difficult for a clean official to cut off family affairs!

"If you buy Delong, what are you going to do in the industry?"

"Grasp the big and let go of the small, concentrate your energy! Even if you suffer a little loss, sell the unimportant assets such as song and dance halls and Internet cafes, return some funds, and put all your energy on no more than 10 companies, so as to become bigger and stronger!"

Zhang Lei nodded and approved Guo Shouyun's transformation plan for Delong.

"Are you going to manage these ten companies yourself?"

"I don't have that much energy! In addition to finance, plus one or two companies that I might be interested in. After a detailed investigation, the rest of the professional consulting firms such as McKinsey and Kearney were invited to redesign the management structure, personnel training plan and sales system based on the current situation of various industries in China, and handed them over to professional managers to manage the company. ”

Although it is no longer the era of the 80s and 90s of the last century, when there was a shortage of products, a shortage of materials, a lot of opportunities, and everything could make money, it was not an era in which the competition was fierce and it was difficult to make money in everything ten years later. I believe that as long as there is a good management system, accurate market positioning, and strict quality inspection standards, it is not difficult for an enterprise to develop!

“… When these enterprises develop and get back on the right track, we will take the opportunity to withdraw from the market! In this way, the money we earn can not only make up for the loss of the acquisition of Delong, but also obtain a lot of profits! At the same time, it can also start the popularity of Hanhua in the securities industry!

"The boss is very thoughtful!"

Guo Shouyun nodded with a smile, and after walking forward for a while, "Lao Zhang, do you know how much Delong owes the four major banks?"

"According to the records on the data, a total of 15 billion Huaxia coins!"

"That's right! 15 billion Huaxia coins! Although the four major banks are all state-owned and have deep pockets, if the 15 billion Huaxia coins are not paid, I believe they will definitely not be willing!"

Looking at the deep eyes of the big boss next to him, as well as the slightly narrowed eyes, Zhang Lei, who has been with him for more than four years and already knows him very well, instantly understood that the big boss had the idea of playing the four major lines!

"Do you want to...?"

"If we buy Delong and promise to repay the money, can we get some original shares from the big four banks? and let Hanhua Securities and Phoenix Bank become the brokers for them to be listed?"

"I'm afraid it's very rare!"

After a moment of silence, Zhang Lei said. The four major state-owned banks have the backing of the state, and the assets under management are trillions, they are too huge!

"It's difficult, but it's not impossible, isn't it?" Guo Shouyun said with a smile.

Now, not more than a decade later, but at the beginning of 2004, according to the financial information made public by the Industrial and Commercial Bank of China, the total operating profit of the ICBC was only 63.544 billion Huaxia dollars, and the net profit was only 2.658 billion Huaxia dollars! If there is a book write-down of several billion Huaxia dollars, although it will not threaten the normal operation of the Industrial and Commercial Bank of China, it will be a big mistake for the leaders of the ICBC and a minus point for promotion.

In addition, the 04-year Huaxia currency does not want to depreciate so much in the future, 15 billion is not a small amount!

Of course, Guo Shouyun didn't plan to achieve his goal with the loan of 15 billion Huaxia coins alone, and he also prepared other conditions!