Chapter 347 of the main text, the banker's private words

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Provincial capital, night, Provincial Industrial and Commercial Bank Huang President, set up a banquet to entertain a cadre from the head office, etc.

Mei Yiliang didn't invite him, but when Director Wang excused himself, he didn't insist, and his nephew said so.

Regardless of whether the loan is ultimately successful or not, Director Wang does not want to live very closely with the people of the company on the first day.

From last year to recently, several high-ranking officials of the bank with outstanding abilities and a small reputation in the world banking circles have been investigated and punished for illegal lending.

In addition, because of Feng Yiping, Jiasheng is always the focus of some media attention, and he doesn't want to tell the truth.

But how can hospitality be a problem for their teams from headquarters down to the local level?

On the issue of entertainment, government agencies still have to leave some leeway, because the relevant accounts of the government are now fake and fake, and some audits must be carried out, and the cost of a single entertainment is too high, and such accounts are not easy to handle.

Public institutions are different, there are more items that can be reimbursed, not to mention that there is a lack of anything like a bank, but it is a unit that is not short of money, and it is the number one in the province, President Huang Xing, who personally came forward, so this seafood dinner in the evening is extremely high-end.

Not to mention the variety of fresh seafood, you can get a glimpse of it from the wine that accompanies the meal.

The liquor is all brought by the bank, and the liquor is Moutai 15 years ago, and it is rare to keep the packaging with the characteristics of the times at that time.

There are two types of wines, the 96-year-old red wine of Château d'Osonne in France, and the Riesling white wine of the Reserve quality of Château Imu in Germany.

When it comes to wine, the first thing that comes to mind is France, and you may also think of Italy, or Spain, in fact. The best white wines come from Germany, which everyone remembers to only be made.

Everyone pours what they want to drink, in the country. The pairing of dishes and wines is still relatively casual.

As for the two who know the most about wine, President Huang and Director Wang. I drank the raisin Riesling botrytis wine, which was not expensive, and a bottle was less than the price of a van.

Of course, Governor Huang definitely doesn't think it's expensive anyway, it's all given by others.

Director Wang didn't have much feeling, he had also stayed at the grassroots level and was familiar with these routines.

"How did you feel on the first day?" took a sip of the sweet, aromatic, mellow, elegant and refreshing noble rot wine, and President Huang asked Director Wang.

"I have also heard people say that this is a company that has not taken out loans. I still don't believe it, how can there be such a primitive company in this era?

Director Wang smiled a little self-deprecatingly, "Do you know? Even a company like Youjia Convenience Store purchases a large number of goods every day, and they don't owe a penny to the supplier, they actually pay first and then deliver the goods!"

"I know about other convenience stores or supermarkets of a little bit in China, not to mention the three-month account period. At least not much of a supplier is required to provide a monthly billing period,"

"However, there are benefits to this. Naturally, it is also obvious," Director Wang said, "Although we only know a rough idea, the profit of Youjia Convenience is definitely the highest among domestic counterparts, and the supply is definitely the most timely,"

"Hehe, it turns out that we don't believe that Jiasheng is expanding so fast. Where did they get so much financial support? Later, they really believed that they were really not short of money. Even these large-scale construction projects in the provincial capital did not owe a single payment. The leaders of the construction committee have praised several times," President Huang shook his head, "Several of our vice presidents have taken the initiative to come to the door to sell, and they are not interested at all,"

"I think Jiasheng has a very good layout, with more than 2,000 convenience stores, an average of more than 3 million cash collected every day, as well as its express hotels and five-star hotels, plus the same chain of baby products and silk products stores, as well as other decoration companies, logistics companies, furniture companies, food companies...... , and the media companies that have been very hot recently," an employee of the headquarters counted with his fingers, "adding up, the most conservative estimate can add at least 6 million cash to the account every day, which is nearly 200 million a month!"

"No, no, you missed a lot, and Yan Zhan underestimated," Huang retorted, "Another listed company, Auto.com, you didn't include it, and the advertising expenses you received that day were not small, right?"

"There is actually the hometown of Jiasheng Group, the noodle restaurant, the lithium battery park in Shanghai, and the magical workshop in the capital, although the name is strange, but it is also a very profitable company, and now exports tens of thousands of electric vehicles every month, that is more than 5 million US dollars, and the very successful magazine in Hong Kong,"

"So, just add it, their cash income in a day, 10 million is all to Shaoli, do you say I'm right, Director Wang,"

"At least 10 million is there," Director Wang nodded, "So, that Mr. Xiao Feng's name as the richest man is really worthy of his name,"

"I can't figure it out, Jiasheng Group has expanded so quickly in just a few years, where did the financial support come from?" asked a young man a little curiously.

"We just need to review the current situation of Jiasheng, don't worry about these problems," Director Wang said.

For many entrepreneurs nowadays, this issue is generally very sensitive, and it is an unspeakable and unspeakable problem.

"I don't mean anything else, I'm just a little curious,"

"Then it's best to keep your curiosity in mind," Director Wang glanced at the young man, is this question easy to inquire, or is it too young.

Seeing that young man was a little sneering, President Huang played a round, "Actually, we all know some of this problem, everyone knows that now Jiasheng's own hematopoietic function is very good, and they really don't need financing for general projects,"

"As for the start-up funds, we can be sure that they are all from outside the mainland, to be precise, most of them are from foreign banks in Hong Kong, and they are all US dollars.

"Hong Kong?" Director Wang thought about the beginning of Jiasheng's large-scale expansion, and seemed to understand a little.

"Yes," Governor Huang understood what he was thinking, and said with a smile, "He took a year off from school that year,"

"Is that really the case?" asked Director Wang.

Although it was possible, he really didn't believe it.

"Really," Governor Huang said firmly.

For the sake of Jiasheng's customer, their bank has also put a lot of effort into it.

"He should have been investing, and we think that his big investment in Silicon Valley last year should also come from the capital market,"

"What a genius," Director Wang said with emotion, "It seems that even if he is not in business, he can become a world-class trader,"

"That's absolutely," said Governor Huang, "So, I don't have such a big authority, otherwise our branch would like to undertake such a loan, since he wants to do such a big project, it must be accurate, and the return will definitely exceed our imagination,"

"Lao Huang, this matter is done, I'm afraid it won't be your turn to undertake, I can't help it, to be precise, the domestic branch may not have a share, and the follow-up matters should be taken over by the branch in the United States,"

Director Wang thought that President Huang was playing this idea, no wonder he was so enthusiastic and busy explaining carefully.

"Director Wang, don't think about it, I naturally know that such a large loan, we occupy a geographical advantage, of course I want to let us handle a part, of course, we don't force this, my main purpose is to take this opportunity to let Jiasheng transfer to our bank to open an account,"

"Where do they open an account?"

President Huang and Director Wang clinked their glasses, "It turned out that because there were too many dollars in the account, they chose to open an account with the Bank of China,"

"Oh, then this should be no problem," Director Wang said briskly, "As long as you can cooperate this time, Lao Huang, you must have one more big customer,"

He immediately expressed his attitude to President Huang, "As far as the current contact situation is concerned, as long as the other companies of Jiasheng are in good financial condition as we imagined, and there are no other force majeure, I am still more optimistic about this loan."

Hearing this, he understood Governor Huang's worries, if this was more than a business, then Governor Huang's wish would most likely be disappointed.

The bank is the god of many companies, but for a big account like Jiasheng, it is also the god of the bank, and the domestic bankers are afraid to drool if they know the daily cash flow of Jiasheng.

"Moreover, this is a project that the head office leader personally cares about, and you can rest assured that there will not be so many twists and turns in it," he whispered.

"That's good, it seems that our branch's performance this year will definitely be no problem," said President Huang.

"That's for sure, it's just that you have to worry about the Bank of China looking for you desperately,"

"Come on, who let them not have the patience and guts to do this business?" said Huang Xingchang with a smile.

"Then I'll wait to see you at the head office," Director Wang said, naturally saying that President Huang would be promoted because of his excellent business.

At this time, the secretary of the accounting firm came over at another table and whispered in his ear, "The president, the owner of this restaurant, wants to come over and toast,"

"Well, then come on," with Director Wang's private statement, President Huang would be very happy, so it was easier to speak.

After a while, a middle-aged man who was not tall and had a smile on his face walked in, accompanied by the secretary, he held a glass in one hand and a bottle of Moutai in the other, "President Huang, Director Wang, leaders, everyone's presence, let us really shine, I will toast you first,"

The person who came was Liu Jizhong, the owner of Dongcheng Seafood Restaurant.

"This boss," Governor Huang said, sitting there, with a smile, "you have a cup to salute so many of us?"

"Don't dare, President Huang, the contemptible surname is Liu, you can call me Xiao Liu," Liu Jizhong poured a full cup of Moutai into the glass, "President Huang, I respect you, you are free!"

"No, this is Director Wang from our head office," Governor Huang pointed to Director Wang next to him.

"It turned out to be the leader of the head office, and I am glad to meet you! Hello Director Wang, I am honored to meet you," Liu Jizhong tilted his neck and drank more than three taels of liquor. (To be continued.) )