Everyone looked at each other, and now the bank has not talked to them, where have they thought about such a complicated problem?

Some people are even wondering in their hearts: Isn't it true that the bank is open there, making some small profits and small benefits, attracting ordinary people to come and deposit, and then after they have savings, they will lend to enterprises in need to earn interest, and then engage in greater activities to attract deposits...... Is it so reciprocating?

It seems that the banking model they know does just that.

"Brother Li, you still think deeply, if you have any tricks, you can tell me, to be honest, we really didn't think about it so long-term. Liu Yong said with a sneer.

This statement was immediately echoed by others.

"Okay. Li Yadong nodded and said: "In my opinion, if our special bank wants to develop and find a glimmer of life in the huge advantages of state-owned banks, it can't be a conventional routine - first of all, we think about how to absorb the savings deposits of the people." I'm not going to scare everyone, if we do that, we're going to die a terrible death. ”

"Huh?" everyone was stunned, and some even broke out in a cold sweat.

"Brother Li, what do you say you should do?" Liu Yonghao frowned and asked repeatedly.

The stakes are so high that he can't question Li Yadong's judgment, but he is determined to take out all his working capital to invest in this bank, in case he messes up......

However, he also knew that since Li Yadong said so, he must have already thought of a countermeasure.

Sure enough, Li Yadong said with a light smile, "I personally think that you should take out a loan first, instead of thinking about savings." Market confidence takes time and events to accumulate, and if there is no certain foundation, the effect of tough implementation is only very weak. In other words: even if you want to, you can't pull it.

"Making a loan first is a shortcut, by providing loans to private enterprises, not only can you establish a relationship of mutual trust, but also buy people's hearts to use a bad word.

"Let's think about it, if I have a bank and now provide Mr. Liu with a loan that he urgently needs, and then negotiate with him, and then the company has a surplus in the future, and the funds will be deposited in my bank, will he refuse?"

"Of course not!" Before everyone could speak, Liu Yonghao took the lead in speaking out, smiling, he was a smart person, and instantly understood what Li Yadong meant.

I have to say, that's a really good idea.

"So, ah......" Li Yadong spread his hands and said: "In these days, even state-owned enterprises may go bankrupt, not to mention private enterprises. So, we might as well give the market some benefits first, not only to make money, but also to accumulate trust.

"Think about it again, when there are many well-known enterprises in a city that do business with our bank, what will the people think? They will inevitably think, 'Yo, since the New Hope Group has deposits in this bank, people are not afraid of such a big company, so what am I afraid of?' ”

"Haha......"

Li Yadong's humorous but truthful witticisms caused a burst of laughter.

"I'll just ask you, is this the reason?"

"Yes! it must be!" Liu Yonghao nodded repeatedly, looking at Li Yadong's eyes, he couldn't help but have respect, and now there was more awe.

"Mr. Li, this is indeed a good way. Lu Zhiqiang also smiled and nodded.

Others even gave a thumbs up.

"So, the topic is back to the amount of the base, if you want to use this model to open the market, can you do it without money? 1 billion base is really low and can't be lower, no matter how little, you really can't play. ”

"But Mr. Li, we really don't have any money, so what can we do?" someone said with a wry smile.

"yes......" the others chimed in.

The gap of more than 200 million yuan is not something that can be made up, if it is 20 million, everyone can even a little bit and tighten their trouser pockets, maybe they can make it up.

"I'll lend it to you. ”

Suddenly, a faint voice came, and the huge conference room fell silent for several seconds, and then a burst of cheers erupted.

"Haha...... Mr. Li is magnificent!"

"Mr. Li, this method is good, although we don't have money, but you have it, save yourself from finding hundreds of shareholders, if you are willing to lend us money, it will be great!"

"Yes, 200 million yuan is a matter of sprinkling water for Mr. Li, in our southern dialect. ”

Everyone was overjoyed, their expressions were very excited, and there was even a little urgency in their eyes.

If they were originally interested in investing in the bank, then after listening to Li Yadong's words, they had already reached the point of "entering even if they died", and if conditions permitted, they must enter more!

Everyone is not stupid, everyone understands that Mr. Li is indeed worthy of the business community, and is a business wizard who is rare in a century.

With him at the helm, there is no reason why the bank should not grow.

Now, as long as the original shares are more, the benefits that can be reaped in the future will naturally be greater.

However, precisely because of the urgency of each of them, the question now arises: to whom should the money be lent?

Because there is money to borrow, everyone is not too much, and everyone wants to get full shares directly.

Liu Yonghao even "kicked" Li Yadong under the table without leaving a trace, and the meaning was obvious.

And since Li Yadong put forward this idea, he must have already thought of a plan, and even expected that there would be this scene in front of him.

After glancing at Liu Yonghao, his eyes glanced at the other people present, and said with a smile, "I know that everyone has ideas, and the 56 people here are all comrades who want to start a business together in the future, in order to avoid contradictions, I mean, I will take out 213 million yuan, and 55 of you will divide it equally, I will calculate ......it."

As he spoke, he picked up a pen and calculated on the paper.

That is to say, 3872727 yuan per person, a person can increase the appearance of about 0.38 shares. What do you think?"

Direct deuceing, how else can such a fair algorithm be?

Everyone subconsciously shook their heads, and no one had any opinions.

Including Liu Yonghao, it's the same, although...... But he still agrees with Li Yadong's approach.

As he just said, everyone will be comrades who will start a business together in the future, and it must be a little bad to favor one over the other.

"In that case, the matter of the foundation has been decided? As for the money, you should pay it back when it is convenient for you. Li Yadong said with a smile.

213 million seems like a lot, but when it is divided equally among 55 people, there are only more than 3 million per person, and he is not worried, and he doesn't even bother to ask for an IOU.

If these bigwigs will rely on him for more than 3 million, then it will be worth spending a little money to see a person clearly.

Everyone nodded their heads, all of them obeying.

Li Yadong smiled and said: "Then it's straightforward, Xiaofei, go and print out the share agreement and sign it directly." ”

Jiang Tengfei understood, got up and left the conference room.

Taking advantage of this gap, Li Yadong thought of something, and discussed it with everyone, "We have been coming and going from the bank, or what is it called'new bank', it's too ugly, the share agreement is about to be signed, everyone has to hurry up to find a name for our bank, and I can get the business license as soon as possible." What do you say?"

"That's nature. Everyone laughed in response, and then began to brainstorm.

"How's Howard Johnson Bank? Howard Johnson, that sounds pretty catchy. ”

"Lao Wang, how do you have such a long brain, and you are still a rich student, why don't you just call it oysters?"

"Haha......"

"What about the bank? ”

"Eh, this name sounds pretty solid, and it has a good meaning. ”

"I think it's good, Fuqiang Bank, the meaning is good. ”

"Isn't it a bit earthy......?"

To Li Yadong's surprise, everyone expressed their opinions and thought of a lot of names, and he had been waiting for it, but no one said the name at all.

"By the way, Mr. Li, what do you think?"

That's it, Li Yadong thought to himself, no one hit the target, so he will count it himself.

He smiled and said, "What do you think of 'Minsheng Bank'?"

As soon as these words came out, everyone present was dazzled.

Liu Yonghao was the first to clap his hands and praised: "This name is good, people's livelihood and people's livelihood, through the growth and development of the private economy, I think this is in line with the characteristics of our bank." ”

"It's really good, anyway, I agree, compared to Lao Xia's expectations, it obviously sounds better to read. ”

"I agree. ”

"I'm okay with ......"

Thus, Minsheng Bank was born.