Chapter 631: Cooperation

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Looking at the earnest eyes revealed in the eyes of the four people, Guo Shouyun, who had already considered this problem, smiled briefly.

"Ladies and gentlemen, after the integration of Delong's financial assets, I only need 51% of the equity of the new company, and the rest is naturally no problem to cooperate with you. But since it's cooperation, I will give it a peach, and you should also repay it!"

There are no good men and women in the business field!

"Mr. Guo, if CCB can get 15% of the equity of Delong Financial Assets, then we will agree to all of your last conditions!" Xie Pengcheng preemptively said.

"He preempted it!" the three of them frowned and said to themselves.

"Mr. Guo, we also want 15% from the Agricultural Bank of China, and we agreed to all of your conditions before. ”

Guo Shouyun waved his hand, "Don't be in a hurry first, we can talk about the conditions slowly! However, in addition to the conditions we have already talked about before, I hope to add one more!"

"Mr. Guo, please speak!"

After being slightly stunned, Qi Xiaoguang said.

"I invested in an internet company called 'PayPal', which is mainly engaged in transactions between business websites and customers, which can also be called third-party payments. I hope that PayPal can cooperate with the four major banks to reduce intermediate links and make the flow of funds between PayPal and banks smoother!"

Now to charge money from a bank card to PayPal, you need to enter the bank card number and password, which is time-consuming and laborious, which seriously affects the user experience!

Now it's a rare opportunity to solve this matter together. Won the four major banks, basically won 90% of Huaxia's customers. And with them as an example, it will be much easier to take down the rest of the banks.

"PayPal?"

The four of them looked at each other, Guo Shouyun has many companies, Hanhua and Jianlibao They all know about them, but this PayPal has never heard of it.

"Does third-party payment sound like a financial company?" Zhu said.

In the past, the distrust between Internet sellers and buyers led to the latter being afraid that they would not receive the goods after making the payment, or that they would not be able to collect the money when they were not satisfied with the goods and wanted to return the goods, which hindered the development of e-commerce. So we set up PayPal to act as a third-party payment, which means that when we complete an e-commerce, the buyer's money goes into our account first, and when the seller's goods arrive in the buyer's hands, and the buyer is satisfied, we will hand over the money to the seller. Guo Shouyun explained.

"I see!"

"Now that e-commerce is developing rapidly, I think Mr. Guo's company called PayPal must have made a lot of money, right?" Qi Xiaoguang explored.

"It's just a little money!" he then changed the subject, "Guys, we want to sign an agreement, and there is one more thing that needs to be resolved?"

"What's the matter?"

Zhou Pengcheng asked.

"Shares! The shares of Delong's 19 financial institutions, there are many corporate shares, state shares and circulating shares that are not in Delong's hands, if you want to integrate them, you want to get your favorite equity, you must buy them all first, and then we can distribute them!"

"Mr. Guo, I don't think it's necessary to buy all financial companies at all, securities, insurance, trusts, financial leasing, funds, and we can buy one company for each business. This will also reduce your loss in acquiring Delong!" Qi Xiaoguang said.

The main bearers of the loans of the four major banks are Delong's many industrial companies, and the debts owed by the financial companies are all wealth management funds from investors and investment institutions, and they have nothing to do with them! They only need to ensure that Guo Shouyun bears the debts of the industrial companies.

"Ladies and gentlemen, there is a lack of banks in Delong's financial assets, and in the absence of public deposits, if we want to develop the company, we must attract more wealth management customers, so that we can have enough money, and enough money to leverage greater financial leverage! Now, because of Delong's losses, although these 19 financial companies have suffered serious losses, this has made them easier to acquire. With them, we have thousands of institutional investors and more than 200,000 individual investors. If you give up, we will lose at least three-quarters of the number of our customers!" After a pause, Guo Shouyun said calmly, "Everyone, 100 million funds will increase by 20 million in a year, and 100 billion will earn 10 billion a year, although the rate of return of the latter is only half of the former, but it is reflected in the financial statements are two completely different results. ”

"Mr. Guo, although the financial institutions that give up some of the losses in Delong will lose some customers. But if we can make a positive profit as soon as possible, we can also use this to attract new customers to join, which is not necessarily worse than accepting Delong's financial assets in its entirety!" Qi Xiaoguang said.

"It's a possibility. Attracting new customers takes time, though. In contrast, I prefer to give up money and save time... Governor Qi, there are some opportunities that you miss, but you won't be there!"

Guo Shouyun's meaningful words made Qi Xiaoguang's eyes instantly solemn!

"Mr. Guo has a new investment direction?" Zhou Peide asked subconsciously.

Qi Xiaoguang, Zhu Guangshi and Xie Pengcheng's eyes also looked at each other instantly.

With the rise of Guo Shouyun, even if he consciously concealed his past, some things were still dug up by curious media reporters. For example, his speculation in the Argentine financial crisis and the war in Afghanistan. The series of stories of manipulating tens of billions of dollars in the gold and oil markets and making tens of billions of dollars is legendary!

Looking at the expressions of the four people, Guo Shouyun was a little crying and laughing. With the same expression, he has seen too much.

"There is an investment direction, but it is different from what President Zhou thinks. After a pause, "I just think that many industries in China have great opportunities in the future, and I just want to invest, but I don't plan to invest too much in the high-risk futures market!"

After Zhou Peide nodded, he was faintly disappointed. After all, gambling is also human nature. In the futures market, using leverage, operating billions of dollars, tens of billions of dollars, and fighting in it, just thinking about it makes his blood boil. Unfortunately, the Chinese system doomed him to not be able to do this.

"Mr. Guo, according to the information we have obtained. Delong's 19 financial institutions have unrepaid liabilities of up to 15 billion Chinese dollars, of which 7 billion yuan are unsecured liabilities. Such a huge black hole of funds is all on ourselves, and this pressure is too great. ”

"With so much debt to pay, we can, of course, put forward some conditions. For example, you can extend the payment term to 5 years by re-signing the wealth management contract, and use the benchmark interest rate as the guaranteed rate of return every year, plus the principal cannot be withdrawn in the first two years. In addition, we have the right to use the funds freely. ”

"Is Mr. Guo sure that he will repay this money in five years?" Qi Xiaoguang said.

"Of course. If it goes well, maybe we can still make a lot of money!" Guo Shouyun said confidently.

Now the remaining assets of Delong's 19 financial institutions are worth about 8 billion Huaxia Yuan, and with those things in his head, if he can't earn 10 billion Huaxia Yuan in five years and plug the hole, he will really live in vain.

After the four exchanged glances, "We trust Mr. Guo's judgment!"

In terms of finance, Guo Shouyun's dazzling achievements, as well as his extraordinary achievements in business, are full of convincing!