When the time came to December, Wang Ye received a good news.

That is, the land he asked for, the formalities were finally approved!

A full nine square kilometers of land was transferred to Huayou Group by agreement at a symbolic price of "1 yuan".

Of course, this is because in the past three years, Huayou Group, a subsidiary of Wang Ye, and Meigou.com have made great contributions to Pengcheng's development, employment, taxation, and city image improvement.

This piece of land is considered to be a reward to Wang Ye.

Naturally, there are provisomy, such as that they cannot be used for commercial purposes and can no longer be sold.

In addition, the city has also put forward requirements for the construction of the ABP.

The overall budget shall not be less than 30 billion yuan of investment, and it is necessary to build a "city business card" that can be used!

Wang Ye naturally has no objection, Pengcheng is the base camp of his career, and it is also his foothold, and it is time to build a super-large-scale headquarters base.

Although the investment of 30 billion yuan does not need to be taken out at once, the pressure on Huayou Group is still quite great.

At present, Huayou Group has three brand branches and one production base.

Huashang Branch is facing a major transformation, and this year's profits not only cannot be handed over to the group headquarters, but even the headquarters has to give certain support.

THE TOP SHOP IS VERY PROFITABLE, SO THE MONEY CAN'T BE TOUCHED, BECAUSE AFTER THE YEAR, THE TOP SHOP WILL GO OUT AND DEVELOP THE MARKET IN THE ASIA-PACIFIC REGION.

This kind of high-end women's clothing brand, every time a new store opens, it is a huge investment!

In addition, the same is true for the best products, in the next year, Wang Ye plans to make great strides forward again, from the current more than 100 stores, to 300 stores!

It is equivalent to saying that it will open another 200 stores, all of which are directly operated stores, which is also a huge financial pressure on the company.

Therefore, Huayou Group can't come up with so much cash now......

Wang Ye has a lot of funds in his personal hands, and the European royal fund also has a lot of funds, but those are two different things, you can't pay for the company by yourself, and the shareholders of the company are not only Wang Ye himself.

Therefore, Wang Ye called Wang Jingcong, the company's vice president of finance, to the office to discuss how to solve the problem of funds.

Wang Jingcong listened to Wang Ye's words and quickly gave his own suggestions.

"There are two ways to solve the problem, the first is of course for the existing shareholders to make additional investments again. ”

"The easiest way is to invest additional funds in proportion to the amount of capital required. Of course, the amount of funds required this time is relatively large, which may put a lot of pressure on shareholders. ”

Wang Ye pondered for a moment and denied this proposal: "This is not good, this time it is not only the construction funds of the ABP, but also the development of the other three branches to prepare some funds, and the total funding gap may reach about 50 billion." The European Emperor Fund can't come up with that much money. ”

At present, Huayou Group, the shares of the European Royal Fund account for 85%, Berkshire shares account for 13%, Wu Guohong accounts for 1.5%, and Li Qinghuan only accounts for 0.5%.

According to this ratio, the 50 billion fund gap, the European Emperor Fund will take out 42 billion yuan, nearly 7 billion US dollars!

Where can I get it?

Although when this fund was established, several European royal families each took out $2.5 billion in assets to invest in shares.

However, the shares of various types of companies account for a considerable part, and not all of them are cash.

Moreover, when Huashang International was delisted and repurchased shares, it spent a lot of cash, and now there is not a lot of cash on the books of the European Emperor Fund.

……

Seeing that the first proposal was rejected, Wang Jingcong was not surprised, because it was indeed too difficult to let shareholders personally take the money, and it was such a large amount of money.

"The second option is to borrow money from the bank. It's a miracle that our group hasn't borrowed money from a bank until now. Wang Jingcong said with a smile.

It is true that several companies under Huayou Group, from Huashang to THE TOP SHOP, to Preferred Youpin, none of them have borrowed money from the bank.

That's because you don't need to.

In the era of Huashang International, the company's revenue was very good, and it was soon successfully listed, raising a large amount of funds.

The company is not short of money, so naturally it does not need to take out a loan.

As for THE TOP SHOP and the best products, they are shouting that the golden spoon is "born", and when the company was first established, Wang Ye had already prepared a large amount of money.

Therefore, it is really a miracle that this group company, which can be said to have a market value of at least 200 billion yuan, has not borrowed money from banks.

Wang Ye is not against loans, and even in the early days of his career development, he personally borrowed a lot of money from Citibank, and he has not paid it off until now.

Using other people's money to make money is also a big skill.

The problem is that in the past, the company was not short of money at all, so why did it have to lend money to the bank to make money.

But this time, it's time to take out a loan.

Wang Ye did not hesitate, and said directly: "Yes, you can communicate directly with several major banks, if necessary, I will contact the city and let the city also come forward to help communicate." ”

"Haha, Wang Dong, there is no need for the city to come forward at all. With the qualifications of our group, several major banks are rushing to lend us money. Wang Jingcong said with a smile on his face.

He has a lot of dealings with banks, and of course he knows the virtues of banks.

A company like Huayou Group, which is developing rapidly and has excellent profitability, is a sweet spot in the eyes of banks.

Because of the loan to such a company, there is basically no risk in the funds, and who is not happy to make a sure profit.

Banks are the most "poor and rich" industry, the richer the more people or enterprises who don't need loans, the more they want to lend you money.

And it will be very difficult for people and businesses who really need money to get bank loans if they want to.

However, it is understandable that banks are not charity, they are actually a company, and they also need to make profits.

……

Sure enough, after Wang Jingcong released the news, several major banks were immediately alarmed.

At the headquarters of China Merchants Bank, Vice President Liu, who was in charge of the credit department, immediately convened an emergency meeting.

"Ladies and gentlemen, I think everyone has also received the news, Huayou Group is now ready to borrow 50 billion yuan from several major banks! For Huayou Group, I should not need to introduce more, absolute high-quality customers. Today's meeting is to let everyone work together to come up with a plan and grab this loan!"

"Mr. Liu, is such a large loan borne by our bank? Or is it a joint venture with other brother banks?" asked a subordinate.

Vice President Liu waved his hand: "Of course, we took it ourselves! Although this money is a lot, it is nothing to me and our bank." The important thing is to take this opportunity to connect with Huayou Group!"

With his status and status, of course, he knows more about Huayou Group and Wang Ye, and he also knows the status of this person in the minds of the city leaders.

Therefore, this is not only a business dealing, but also a great opportunity to make friends with "nobles".

At the moment, everyone first discussed a preferential loan plan.

The repayment period should be extended as much as possible.

Loan interest as low as possible.

If Huayou Group has other requirements, as long as it is not a violation of the principle, it can be considered.

In addition, Vice President Liu organized a special working group, and everyone was divided into two ways, and he himself would go through the head of Mingguang District, Hu, to do the work of Wang Ye.

The director of the credit department will take the staff to communicate with Mr. Wang of Huayou Group.

With a two-pronged approach, I don't believe that I can't win this business.

……

In addition to China Merchants Bank, several other major banks have also been dispatched.

Of course, these banks are at a disadvantage compared to China Merchants Bank.

Anyway, China Merchants Bank is also a local snake, with a strong local network and connections in Pengcheng, and whether it is in the city or Mingguang District, of course, it will be more angry to treat China Merchants Bank, after all, it is its own people.

First Zhao Hongsheng personally called, and then District Chief Hu took someone to visit him directly, and Wang Ye couldn't help but give this face.

In his office, he received Vice President Liu of China Merchants Bank and his party.

"Haha, Wang Dong, I have admired the name for a long time, and I am really honored to finally have the opportunity to visit you today. Vice President Liu's posture was very low.

He knew that the young man in front of him was not the ordinary boss who begged the bank to lend money.

Don't say it's him, even if the CEO of China Merchants Bank comes, his posture will not be higher than him.

It can be said that it is not a weight class at all.

Wang Ye smiled faintly, invited Vice President Liu, District Chief Hu and others to sit down, and then instructed Liu Ruomei to serve tea.

"We came here today to talk to Wang Dong about the loan of Huayou Group. Wang Dong rest assured that supporting the development of local enterprises in Pengcheng is the unshirkable responsibility of our China Merchants Bank, so our bank has covered this loan!"

Vice President Liu patted his chest and said.

"Wang Dong should also know that China Merchants Bank is a local bank in Pengcheng. Huayou Group is the leader of private enterprises in Pengcheng, and your cooperation is definitely a strong alliance. ”

District Chief Hu also helped speak.

Wang Ye did not directly agree, but said: "Most of this money will be invested in the construction of the ABP, and the other part will be used for channel expansion." ”

"The construction period of the ABP is expected to take three to five years, and the channel expansion will not be effective in a short time, so the repayment period is ......."

Vice President Liu immediately answered: "This is absolutely no problem, eight years, ten years, how long does Wang Dong think it will take?"

"Hehe, then thank you Mr. Liu for your kindness. But after a long period of time on the loan, will the interest become very high?" Wang Ye arched his hand with a smile and expressed his gratitude to Vice President Liu.

"According to the minimum interest rate standard stipulated by the central bank!

On this 50 billion loan, their bank really didn't think about how much money they would make. Because, if they can do this business, they can gain more things.

Those things, a little less interest than a little more, are obviously much more important. Especially for several leaders of the bank!

In fact, after getting the news that Huayou Group wanted a loan, the leader of China Merchants Bank immediately called Vice President Liu over and instructed him to win the business at any cost.

Of course, Vice President Liu understands it, so he is so aggressive to find the city and the district to help talk.

However, Wang Ye is still a little dissatisfied, even according to the minimum loan interest standard of the central bank, the pressure is very great.

Because this money is really not a small amount.

Every percentage point represents interest in billions.

If it can be lowered a little, it will be equivalent to saving a lot of money for the group and reducing a lot of pressure.

Even if he is the richest man in the country, he has to worry about it, there is no way, the landlord's family has no surplus grain.

Wang Ye turned his head to look at District Mayor Hu and said jokingly: "Boss Hu, our group has also made a lot of contributions to Mingguang District, now the city is so generous and generous, and directly approved us for a piece of land, is it ...... in the district?"

Lao Hu immediately shouted bitterly: "Wang Dong, if you say that, it makes me sad too much." The city is holding something from the ward this time...... , hi hi, you can't say bad things about the leader. But you get the idea. ”

What Lao Hu wants to say is that the city is a good person with the land in Mingguang District, and Zhao Hongsheng has lost his reputation and favor, but in fact, it is Mingguang District that took out the land.

However, he also confuses the concept that the land is owned by the state, even if the land is indeed in Mingguang District, but the ownership does not belong to the district.

And without the city coming forward to run the procedures, how could it be possible to give Wang Ye such a large piece of land.

The difficulty of the procedures can be imagined, if it weren't for Zhao Hongsheng's efforts, let alone a few months, it would take a few years, and he would not be able to handle this matter.

Of course, Wang Ye will not be confused by District Chief Hu, and of course he will not break it.

He just smiled and said: "Then Boss Hu is a good person to the end, do you see if this interest is a discount or something? ”

This is not wrong, Huayou Group and Meigou basically support half of the sky in Mingguang District.

If Wang Ye hadn't chosen to live in Mingguang District, it is estimated that it would still be barren here.

District Chief Hu gritted his teeth, knowing that if he didn't express his position today, it wouldn't be interest, and it would be ...... a year More than 100 million!

It's not that I don't know, I'm shocked, it turns out that the interest rate is so high!

He originally wanted to be generous once, saying that all the interest was settled by the district, but after calculating it, he felt that he couldn't bear it.

When the words came to his lips, he changed again: "Haha, Wang Dong's family has a big business, and he won't care about such a little interest." However, in order to show the district's strong support for Wang Dong, half and half of the interest will be solved by the district to Huayou Group through tax refunds, how does Wang Dong feel?"

Seeing District Chief Hu's stingy appearance, Wang Ye also smiled.

He also knew that Mingguang District was not easy, so he didn't plan to squeeze District Chief Hu, and now that District Chief Hu has an attitude, he will not be aggressive.

"Okay, since District Chief Hu is so supportive, what else can I say, then do it!" Wang Ye clapped his head.

Vice President Liu was overjoyed, and he didn't expect things to go so smoothly.