Chapter 299: The local tyrant is a small couple
"Is this the only one?" Huang Jingping stood at the door, once again picking at the red travel bag that Feng Yiping took with him for booking a ticket.
"This is enough, don't say one or twenty pounds, it's no problem to pack forty or fifty pounds, let's go, I have made an appointment with the bank. Feng Yiping said with a smile.
Huang Jingping still muttered in a low voice, it must be similar to today's things, how can it be packed in such a poor bag?
This travel bag, the first thing to be loaded with today is RMB.
Banks are very, very bullish units.
This bull fork is mainly manifested in the fact that it is one of the few people who can take your money and say that it is serving you, but you have no binding force on it, and it is above board, and it makes all kinds of regulations on you as a matter of course, and it does not regard you as God's unit.
The most unacceptable thing is that these regulations are all overlord clauses.
What's even more breaking through the bottom line is that it actually has the face to go around saying, "We are also a vulnerable group!"
I believe everyone has this experience, we spend money to store money in it - the inflation level in the past two years, the money in the bank is a loss, which is equivalent to sticking money to let it use our money to make money, and then, when you want to withdraw your own money, the rules are so much, you will sincerely feel that you do not seem to be the owner of the money you have deposited, the bank is.
Thanks to this weekend, there are few cars on the road, a big circle, and it is smooth to the opening bank, no way, according to the regulations, such a large amount of withdrawal like them today, you must go to the opening bank to do it, you don't want to put any God's score, what to say to go to the outlets near my house can't do it?
Fortunately, Feng Yiping is now also a large-value customer of the bank, and the lobby manager who is proud and has an average level of makeup listens to Feng Yiping's intentions and has a smile on his face. Immediately, the sweetness rose several times, "Mr. Feng, please here!"
The VIP room is on the right side of the hall, separated by frosted glass, and the lobby manager leans sideways to block the glass automatic door, "Mr. Feng, please." ”
As soon as the door opened, soft music slipped out, and in the lobby, only half of the windows were open, and in front of each window, there were long queues, and on this side, the decoration was more comfortable than the average café - this is the charm of money.
The account manager in charge of Feng Yiping, a big customer, was already waiting inside, stretching out his hands with a smile on his face. "Mr. Feng, long time no see!"
"I'm sorry to keep you waiting, there was a bit of a delay on the way,"
"It doesn't matter, everyone understands the current road conditions. ”
As soon as he sat down, a uniform cutie brought two cups of tea. Now their service to large customers is still in place.
Feng Yiping was still adding various lists according to the guidance of the account manager, and another one came in wearing a blue suit. Holding a briefcase, a very capable young man at a glance, "Mr. Feng, I have heard of the name for a long time, I am Xiao Yan of the financial management department, and our bank has a lot of wealth management products with high returns." A few of them are perfect for you, you see, can I delay you for a few minutes?"
"I'm sorry, I don't have this in mind for the time being," let you manage my finances. Just kidding! If you don't do it, you will lose the money, and then the bank will say that it was done by the resigned employee, and it has nothing to do with me, and after the accident with those agencies, they all said that it was the fault of the temporary worker, and there is a similar effect.
Manager Yan should have heard a lot of such a refusal, so he didn't care, chattered endlessly, and took the information with a lotus tongue and recommended it to Feng Yiping.
Huang Jingping, who was looking at the banknote counter over there, felt a little sorry for Manager Yan's doomed and futile efforts, and they didn't mention these financial products of the bank in the financial management methods they discussed that day, because the return was not on an order of magnitude at all.
Stretching out his hand not to hit the smiling person, Feng Yiping listened patiently for a while, and casually flipped through a document and asked, "What is the annualized rate of return?"
Manager Yan was stunned for a moment, and then rejoiced, "The highest can be above 5%,"
Feng Yiping looked at him with a smile and didn't speak, Manager Yan, who was also smiling originally, added under his gaze, "But we don't dare to guarantee it,"
That's right, that's the bank's standard language, "I'm sorry, I don't need it now, thank you!" Feng Yiping smiled and handed him the materials.
"Mr. Feng, it's okay to have a return of 3% or 4%," Manager Yan was still working hard, Feng Yiping smiled, and he didn't even bother to say anything.
Over there, they had already put one million into the bag they brought, Feng Yiping brought it up indifferently, thanked him, and walked out with Huang Jingping in his arms, leaving Manager Yan with a stupid face, how could this young man who spent his parents' money at first glance be so difficult to deal with?
The key account manager patted him on the shoulder, "Save it, the more young men like this, the more assertive they are, and there are many ways, how can you see this return, with this kung fu, it is better to go to the hall and find those uncles and aunts." ”
Feng Yiping leisurely carried a travel bag containing a million cash, just like the bag contained a few pairs of clothes, Huang Jingping was a little nervous, "You light, this bag is not of good quality, what if the strap is broken?"
"It's okay," there are few bank robbers these days, and it's not the end of the year, how can they be targeted?
After getting into the car safely, Huang Jingping was relieved, but she didn't worry about putting the bag of money in the back seat, and in Feng Yiping's sneering gaze, she stuffed the bag at her feet, "Go, drive, buy gold!"
The gold shop that buys gold, they have stepped on it before, oh, it seems that the word stepping on the point is not appropriate? In short, they have inspected, this is a time-honored brand, stable, there is a police station nearby, safe.
As soon as you enter the gold shop, you feel warm, which is a bright golden color that symbolizes wealth, and really stimulates your senses
Banks and gold shops are actually related, and later the entries that were added in English, "Chinese aunt", the reason why I buy gold is because the savings I have worked hard to save are at a loss in the bank, so I buy gold bars.
Feng Yiping also had two dollars in his hand at that time, but he resolutely did not follow the trend to buy it, and sure enough, when the aunts all bought it, the price of gold fell again and again.
To be honest, they walked in with bags and sunglasses, which made the staff behind the counter a little nervous, and a girl who had watched a lot of Hong Kong films still thought, "This can't be a male and female thief!"
However, Feng Yiping immediately dispelled their doubts, took off his sunglasses, and asked a middle-aged man behind the counter with a smile. "How many sizes of gold bars do we have, and what is the price?" he said, placing the bag in his hand on the glass case.
The little girl with a big brain changed the plot again, "They took a bag of money to buy gold bars?"
Feng Yiping at this time, in her eyes, like those things on the counter, also shone with golden light.
This time she guessed right. But there is no prize!
"Here, please," the middle-aged man who knew that it was the big customer who came to the door, diligently guided them to the display cabinet where the gold bars were placed, took out a pair of gloves, and took out a yellow gold bar with the words "AU9999" on it, "This is our 500 grams of pure gold,"
Feng Yiping took off his sunglasses and looked at the large and small gold bars on the counter with Huang Jingping, ranging from 10 grams to 1,000 grams. The largest is only 1,000 grams, which indirectly indicates that this will buy gold has not yet become popular.
Later, when the gold was hot, the main force of gold spot sales, the gold bars launched by major banks, should be said to be gold bricks, one larger than the other, 12.5 kilograms, 25 kilograms. Now, though, there should be that big. He really can't buy a piece today.
Feng Yiping took this piece of one pound and threw it in his hand, it was also a pound, but a pound of gold was better than a pound of tofu, it seemed to be really handy, "Take out that piece of one kilogram and let me take a look." ”
"Okay, wait a minute,"
One kilogram of this piece is obviously more suitable, ten pieces are enough, and it is easy to put it. "How much a gram?"
"At today's rate, 87,"
"I'll buy ten dollars, 83," this price is really cheap, that is, a fraction of the later, but no matter how cheap it is, it still has to be bargained.
"The boss said with a smile, we don't have anything to earn, our store is a time-honored brand for many years, you see our gold bars, they are all made according to the national standard, first-class good, but you buy so much at one time, we will go away, count you 86, you can go all over the city to ask, this is definitely the lowest price!"
"Boss, I also know one thing, today's price is less than $270 an ounce, 86 a gram, you don't want to make too much!" Feng Yiping of course did his homework.
After a long time of seeking, it was finally settled at 85 grams, which is also Feng Yiping's psychological price.
The boss, while using the money counter to count the pile of RMB that Huang Jingping took out of the bag, said, "Today's business, I really didn't make a penny," but now, he can't squeeze out a wry smile on his face, he makes less, but Feng Yiping's shot, the inventory of one kilogram of this kind in the store is empty.
This time it was Huang Jingping who said, "Yes, you didn't make our money, you earned RMB!"
Declined the golden pig and golden elephant recommended by the boss - the boss really wanted to leave the remaining dozen turns of yuan in their bag, and leisurely packed the bag with ten kilograms of gold bars, and walked out of the store under the hot gaze of the staff of the gold store, Feng Yiping finally completed a long-cherished wish.
He imagined such a scene many times later, but at that time, he could only think about it, more than ten years later, ten kilograms of gold, at least more than two million, how could he afford it.
The two people who didn't get out of the low-level fun couldn't help but pick up two pieces to play with immediately when they arrived at home, "It's okay to leave it at home," Huang Jingping asked.
"It's okay," Feng Yiping willfully picked up the two pieces and rubbed them, will there be gold dust falling off?
In terms of security, he has long been careful, and the reason why he uses cash today is also due to this consideration, swiping the card is convenient, but the goose has left a voice, and the card is named.
"This piece is for my grandfather, these two pieces are for my parents, these two pieces are for your parents, this one is for me as a paperweight, and the rest is for you," Feng Yiping smiled and divided the uses.
"Hehe, my parents' two pieces, it's not safe to keep them at home, I help them keep them, and I keep them for our children," Huang Jingping, who has never cared much about money, smiled and put the six gold bars on the carpet in front of her, very much worshipping money, very fascinated by wealth.
It seems that everyone is right, women are just like the legendary dragons, they like such golden things. (To be continued......)
PS: ps: I'm sorry, but I'm late!