Chapter 910: Lenders
People should live in the present, not in the past, a new day is coming, Gong Yu's affairs will be put on hold for the time being, from Gong Ling's reaction, Li Yadong knows that she will do her best to help herself, if she still doesn't get Gong Yu's message, then maybe she won't know it again in this life.
This chance was the closest the two of them were after Gong Yu suddenly left.
In the next week, Li Yadong was almost in charge of the affairs of Minsheng Bank, according to the proposal of Liu Yonghao and Lu Zhiqiang, he planned to open the bank on New Year's Day, January 1, a new beginning, with symbolic significance.
Li Yadong doesn't care, he doesn't pay attention to this, it's the same for him sooner or later, but in view of the hard work that Liu Lu and the others have put in in the past six months, they can't find a reason to refuse.
It's just that there are not a few days before New Year's Day, and if you want to open at this point in time, some necessary things still need to be dealt with.
All 56 shareholders of Minsheng Bank rushed to the headquarters after receiving the notice, held a two-day meeting in succession, clarified and amended some articles of association, and once again unanimously approved Li Yadong's basic line on the development of the bank's business, that is, to focus on corporate loans, and establish mutual trust relations through loans, so as to attract corporate deposits and promote social influence and public trust.
On the eve of New Year's Day, the city of Modu was almost swiped by the advertisements of Minsheng Bank, similar to "If you want a loan, find people's livelihood", "Minsheng Bank helps the development of small and micro enterprises", "The gospel of private enterprises" and so on, such advertising slogans can be seen everywhere.
And it's not just the magic capital, although the bank has just started, Li Yadong's vision has already looked at the whole country - it doesn't matter if the outlets are not covered, first put out the advertisement, let the Chinese people know that China's first private bank was established. Trust comes a lot from fame, and fame comes a lot from building momentum. Therefore, almost at the same time as the magic capital, Li Yadong bought pages in influential newspapers across the country and hyped up the news of the opening of Minsheng Bank.
In 1994, it came quietly, on New Year's Day, the Lujiazui area, which was not yet prosperous, suddenly gathered, and guests from all over the world came to congratulate the establishment of Minsheng Bank.
Not to brag, the cars are lined up for several kilometers.
It's not surprising to think about it, after all, the 56 shareholders of Minsheng Bank are arguably the top entrepreneurs in China today, and each of them has connections that should not be underestimated, let alone combined.
In addition to the guests, several government officials also came, and at the invitation of Li Yadong, the second-in-command of the Ministry of Commerce came to the scene to attend the platform. At the same time, in terms of local government, almost all the top positions of the municipal government are also present.
Of course, more people are still gathered by private entrepreneurs of all sizes.
Although they didn't receive the invitation, they still couldn't wait to come over to join in the fun, which shows how attractive a bank with the name of "privately founded and providing loan services for private enterprises" is.
The popularity of the scene was still beyond Li Yadong's expectations, he also attended the ribbon-cutting ceremony, and he couldn't hide if he wanted to, facing the rows of long guns and short cannons below, there was no doubt that he would definitely be on fire again.
The noisy day ended like this, and Li Yadong had to hold an impromptu meeting in the evening.
Why?
Because the business of the bank is so hot!
After the ribbon-cutting ceremony in the morning, where is the bank hall still crowded with people?
The heads of major private enterprises who almost didn't hear the news were attacked.
Almost all of the bank staff were dispatched, and they were very difficult to cope.
If these people came over to save money, Li Yadong would definitely sweep the couch to greet them, no matter how much they wanted.
The point, they are not.
All have a surprisingly unanimous purpose – to consult about loan services.
Although loans are also a good business, after all, there is interest to be taken, and it is still the initial development route planned by Li Yadong.
However, as soon as he opened for business today, he found a problem: the "hunger and thirst" of private entrepreneurs in this era was even more serious than he imagined.
The loan threshold previously established may be ...... It's too low.
If this pace continues, the banks will soon be hollowed out.
He wanted to inject money - to lend money to the bank.
However, this matter cannot be decided in one word, and it depends on the opinions of other shareholders.
After all, before the bank started to make money, it owed a lot of debts first, and people who were a little more conservative in their thinking would not be able to calculate this account.
As a result, everyone sat down at the table and talked, and sure enough, only a few people, including Liu Yonghao, agreed to Li Yadong's capital injection loan to the bank, and most shareholders did not approve.
In their words – you don't have to be so aggressive, steady development is the right way.
Therefore, there is no way, the minority obeys the majority, and the loan threshold can only be appropriately raised.
……
The bank's "business" was booming for three days, and by the fourth day, the flow of people in the hall had dropped significantly.
Of course, only relatively.
Li Yadong had a meal with the leaders of the municipal party committee at noon, and it is worth mentioning that many old men in the past were also there, but they were indeed the number one person, and they did not say a word about this matter, nor did they show any bad emotions, and they were always smiling.
Since he is "rare and confused", Li Yadong will definitely not make himself uncomfortable, so he ate a good meal.
I also drank a lot of wine, and I originally planned to go back to rest, but when I got to Pudong, I wanted to come to the bank to take a look, but he didn't come today.
When I entered the bank hall, it was not so noisy, like a vegetable market, and about seventy or eighty customers were lining up in front of the counter in groups.
In fact, they don't have to be like this, how good it is to sit on the row of chairs in the hall and wait, although there is no computer number in this era, but the lobby manager will naturally arrange, and I still can't wait.
"Why can't you take out a loan? I've read your loan application criteria, and our company should meet them!"
Li Yadong was walking through the hall, ready to go upstairs to take a good picture with Liu Yong - after this guy got a bank, he didn't seem to be very willing to sell the feed, and he shouldn't have returned for some time, which made Li Yadong a little embarrassed. Suddenly, a high-pitched voice sounded in his ears, with a hint of rage, that made him frown.
Although banks provide loan services, this service is fundamentally different from those you spend money to enjoy, and there is no obligation. If I don't lend it to you, you can ask the reason, but if you lose your temper, it will seem a little vexatious.
"I'm sorry, sir, you see, even you said it yourself - yes, it can be seen that you have not fully studied our loan application criteria......"
The professionalism of the counter lady is still good.,Of course,It's probably because she noticed that the big boss was nearby.,So I didn't have half a temper.,Still explaining softly.。
"But the scale of our company is okay, if even we are not qualified to apply for loans, then how many companies can, your advertising slogan is still 'help the development of small and micro enterprises', which is ...... Isn't it ridiculous?"
Now, Li Yadong had to turn back.
Niang Xipi, I'm afraid this is sent by the enemy army to smash the field, right?
How dare you brazenly say that your bank is a fool and ruin your reputation?
This is unbearable!
His footsteps stopped, and he turned his head in the direction from which the sound came, and the first thing he saw was a "bird's nest".
Where did you come from, boss, how about you fix some edges, this hair hasn't been washed for a few days? Li Yadong looked disgusted.
He doesn't despise the beggars on the street, and if they are dressed dirty, it's because they don't have any conditions, but if you go to the bank for a loan, the person in charge of a business is too sloppy, it's really a little unreasonable.
Under the bird's nest, there is a fairly clean side face, but looking at it, Li Yadong's eyes are getting bigger and bigger, thinking: It can't be such a coincidence, right?
This is a very characteristic square face, even if he is much younger and his skin is firmer, but he will not be wrong with one eye.
Wang Wanda!