Therefore, when Yang Qidong introduced the situation of his own company, he directly had two requirements:

"First, the size of the loan must be billion. ”

"Second, the annualized interest rate must not be higher than six points. ”

As for the other conditions, he has no problem, and he can agree to them all.

Lu Qianqian thought about applying it, and Wang Peng's plan for Cheng Tianchu just now was also ready to be divided into two parts.

Of course, it is not as complicated as Wang Peng's, what equipment is returned in batches, and what funds are verified and withdrawn quarterly, none of which are involved.

In principle, Yang Qidong is very interested.

However, Yang Qidong demanded that the interest rate of 12 points must be lowered again.

There is also the amount, Lu Qianqian only gave 300 million yuan according to Qianlang's situation, which is far from the bottom line in Yang Qidong's heart.

As for the time of the loan, Yang Qidong also asked that four years is too short, and it will take eight years.

It's all about some lions with their mouths wide open.

This made Lu Qianqian and Yang Qidong a little stubborn.

Faced with such a situation, Wang Peng finally spoke.

"Mr. Yang, first of all, there is a problem, we should make it clear!" he said with a smile.

Yang Qidong smiled gently, stretched out his hand and signaled, "Manager Wang, please speak!"

"Your company is not a domestic giant enterprise, and the industry it is engaged in is not infrastructure, road and bridge, in terms of scale, not to mention the world's top 500, even the domestic should not be counted, for now, this is what it looks like, right?" Wang Peng asked.

Yang Qidong said with a smile: "Yes, it is indeed not counted, but our company has the confidence and ambition to be among the top 500 in China within five years and catch up with the top 500 in the world within ten years!"

"Oh, running a business, after all, you have to have such ambitions!" Wang Peng also sighed and agreed, and then turned his head and said: "What about the actual situation now, has it been reached?"

Talk about confidence, that's a good thing, anyway, there is no shortage on both sides, let's take it out!

Yang Qidong said a little unhappily: "Manager Wang, what you said, hehe, if it is reached, we will not find your city commercial bank, the four major banks are not just for us to choose!"

Yang Qidong's words were a little domineering, and Lu Qianqian's face suddenly turned cold.

Wang Peng nodded his head for a long time, and seemed to agree with Yang Qidong's words, so he listened to him say:

"Well, I also see it this way, I am also very confident in the city commercial bank, give three years, we can become a big bank that can be compared with the commercial bank, the letter of the bank, give us six years, we can change the name of the four major banks, change the name to the 'big five'!"

"Haha~ So it's really ten years later, I can't say, let's sit down and talk about the loan!" Wang Peng's eyes narrowed slightly, and he smiled very happily.

"You ......"

Yang Qidong didn't know how to take it.

Wang Peng's words were very straightforward and ridiculed, choking Yang Qidong, and his little face had gradually stepped away, which was ugly and embarrassing.

You Yang Qidong think that you can become one of the world's top 500, then Wang Peng thinks that his city commercial bank can also rewrite the industry pattern and become one of the five major banks.

Wang Peng can be said to be, he swears endlessly, anyway, he brags, who can't, at most he bragging about the genre, which is different.

However, Yang Qidong really has no way to investigate the truth of this with Wang Peng.

It is estimated that no matter what he says, Wang Peng will follow the same reason.

Since you Yang Qidong think that it can be achieved, he Wang Peng can naturally achieve it, if you say that Wang Peng can't do it, then the reason is the same as you, so you can't do it either.

"Okay, okay, I'm just saying this, the main purpose is that both of us must recognize the form in front of us, be practical, be realistic, and be honest and unfair, and the basis for achieving their respective wishes, Mr. Yang, you say yes?!"

Wang Peng took the initiative to ease the atmosphere, and his purpose was not to refute the other party, but to prevent the grade in the other party's mind from sublimating himself.

Yang Qidong also understood what Wang Peng meant, so he changed his face, in order to force Wang Peng and win all kinds of initiatives, but unfortunately Wang Peng's mouth, Yang Qidong couldn't say it.

Seeing that the two sides were completely deadlocked, Yang Qidong looked at Wang Peng's young man and felt that it was estimated that it would be very difficult for Wang Peng to make concessions!

Young people, they are very angry, and their tempers are also very upright.

As a result, Yang Qidong was completely unexpected, Wang Peng's life was so smooth and accommodating, and a simple sentence not only put aside the differences between the two sides and no longer made comments about right and wrong, but also gave him a step down.

"Yes, it's still business!"

Yang Qidong nodded his head, tentatively and tentatively, psychologically, he was still at a disadvantage.

The Wang Peng in front of him is young, but it is not simple, it seems that he has to fight for twelve points, he is more difficult than the most cunning opponent!

Yang Qidong sighed in his heart and had a kind of enlightenment.

"That's it, just now our manager Lu put forward a plan, and I want to do some deformation on this basis!" Wang Peng said.

Then, without waiting for Yang Qidong to say something, Wang Peng said.

It's basically the same as Cheng Tianchu's before, but the difference is that this is a basket plan.

Let Yang Qidong take out all the new production equipment to be purchased, as well as all the finished products that are expected to be sold, as collateral.

The income and expenditure of all products must go to the special account of the city commercial bank, and it is agreed that the account must be deposited without interest for two months, and then a certain proportion must be taken out according to the repayment funds, which will be directly transferred by the city commercial bank.

Of course, the conditions given by Wang Peng are also unexpectedly generous to Yang Qidong.

The most critical fund, Wang Peng said, can be temporarily set at one billion, which fully meets Yang Qidong's expectations, and the length of the loan is six years.

The interest rate, which is also very important, is initially set at around eight points, and is given once every two years, with a reduction of not less than 1.5 points.

According to that calculation, the interest rate in the last two years is basically five points, which is a treatment that can only be enjoyed by real domestic giant enterprises.

Yang Qidong is quite satisfied with this plan, no wonder that Cheng Tianchu couldn't hide his smile when he appeared.

However, as a businessman, he couldn't help but ask:

"Manager Wang, I also hope that you will consider that we are a production manufacturer, no matter how tight the goods are, it is difficult to guarantee that there will be no day when it will be difficult to sell, so I hope that this time can be a little longer and the preparation is more sufficient. ”

(End of chapter)