Wang Peng looked at Lu Qianqian and felt funny in his heart, the matter has not been skimmed yet, and it is difficult for people to even develop funds, so you skip the key steps and talk about the following things.

"It's too miscellaneous, no, our enterprises in that place are all like this, and it's said that it's a one-stop industry!" said the man surnamed Jiang.

Lu Qianqian asked rhetorically: "Why is it not miscellaneous, you have so many products, let me ask you, are there any best-selling fist products, how many are there?"

Regarding Lu Qianqian's question, the man surnamed Jiang was stunned for a moment, and then replied: "Well, this is really not, I never thought of this, I always come to the house to get the goods regularly, and I will give as much as I want." ”

"Then what are you going to do with the loan? You should have had money a long time ago!" Lu Qianqian said.

The man surnamed Jiang said: "I don't want everything at home, the needs are different every time, and we have to take care of other companies, plus we have to feed too many people, so we are struggling to maintain it all year round." ”

Lu Qianqian said: "Isn't the situation of your company becoming, can only rely on the upper family to survive?

The man surnamed Jiang nodded, "That's it, we didn't understand it at first, anyway, if we have it at hand, we can take it out and give it to the upper family, and we can make a fortune, but over time, after our other investments have failed, we can only rely on these products." ”

"Later, I also found out that my family exploited us too much, and when it was good, we could enjoy life for a few days, but when it was bad, we often starved, so I decided to go out and find a market by myself. ”

Lu Qianqian asked, "Then have you found a market?"

"Don't hide it, I've been here in Songnan City for more than half a year, what channels, distribution, development franchisees and the like, I have understood, but I don't think it's suitable!"

"And it can't be solved, another fundamental problem!" said the man surnamed Jiang.

Lu Qianqian continued to be curious: "What's the problem?"

The man surnamed Jiang said: "Employment, we have too many people to support, the cost of food and drink is too great, plus in the past few years, the children have grown up one after another, and now the population has become a burden!"

"How many of you are there?" Lu Qianqian asked.

"The year before last, there were more than 10,000 people!" the man surnamed Jiang did not hide it.

"What, 10,000 people, I heard you right!" Lu Qianqian was surprised, a company that can support 10,000 people, the scale must be very large, why can't you get a loan everywhere?

The man surnamed Jiang nodded his head affirmatively and said:

"You heard it right, in the past, we only had more than 2,000 people, but after decades of development, now there are so many, so the pressure on my company is very great. ”

Lu Qianqian said: "In this case, you can just let them all be laid off and plan their own futures!"

"No, no, we can't be torn apart!" "With a wry smile, the man surnamed Jiang said: "And everyone is a family, no matter how the company bears it, it is necessary and obligatory to support everyone!"

"It's difficult for you to do it, you don't want to light the debt, even if you have funds, you can only move forward with a load, and it is difficult for the company to grow and grow!" Lu Qianqian said a little anxiously.

Then she looked to the side, Wang Peng, who had not spoken for a long time, and asked, "Do you have any way?"

Then, Lu Qianqian remembered and said: "Oh, by the way, I haven't introduced it yet, my name is Lu Qianqian, his name is Wang Peng, they are both deputy managers, but I listen to him!"

"Ah, my name is Jiang Chuanduan, and it is written on the business card!" said the man surnamed Jiang.

"Wang Peng, have you paid attention, you have said something!" Lu Qianqian urged Wang Peng again.

Wang Peng smiled at Lu Qianqian, and then said to the man surnamed Jiang, that is, Jiang Chuan: "What you said, is there anything that can prove it?"

Jiang Chuan shook his head and replied: "No, unless you can go to me to see it in person, I don't know how to prove this, yes, I brought the company's information, you can refer to it." ”

After speaking, without waiting for Wang Peng to speak, he took out the business license and some other certificates from the briefcase he was holding, and even the organization code certificate, and more than one.

Wang Peng found that one was written as the Western Xi'an Company, while the other belonged to the branch in Songnan City.

"Let me ask you a few questions first, do you plan to apply for a loan in the name of the branch or in the name of the Western Xi'an Company?" Wang Peng asked.

"The branch, in the case of the head office, if it loses, it will cause unnecessary trouble!" Jiang Chuan said sincerely.

Wang Peng continued to ask: "What assets do you have in your branch? How much money do you need? And this fund, do you have a plan, and how are you going to use it?"

When it was over, Wang Peng said emphatically: "These questions are very important, I hope you can answer them well!"

Seeing that Wang Peng said very cautiously, Jiang Chuan's face was also straight, and then he said: "In terms of funds, there are still 300,000 yuan in the company's account, and I need to borrow 10 million!"

"At present, the branch has no assets, but rents a 60-square-meter office space, a few small cargo ships, two computers, a printer, and seven employees. ”

It's a completely self-employed business model!

Lu Qianqian thought about it and asked, "What about the profit, how about the current profit?"

"The profit is okay, in addition to supporting the employees, you can also pay 10,000 yuan every month and hand it over to the head office!" said this, Jiang Chuan, who had always been sad, had a sad face, and showed a rare smile.

The head office has a very hard time, and the branch he presided over, not only did not lag behind, but also took out tens of thousands of funds every month to feed, which can be said to be quite rare.

"How do you plan to use the funds?" Wang Peng stared at this question.

For him, the conditions of the enterprise applying for a loan are almost nothing, and the key is whether the funds are used reasonably after they are in hand, which is very important.

If the plan is reasonable and the use is in place, then the risk of lending out the funds is relatively small.

Therefore, all this afternoon, he emphasized the company's operation plan for funds.

"How to use it, I plan to take out half of the funds first to improve the accommodation conditions for everyone. ”

"There is still one more road to be built, and then the rest, take out two or three million to replace the existing equipment. ”

"By the way, our company's car is also more than 10 years old, and we need to get two new vans and trucks, and then we need to find someone to repair a small power station and lay down the water pipes. ”

When Jiang Chuan asserted, the look on his face was natural, and he was even more happy, he could really borrow 10 million, he must do something practical and good for his company.

(End of chapter)