Chapter 164: Financial Management Experts

Night.

The grove behind the school.

A cold light flashed, and a figure tossed and turned in the forest, a knife in his hand, wielding it with different techniques and techniques, crisp and swift, without a trace of dragging. Combined with his weird figure, the whole person is full of artistic sense. This was followed by large green leaves scattered down, and these leaves seemed to be attracted by the knife and refused to fall. Rotating around the figure in the middle, there is a faint whirlwind momentum.

I don't know how long it took, the strange figure stopped, the knife style suddenly stopped, and the leaves that had been swirling seemed to lose control, and they fell straight down, forming a circle around the figure in the middle. It looks weird and unusual. If you look closely, you'll see that many of the leaves have been cut in half.

Chen Mengran put away the knife style, adjusted his breathing with the secret mental method of the lone wolf, and with a flip of his hand, the short knife disappeared, as if it had never appeared.

Looking at the results scattered around, Chen Mengran smiled with satisfaction. In just half a year, with the shortcut of soul alternation, Chen Mengran's knife skills have achieved remarkable results. According to the words of the lone wolf, it has been passed on to half of it.

For those unbelievably difficult movements comparable to yoga and their essentials, Chen Mengran has basically mastered them. What is lacking is only fire and experience against the enemy.

It has been more than a month since the last meal, and in this month, Chen Mengran has gone out twice in addition to insisting on exercising every day. Went to three cities and got back the money that the lone wolf had left there.

Now he has hundreds of bank cards alone. In the past, after withdrawing the money, Chen Mengran would withdraw it, and then put the money in a box under the bed. This is naturally done to prevent them from leaving a sum of money for their parents after being cold-bloodedly plotted.

But since his cold-blooded death, Chen Mengran no longer withdraws cash, but deposits all the money in the bank and collects interest. However, since accepting Sun Shao, this guy began to help Chen Mengran manage his finances.

This guy used to be an accountant and has a good set of financial management. He told Chen Mengran that although the risk of depositing money in the bank is small, it cannot offset the depreciation caused by inflation by relying on interest. So, he should invest in other things.

Buy the bank's wealth management products, or buy bonds, buy insurance. Then there is to make investments, such as precious metals, which are better than simply depositing in the bank to collect interest. And the risk is not high.

He also built yƬ Chen Mengran to buy stocks, and Chen Mengran didn't know anything about stocks. It's just that the stakes are high. Many people have lost their fortunes for this. Therefore, Chen Mengran is very cautious about stocks. Chen Mengran can't speculate in stocks, but Sun Shao can. He used to use spare money to speculate in stocks and has experience in this area. Although it was a lot of traps in the end. But Sun Shao gave Chen Mengran a good idea, and that was to use his abilities.

The out-of-body soul in Chen Mengran's ability is a good way to peep. Sun Shao meant to use the out-of-body soul to let Chen Mengran spy on the information of the top executives of large companies. For example, a general meeting of shareholders.

The rise and fall of stocks is related to the company's earnings, and when the earnings are high, they will appreciate. When income is low, it depreciates. The income is related to the market and the country's macroeconomic regulation and control, so we can grasp this information in advance and then summarize and analyze. It is possible to predict the trend of stocks.

Chen Mengran felt that what Sun Shao said made sense, but he was very busy and didn't have so much time to peek at any high-level meetings or government meetings. Moreover, he doesn't have that much spare money to buy stocks or buy wealth management because he wants to buy a house.

Buying bonds or buying wealth management products has a higher return than simply eating interest, but there are also drawbacks, that is, it cannot be withdrawn in the short term. Chen Mengran wants to buy a house, so he naturally does not allow his money to be trapped. So, these mentions to Sun Shao. He didn't accept it. But Sun Shao did open a new financial path for him. Chen Mengran decided that after buying a house and having spare money, he would listen to Sun Shao. Invest in other areas.

Speaking of which, Chen Mengran's money is now enough to buy a house, and he decided to find a time tomorrow to go to the real estate agency to see the house.

City Garden Sales Center.

This sales center is located in the bustling area of the West District, which is naturally designed to attract a large number of buyers to consult. In previous years, many people came here every day to inquire about the property market, but only in the last year. As the property market recovers, there are fewer buyers, and the entire sales office is much deserted.

Since there is no business, a few sales ladies in women's suits are sitting at the computer desk, chatting boringly to pass the time.

Lin Jing sighed, it was two o'clock in the afternoon, and it was the time to be sleepy. It's just that according to the rules, they can't sleep. Even if you take a short break, you will be punished if you are found by the leader.

took a sip of the coffee in front of the table, and the bitter taste made Lin Jing's spirit refresh a little. Looking at the empty sales center, he sighed again.

Recently, the property market has been too sluggish, and there are few people who come to consult all day long, let alone buy, in the huge sales office. They rely on commissions in this industry, they can't sell their houses, they don't have commissions, and they only rely on dead wages, which is very little. Lin Jing only sold a house this month, which is still within 100 square meters, and she can't raise much money at all, so it seems that she is destined to make no money this month.

Lin Jing is 25 years old. She is not a native of Pingjin, but from Linshi. Graduated from Normal University, two books. After graduation, he was assigned to a middle school vocational teacher, in the eyes of others, the teaching profession is definitely an iron rice bowl, but Lin Jing doesn't think so, although the teacher's welfare is good and the work is easy, but the daily work is too monotonous, and the salary is not high, and you can't live a better life.

After working for a year, Lin Jing is really fed up. She felt that her life should not be frozen like this, she needed more exciting and lucrative work.

Hiding from her family, she resigned and became a sales lady. It has to be said that she made the right decision. Delicate face, hot figure, sweet voice, slightly witty and humorous sales skills, these advantages add up to make her do well in this industry, just to catch up with the hot property market, she can sell several sets of buildings every month. Let her earn more than 10,000 yuan every month, and even 30,000 yuan in good times.

In the past two years, she saved a sum of money, borrowed money from the bank, and bought a building of more than 60 square meters in the eastern district of Pingjin. It's smaller, but it's also a home.

The door of the sales office opened, and a young man who looked like a student walked in.

Generally, those who come to the sales office to buy a house are over 30 years old, and students in their twenties have bought a house. However, those people are either the second generation of rich or the second generation of officials. Dressed like an ordinary person, he is obviously not a child of a rich and powerful family, and naturally he will not attract the attention of other sales ladies.

They continued to chat boringly, with no intention of receiving them at all.

Lin Jing couldn't stand it anymore, she was far away from the door. I thought that my colleagues would receive him, but seeing that a few people completely ignored the customers, Lin Jing received him out of professionalism.

"Hello sir. Are you going to buy a house?" Lin Jing said, her tone soft and a professional smile on her face.

The person who came was naturally Chen Mengran, who wanted to consult about buying a house from the moment he walked in, but found that no one paid attention to him. I was a little depressed, and I saw a beautiful woman walking over in the corner.

This beauty is superior in both figure and face, and with that sweet smile, Chen Mengran's depression was also resolved in an instant.

Chen Mengran nodded: "I want to buy a house, can you give me an introduction to the current property market." ā€

Hearing that Chen Mengran really came to buy a house, the sales ladies who chatted were all surprised, and their faces showed pity. Now that the property market has entered a cold winter, there are very few people who buy houses, and there are potential customers. Nature can't just give up.

But thinking of such a young man dressed in ordinary clothes, the consultation and wait-and-see may be relatively large, and the purchase may be relatively small. Even if you buy it, you buy that kind of small square meter. If you sell a house like that, you won't be able to raise much money at all.

Lin Jing also thought of this, so she didn't have much hope for Chen Mengran. But as a sales lady with two years of experience, she has honed the most basic professionalism. She didn't slack off because of this, and even if she did, she didn't show it on her face.

She patiently explained to Chen Mengran the rooms and different areas in Pingjin now. The price difference between different floors, and the general market of the entire Pingjin property market is very detailed.

Chen Mengran occasionally asked a few questions. Lin Jing also answered them one by one. Her explanation was concise and clear, and she didn't say a word about the superfluous nonsense, only answering the questions raised by Chen Mengran.

Gradually, Lin Jing began to pay attention to the customer in front of her. Because the other party's problems have always revolved around those large-square-meter high-end communities in the West District. The experience she had accumulated as a sales lady made her realize that this seemingly ordinary student in front of her might be a big customer.

Their commission on the sale of the property is directly linked to the value of the building. The more expensive the property is sold. The more commissions you get. The western district is a prime location in Pingjin, and the price of a building of more than 100 square meters is more than 2 million, and if a set is sold, her commission will be at least 1,000 or more.

"Our City Garden project has been completed in the third phase, and the location is also a prime location in the western district, with a primary school within one kilometer, a large hospital within two kilometers, and a commercial pedestrian street within three kilometers. Lin Jing introduced.

She found that Chen Mengran's interest was getting stronger and stronger, and she knew that he really came to buy a house, and he didn't come here for leisure.

Chen Mengran looked at the design of the building, and it was indeed as Lin Jing said, there were schools, hospitals, and a large commercial street around. Especially in hospitals, if your parents are old, if you have any disease, you can go to the hospital as soon as possible.

"So, I don't know, sir, what floor do you want?" Lin Jing asked.

"The ground floor is better, two or three floors are good. Chen Mengran said.

He didn't want to buy high-rises. My parents are too old to climb the stairs. Although there are elevators in buildings now, in case the elevator breaks, it is inconvenient for parents to even go up and down the stairs.

"What do you think of this floor?" asked Lin Jing, pointing to the third floor of a model building.

"Well, that's good. ā€

"And this. Lin Jing pointed to a building on the second floor of another building.

"Well, that's not bad either. ā€

Lin Jing pointed out a few more floors to him, and Chen Mengran said it was good.

Lin Jing was speechless, all she was referring to were unsold houses according to Chen Mengran's requirements, but Chen Mengran was very satisfied with each one, and it was rare to take him to see them one by one.

They work as sales ladies, although they make money, but it is quite hard, especially when they take customers to see the house, those houses are often not built, there is no elevator, and they can only climb the stairs. In order to maintain their image, they are required to wear high heels, so every time they take customers to see the house, it is the most annoying thing for them.

Chen Mengran was satisfied with these houses, if he looked at each of them, it would not be enough to exhaust Lin Jing to death.

"Sir, you should think carefully about the suites I am talking about, which one you like, and I can take you to see them. ā€

"Okay, I'll take a look. Chen Mengran said as he looked around the houses on the model. Lin Jing went to pour a glass of water for Chen Mengran.

When he came back, he found that Chen Mengran's eyes were no longer on the models of those buildings, but on a piece of information. At first, Lin Jing didn't care, thinking that he was taking the data map of these buildings. But when she walked in and saw the photo on the information, Lin Jing felt her heart tremble, and the water cup in her hand also fell to the ground, splashing the water on the ground. (To be continued.) )