Running to the place to see Lao Gao, it was still Wang Xiong's car money, because Li Jun had emptied the rest of the money when he was eating just now.

Because Wang Xiong's foodie is too good to eat.

"Li Jun, you see that this fare is from me again, you have to reimburse it!" Wang Xiong said angrily.

See Wang Xiong is so powerful.

"You money fan, you are embarrassed to say this money!"

"Then you have the ability to pay!" Wang Xiong and he quarreled again.

"It's not like you haven't seen my last money, haven't you eaten it all up, I haven't even asked you to eat before dinner!"

……

"Rub, I have to pay for the car, that Li Jun, how much loan shark are you going to borrow, are you absolutely sure that thing will be available in the future......"

"Wang Xiong, the money, I will borrow a little more, but I will not do things that I am not sure of, my affairs and your task has been almost completed, you don't have to ask, I will give you labor fees at that time, rest assured, there will be no less of you, you can go back after you bring me over, and I will do the rest." ”

Li Jun finished confidently.

Wang Xiong nodded.

However, Li Jun began to tense his nerves, this is his last life, the first time in this life to contact the black market, the first time to rectify usury, thinking that he used to be a teacher, the environment around him is orderly, I heard that the group of people who lend usury are a group of outlaws who want money and don't care about other people's lives.

……

Illegal usury on the black market is a type of private financing.

It will continue to exist even in the afterlife.

For private financing, for a long time, no matter which dynasty is a kind of attitude to it, for a long time private financing has never obtained a very clear legal status, there is no clear code of conduct, it has been living in a gray area that does not like the sun very much.

However, in later generations, the law gradually improved, and this problem finally began its days under the sun, at first there were some guidelines, and then slowly standardized, but the market is still chaotic, and in the later generations in 2016, usury and humiliation of the mother can happen.

Li Jun is still a poor high school student, and the gold panning in China in this era is all doing small business, and the money comes too slowly, Li Jun never wants to miss the opportunity to make a fortune with treasury bills.

So you can only borrow usury.

Because of usury, there is no need for any collateral, as long as you write down the note, you can form a loan relationship, and the money can come quickly.

It's so easy to get money, but there is no such good thing in the world, his interest rate is high, if you don't pay it back, heh, the interest rate will be raised until you can't pay it back forever! If you don't pay it back, don't be nervous, the old highs have professional debt collectors, most of them are idle people in society, idle gangsters and people released from re-education through labor, so the word usury has been smeared with blood and tears since ancient times.

There are a lot of broken families and deaths!

The act of borrowing usury is generally to drink doves to quench thirst, but every family has a scripture that is difficult to read, needs life-saving money, and there are some people who are forced to have no way out, usury has become their last straw, of course, there are a large number of speculative people, or the boss of a business, who needs usury for a short time, and Li Jun is now the third type of person.

The car came to a not very busy street, after all, loan sharks are illegal black market loans, such a place is suitable for their activities.

"This is it, Li Jun, you are really sure to do business, and finally tell you once, this usury is a blood-sucking man. ”

"I know. ”

"You must be sure, it's the room on the second floor, I won't go with you, I don't want to get involved with them, otherwise my eldest brother and second brother will beat me to death." ”

Wang Xiong slipped away.

Li Jun was speechless.

Turtle son, leading the way is a thousand, and I thought he would go in with him as a guarantor or something, and he didn't promise to give him so much money if he knew it, it was too worthless.

……

After Li Jun shook his head, he walked to the second floor of the small building alone.

There was a knock on the door to usury.

The door opened.

A thoughtful-looking woman opened the door.

She was a little surprised by the youth of the man in front of her.

"You are the one introduced by Xiao Wang Xiong who wants a loan?" the woman asked.

"Hmm. ”

"This way, please. ”

"Good. ”

When I came to an office, there were several people in it, and sitting in the boss's chair was a young man, about thirty years old, and the person's eyes were motionless.

A face that is not angry and arrogant.

Very shrewd, very domineering, the kind of person who is very sharp at first glance.

And in fact he is indeed such a man, shrewd, ruthless, and like a crocodile to the debtor, he will never let go.

Not far away sat his two right-hand men, a large man and a thin man with long hair.

And then there's another woman borrowing money.

"Our customers are ...... It's all characters with heads and faces, and if you don't come out yet, ......"

Li Jun heard the woman say that he couldn't pay it back, so he went to sell his body.

Lao Gao said, "I only believe in people who have the ability to act, you have to do great health care, then I will help you take a good photo of big health care, I only believe in people who speak with action."

"Undress, take pictures. ”

The woman took off.

Only the last underwear to cover the shame remains.

The thin, long-haired man clicked twice with the point-and-shoot camera that was popular in this era.

The woman put on her clothes, and the man took out the IOU.

Sign your name and get some money.

Soon the woman got the money and left, and then the thin man with long hair followed her out.

At this time, there were four people left in this room, Li Jun, the old Gao, the person who opened the door for him, and the big guy.

Li Jun stood across from Lao Gao.

"Lao Gao" asked, "How much do you want to borrow?"

"Twenty thousand. ”

"Lao Gao" heard that his pupils contracted slightly, 20,000 yuan, in this era, you must know that 20,000 yuan can now buy a two-room house in the city, which is a lot of money.

This young man looks dressed up like a human, but how can he repay the loan money and interest.

But in an instant, he regained his usual composure.

He asked with a look of displeasure or sadness, "What are you going to do with so much money?"

Li Jun replied, "Do business." ”

The man asked again, "You want to succeed in business, and you want to repay my principal and interest, so what weapons do you need to rely on?"

"Weapons?"

"Yes, just like you need weapons to fight a war, why do you think your business can succeed? What kind of background do you have, your network, your product, your company, or like the woman's body...... I lend you a loan, and I need to know if you can afford to repay the interest and principal. ”

Well, in this case, Li Jun doesn't really want to be honest about the treasury bills, after all, this is a business he wants to speculate.

"My weapon is money, and I can make money with money. ”

There was a sneer on the man's face, "Hehe, little brother, what we are doing is the business of making money, can you play with us?"

"Maybe I'll be able to get through it. Li Jun smiled.

"Haha, young people are confident, but don't be crazy. ”

"In the afterlife, the money can be lent to you, but you may go to hell, haha!"

"I don't think I will. ”

"Well, this is our variety of usury, because our different interest rates correspond to different borrowing times, lending times, repayment times, etc. ”

Li Jun chose eight cents of interest per month, repayment interest once every six months, and a loan period of one year.

That is, a loan of 10,000 yuan per month, and the interest of 800 yuan is repaid, and he is ready to borrow 20,000 yuan is the interest of 1,000 yuan a month, and the interest repayment is 9,600 yuan in half a year.

The annual interest is 18,200 yuan, which is basically double the interest.

This is usury, money begets money!

"I hope we have a happy cooperation, you fill in the information first, and let my brother visit your home later, if your information is correct, you will come back and get the money to write an IOU." ”

"Go to my house?" asked Li Jun suspiciously.

"Yes, in case you don't come when the repayment is due, we can't find you, so we can only go to your house to find it. ”

"Hehe, like this. ”

Li Jun understands that this is the preparation of these loan sharks, this is not like the future generations, what kind of mobile phone contact...... For those who are not familiar with these loan sharks, first go to your house to see if you can take out a loan, whether the house is a long-term residence, and see if your family has the ability to repay.

Now my parents are at work at this point in time, and I bring someone home by myself, but my parents can't see it, so it's okay.