Chapter 31 Picked up listed companies

Feng Yiping's sudden chaos made the atmosphere of the dinner not very harmonious, of course, Feng Yiping didn't care too much about it, and Emilia no longer strongly recommended herself, which was good.

It's Nelson Chen, it's not natural when eating, and some don't dare to look at Amilia, hey, this guy, isn't it really interesting to her!

Of course, it's normal to have such a meaning.

Don't look at the two of them in the law firm, their positions in the law firm are not high, but their income is really very good, with an annual salary of more than 100,000 US dollars, and they have the conditions and ability to satisfy themselves to pursue what they like.

"I may have made a cameo appearance as a matchmaker today," he couldn't help but bring up himself after returning home in the evening.

Huang Jingping came over with a glass of water, listened to him, didn't ask what was going on, stopped in place for a while, and then laughed wildly, "Hahaha,"

"Water, be careful with the water," Feng Yiping could guess what scene she was thinking.

Sure enough, Huang Jingping touched his face, "Do you want to put a blush on your face, and then take a look at a mole?"

It's just that those screenwriters who have no originality have used such a setting in many film and television dramas, and when it comes to matchmakers, such a classic image comes to everyone's minds.

Feng Yiping also smiled, his hand groping in the crack of the sofa, yo, really, "This must have been done by you," he said, looking at a 5-cent coin in his hand.

"I didn't," Huang Jingping cried.

There is a little guy like Amanda, she watches these things very closely, and usually does not put them on the sofa where Amanda can also touch them, otherwise, she will swallow them in her stomach while playing with them.

"Okay, it's not you, it could be Leticia,"

"It's not me anyway," it might actually be her.

"Why do I think you're denying this?" Feng Yiping asked, looking at her unnatural face.

"That's how Merbuck got her inspiration?" she also learned to change the subject.

"No, he didn't come up with the idea when he picked up a coin on the couch at his house, he came up with this idea while working at the university and cleaning the student apartment,"

The Murbuck they are talking about is Feng Yipingxian'¤dǐng'¤diǎn'¤小『¤ said,.$.os_(); The founder of this company who is preparing for the acquisition is in full swing.

Excluding the artistic processing in some stories, there are indeed some people who are more sensitive than the vast majority of people.

For example, if we sit under an apple tree and are hit on the head by an apple, and after scolding, we are afraid that we will have to pick a few more to eat in order to relieve our hatred, but Newton was inspired by this and discovered gravity.

The same goes for Merbuck.

That year, Feng Yiping was still in the third grade of primary school on his back to the Stork Tower, because when he wrote silently, he wrote the "by" in the middle of "Huang" as "Tian", and was beaten with a bamboo board by the fourth uncle who would take Chinese classes at school, and Merbuck was a first-year freshman at Stanford University at that time.

The family conditions of Murbach's classmates are not very good, the parents are small clerks, the income is not high, the key is that we did not learn to do family planning work, there are too many children, so there is a lot of pressure.

In order to alleviate the pressure on his parents, the hardworking and filial Merbuck used his spare time to contract the job of cleaning the student apartment.

The first time he cleaned a student apartment, he swept up dusty coins at the foot of the wall, under the couch, and under the student bed, which came in 1, 2 and 5 cents, in every student apartment.

Many children in my country grew up singing the nursery rhyme "I picked up a penny on the side of the road and handed it over to the policeman's uncle," so they knew that it was good to collect money when they were young.

I don't know if there is a similar nursery rhyme in the United States, anyway, Merbuck did it, he sorted out the coins and returned them to the possible owners, but probably most of the students at Stanford University have good grades and family conditions, and none of those classmates showed the slightest enthusiasm: "A handful of coins in a wallet, you can't buy much, and it's troublesome, some of which we deliberately throw away." ”

The owners didn't care, and Murbuck wasn't pedantic, instead of handing over the money to the school or going to the police uncle, he worked harder.

For the first month, he cleared the coins he had found, and even he was amazed that it was $500!

You know, the per capita disposable income in the United States was less than $17,000, and his extra income this month was more than half of his father's income, and it was much more than the monthly pocket money that those classmates from well-off families at Stanford could get from their families.

Let's compare it longitudinally with the country, the average annual salary in the capital is about 2,100 yuan, which is still high in the country.

Based on the exchange rate of 3.765 listed in that country, and without considering the actual purchasing power, Merbac's additional income from a month's work-study program is the annual income of most full-time workers in the country.

In short, the more than $500 at that time is not a small amount of money.

These coins not only solved the urgent need for tuition, but also greatly improved his quality of life.

But Americans' way of thinking is different from ours.

If Feng Yiping was replaced, he would definitely not make a noise and continue to do this promising work-study program, but Murbach decided to reflect the fact that people don't pay attention to coins to the relevant state departments.

He wrote letters to the Federal Reserve and the Treasury Department, respectively, suggesting that they should be concerned about the situation where petty coins are thrown away in vain.

A reply from the Ministry of Finance soon arrived, telling the impoverished college student: "As you reflected, the country has $31 billion in coins circulating in the market every year, but $10.5 billion is thrown at the foot of the wall and elsewhere. ”

This kind of reply made Merbuck see the potential for huge business opportunities, after all, money is money, no one will waste it in vain, the question is, how to solve this problem? He then germinated the idea of opening a gap and starting a business.

In 1991, after graduating from university, instead of rushing to find a job like other classmates, he set up a "Coin Star" company and launched an automatic coin exchange machine in response to the business opportunity he discovered.

His customized automatic exchange machine, which is generally set up at the entrance of the supermarket, is simple and interesting to use, directly pouring coins into the machine, which will accurately calculate, classify, and package at a rate of 600 coins per minute, and then spit out a receipt, with which the supermarket service desk picks up cash, and the automatic coin changer charges a handling fee of about 9.8%, and the profit company and the supermarket share the profits.

Since the beginning of its opening, Merbuck's "Coin Star" company's business has been extremely hot, to 96 years, only less than 5 years after its opening, "Coin Star" company in the United States 8,900 large supermarkets, set up 11,800 automatic money changers, and two years later, the poor boy Merbuck became the chairman of the NASDAQ listed company.

At present, Coin Star has a total share capital of more than 25.6 million shares, a share price of less than $14, a total market capitalization of less than $400 million, and an adjusted surplus of less than $2 million in the first quarter of '03.

According to the research report of the consulting firm, the main reason is that although the majority of Americans are aware of the Coin Star service, less than 20% of them will ultimately use their services because of the high fees.

Many residents said, "If you exchange money for money, you have to pay a fee of nearly 10 percent? No, we won't do that!"

Feng Yiping can understand this very well, when you throw coins everywhere, it doesn't matter, but when you gather these coins, take a large box to exchange huàn at the huàn machine, and find that for every 10 10-cent coins you stuff in, you have to give him one, and this matter will hurt anyone!

Feng Yiping got the consent of all members of the board, including Merbuck, because he proposed a series of solutions that could solve the problem.

…………

"You say, what would you do if you were like Murbach and swept out more than 500 yuan from a student apartment?" asked Ms. Huang.

"I, ah, I guess I will have a good relationship with the school logistics department, one person will contract the work of cleaning all the student apartments, and then recruit a few people to do it together, I will take the lion,"

"Huh?" Huang Jingping was a little disappointed, "You wouldn't want to open such a company like him?"

"Girl, you have to consider the national conditions of our country, just kidding, anyone can do a business that involves money? If you want to open a company like Coin Star in China, the difficulty of approval will not be lower than that of getting a car birth permit,"

"Also, you still want to charge nearly 10% of the service fee? Not to mention that compared with the bank, it is higher than the return of some loan sharks, and the proper illegal operation will lock you up in minutes,"

"Oh!" Huang Jingping was a little frustrated, she had been with Feng Yiping for a long time, and she was also contaminated with some of Feng Yiping's habits, and she wanted to copy this model to China.

"Don't be frustrated, you see, the benefits of this acquisition will definitely be great!" )