Chapter 90: What a Bold Person!
After a false alarm, Li Jun arrived at Heqi Station.
When he got off the train, he clung to his full worth.
This cash box was taken down by him from the stairs of the platform, it was quite heavy, he didn't eat in the morning, and he felt that his 88-year-old waist was still a little unbearable.
Anhui Province.
Provincial capitals.
The Shang Dynasty was called the Tiger Fang, and the Western Zhou Dynasty was called the Yihu.
Since the establishment of the Qin Dynasty, it was abolished and divided, and the county was established as a county, which belonged to Jiujiang County.
In the era of the Eastern Jin Dynasty and the Northern and Southern Dynasties, Heshui became an important battlefield for fighting, and the famous Battle of Huishui was here.
In ancient times, the strategic position of Hehuai was the lip and tooth of the south of the Yangtze River, the right throat of the Huai, and the name of "the head of the south of the Yangtze River, the throat of the Central Plains", and it was the administrative and military capital of the Jianghuai region.
The banks of Hehuai are not like the banks of the big cities of Shanghai, those banks have money, although the banks of Hehuai are provincial capitals in this era, they also belong to the third-rate cities, and later generations can only squeeze into the second-rate cities.
In order to absorb deposits, they have embarked on the road of violating the risk of violating the law, and raised the national statutory deposit interest rate by 10% to alleviate the problem of money shortage in banks.
Although the state now allows citizens to freely exchange treasury bills, banks cannot trade with each other, and in the face of the newly opened state policy, bank directors are at a loss.
In the west of Heqi City, the president of a certain branch looked at the pile of treasury bills lying in the bank vault with a sad face, and opened for trading, not only did no one come to buy treasury bills, but people also came to sell them one after another.
How do you play now?
The president and vice president of the bank meet every day to discuss how to solve the problem of money shortage.
People often come to exchange treasury bills, but they don't have any money.
Looking at the bank notice and the newspaper "The Governor of the People's Bank of China Delivers a Speech, Citizens in China Can Buy and Sell Treasury Bills Freely with the Approval of the State Council", and the "Ministry of Finance: Pilot Implementation Plan for Opening Treasury Bills to the Market".
There is nothing wrong with these two things, they solve the pain point of treasury bills, because money, the most fundamental attribute is that it is liquid, but the common people lend money to the state in exchange for treasury bills, and they are not allowed to trade, and the money is dead. Now that the market is open, it means that this treasury bill will be alive and circulating, and he will no longer be dead, and there is nothing wrong with this policy.
But the problem is that they don't have the money in the bank to turn around.
They were so worried that they couldn't sleep.
When Li Jun came to the bank counter and asked about the price of the treasury bills here.
Just came out of a vice president, this person is not selling, actually buying, buying!
The person who bought the treasury bills, although the other party looked a little young, but he was wearing a suit and leather shoes, and he seemed to have strength, especially the big box, the big box......
"Comrade, I'm the vice president of the bank, you want to buy Treasury bills, you come with me, go to the office to talk. ”
Li Jun was delighted, it seems that this bank, like Wenzhou Bank, was so polite to himself and invited him to the office, which means that this bank is also short of money!
The vice president was a young woman of about thirty, with very delicate facial features, long hair with a shawl and meticulous bun, and a decent professional attire.
Come to the president's office.
The vice president spoke to the president.
"This little comrade is here to buy treasury bills. ”
"Brush!"
The bank president's ass bounced like a spring.
Then the bald bank president came over warmly to receive Li Jun, the bank president was slightly sloping, overweight, with a kind smile, and seemed to be a very pleasing bald fat man.
"Hello, comrade. ”
"You may be seated, please be seated. ”
Then the female vice president was more like a waitress, making tea and pouring water.
The polite treatment of the two of them to him is simply boundless, you must know that the bank presidents of later generations are all uncles, and they all need someone to treat them, and there is an attitude like them trying their best to please others.
In the future, the legal income of bank presidents in normal years is hundreds of thousands or millions a year, of course, different banks, different regions, and different levels are completely different, for example, if you compare the status of Shanghai and some underdeveloped countries, it is definitely not appropriate, and it cannot be generalized.
Some bank presidents also get a few million yuan a year in a good year, and there are also those who don't get 300,000 yuan a year in a bad year, and it is generally said that 40 percent of them can get it, and 60 percent of them can get it, and 60 percent of them will see the efficiency of the branch and whether there are any accidents.
That's legal income, if you discuss the gray income of the bank president, it's borderless, a non-sunshine discount can get a commission of about 1% a point, that 20 billion non-sunshine discount, that a commission is 20 million.
There are also branches that have expenses allocated by the top every year, and the president has the decision-making power to distribute them, and if they are ruthless, they will not share it with everyone, and it is also a sum of hundreds of thousands of income, which their staff has not yet reasoned with.
Of course, the president mentioned here is not the president of those small business outlets, they are also called the president to the outside world, in fact, they are a big salesman, not within the salary range above.
But whether it is a big bank or a business branch in the future, the bank in the future is very rich, and it is like now.
Bank presidents in underdeveloped cities have a hard time, and they have no confidence in opening banks, and only those big cities in Shanghai, the capital, and Shenzhen that are at the forefront of reform and opening up have more money for the people, and the banks naturally have more money.
"Little boss, I'm Li Gui, the president of this bank, what is your surname?" the bald fat president talked to Li Jun very enthusiastically.
"My surname is Lee. ”
"Haha, Boss Xiao Li is actually his own family, Boss Xiao Li, our vice president just said that you bought a large number of treasury bills, I don't know how much you buy?"
Since he was not trading in the counter hall, Li Jun didn't have to worry about causing a commotion by trading in the hall.
"How much do you have, how much I will buy" Li Jun was very confident, but he said very arrogantly to the fat and bald president.
"You ......"
Look at the fat bald governor questioned.
Li Jundao: "Don't doubt my strength, this box is full of cash." ”
"Ahh
The president and vice president were frightened.
This little boss is really ......
It is really bold for one person to take so much money to buy treasury bills.
"That, that boss, we have two or three million Treasury bills in denomination in our bank. ”
"Your bank volume is enough, and then we start to talk about the price, what is your price, I won't buy it if it's expensive," Li Jun said with a nonchalant smile.
Originally, they wanted to say that they would sell it at a ninety-three discount, but now they see that Li Jun's amount is so large.
These speculative inverters will not do it without profit.
The bald fat president was serious, and said a little seriously, "We will make a little money, and sell it to you at a discount of ninety-one, I know that you are speculating, but we really can't sell it no matter how little, our bank is encountering the problem of circulating funds, otherwise I will definitely sell it at more than ninety-four discounts." ”
Hearing that sentence, the corners of Li Jun's mouth only tugged slightly, is he speculating, it is true, but he thinks that he is not a speculator, but a porter, invigorating the market economy, invigorating the treasury bill market, and turning dead things into living things.
Now the market price of treasury bills has risen to more than 90% off, and the other party does not say much, so the transaction is made.
Li Jun used more than 1.2 million yuan in cash to purchase 1.4 million face value treasury bills at a price of 91 percent in Heqi City.
If Huhai is 1.1 off, this trip can earn 300,000 yuan, although the profit plummets and cannot be doubled as before, but Li Jun still earns money that others may take a lifetime to earn in a few days!