Chapter 0237: The Well-behaved Wang Peng [Third Update]
"Dad, do you think Wang Peng can help us? I mean financially. Leng Yingying asked.
"It's hard! It's hard! It's hard!"
Leng Zhou said three "difficult" words in a row, saying that one was more affirmative than the other.
He knows the situation of his own enterprise best, in order to seize the opportunity, in order to achieve a larger scale, he is telling Wang Peng what Zhou Linlin is telling at this moment, everything that can be done has been done.
has mortgaged everything, but the gap in funds is still very large, which is the only reason why he is willing to give Wang Peng a try.
"Then what are you still letting him run that leg, isn't it making people work in vain?" Leng Yingying said with dissatisfaction.
"Alas, what can I do, don't you know, I recently went to four stores, but all of them were rejected without accident, and two of them gave replies on the same day. ”
Leng Zhou touched his head, in order to be able to finance the capital, these days, his white hair, but unconsciously, has grown a lot.
"I hope there is some good news, it doesn't take too much, there can be 1 or 200 million, and the situation can get better in the past first quarter. ”
Leng Zhou lay on his back on the back of the sofa, sighed, and said that in his own opinion, he could not realize his wishes.
......
"But what?"
Here, Zhou Linlin asked Wang Peng puzzled.
"I want to say yes, but what does this have to do with us, as long as we design a reasonable plan, then I think the head office will definitely approve it.
Wang Peng is like Zhuge Kongming with a wisdom pearl in his hand, shaking his head and shaking his head, just a lupine scarf.
"Do you have a way?! Zhou Linlin's beautiful eyes lit up, she heard that Wang Peng had ideas in her heart, and she still trusted him very much.
Wang Peng sorted out his thoughts, and then said: "Let me tell you first, some of my cognition of the steel trade industry." ”
Before he came in, he had already learned about the steel trade in advance, and he had heard a lot from Leng Zhou and Leng Yingying respectively, so he already had some understanding in his heart.
"You say. Unconsciously, Zhou Linlin retracted her legs and put on a very serious listening look.
A scent entered his nose, lingering between the wings of his nose, glancing at her not far away, sniffing the smell that intoxicated him, he felt a little dizzy, and just wanted to indulge in the scent.
"Say it quickly!" Zhou Linlin urged.
Wang Peng hurriedly shook his head vigorously and poured two sips of sobering tea: "Well, that's the case, first of all, the steel trade industry is an asset-heavy industry, so its demand for capital is very big and crazy, right!"
He tried to retract his gaze and focus on the teacup in his hand.
"Hmm. ”
Wang Peng's voice was a little floating, and she couldn't hear it too clearly, so she moved to his side.
Just like that, this is his old life, more fragrant, better smell, look up at her, mature charm, more charming.
Hurriedly lowered his head again, and he said seriously: "Secondly, the turnover of goods and funds in the steel trade industry is fast enough, and its business continuity is very strong, which can bring sustainable business volume and considerable deposit precipitation to the financial industry!"
Wang Penglian said two points, so that Zhou Linlin was impressed with him, I didn't expect Wang Peng to have such a deep understanding of the steel trade.
"Yes, you are right, in fact, the steel trade industry is because of such characteristics, so it is actually very popular in the industry, such as Songnan Jianlian Steel Trade in Lengzhou, if he is not mortgaged too hard, it must be the object of crazy pursuit by the banking industry. ”
Zhou Linlin agrees with Wang Peng's point of view.
"However, now we have to solve the problem of how to finance each other, and control the risks, if we can really solve this point, then we can make a lot of achievements in the industry, many similar steel trade enterprises, are now in the same predicament. ”
Wang Peng asked unexpectedly, "Are many of them like this?"
"A lot. Zhou Linlin nodded her head and said again: "Quite a lot." ”
Wang Peng can see that when it comes to the steel trade industry, Zhou Linlin is regretful, if the two sides can cooperate, it is absolutely complementary to each other's advantages, and the bank provides the financial support that the other party urgently needs for development, so that the industry can better grow, and the banking industry can earn a lot of income.
"So why do we have to worry about letting the steel trade industry mortgage their existing assets? These will always be used up one day, just like Leng Zhou, obviously in terms of scale, finance and other aspects are very good, but now, hehe. ”
Wang Peng didn't finish his words, but the meaning was there, there was no collateral, how could he talk about a loan?
Zhou Linlin couldn't figure out Wang Peng's train of thought for a while, and couldn't help frowning when she heard the words and asked, "Then what do you mean?"
"I've learned that the steel trade industry needs at least three times as much capital to complete a business, so they are most dependent on banks. Wang Peng leaned back on the sofa and said what he heard from Leng Zhou.
"The procurement stage, the inventory stage, and the sales stage all require a lot of funds, and if you can provide them with funds, you can get a high return, and when they return their funds, they can bring us a considerable amount of deposits. ”
Wang Peng analyzed the benefits, but not simply from the asset pledge, but from the entire business cycle of the steel trade, which is divided into three stages.
Zhou Linlin seemed to feel a little bit of Wang Peng's meaning, but she didn't grasp the core idea, which made her very uncomfortable.
Then he asked, "Then your method?"
"Method? Actually, I've already said it just now!" Wang Peng deliberately sold a small pass, he opened his arms by the way, resting on the back of the sofa and spreading out, such a posture can make him feel comfortable.
Isn't this an IQ test? Who has the heart to play this game right now?
Zhou Linlin deliberately turned her face flat, stretched out her hand to hit his shoulder, and said coquettishly: "Speaking human words, I can understand those things." ”
Well, okay, the beautiful sister is unhappy, Wang Peng can only become well-behaved and put his body to the side, so as not to stretch out the beautiful sister's hand too tired.
But in this way, before they knew it, the distance between the two became closer, and Wang Peng's hands were already behind Zhou Linlin, and his fingers accidentally touched Xiangxiang's shoulder.
Of course, neither of them noticed this detail, maybe they didn't want to care, they were very indifferent, and no one moved away because of this.
However, the temperature in the room seems to have risen a lot, making people's throats a little dry.
Wang Peng swallowed his saliva and said: "Didn't you just say that there are three stages, in fact, we can completely combine our own characteristics to design relevant loan plans." ”