Chapter 112: Wind and Rain Converge Jiangnan (17)
"Xiaoyuan, the document on the loan for COMAC's establishment of the CM50 business jet production line, I won't read it today. ”
"When I pick up the papers, I feel uncomfortable, Xiaoyuan wants to take a day off. ”
Due to physical discomfort, the girl's voice is particularly soft, and it sounds as if it is drilled directly into the tip of the heart from the ear.
After months of deliberation and behind-the-scenes dealings, COMAC finally completed the overall acquisition of the German wing design team that failed to bid for the Airbus A340 wing project last month.
On the third day after the completion of the acquisition of the wing team, the reborn Xinfengyuan Trade received an interest-free loan from the Federal Republic of Germany for the underdeveloped regions of the world, with a modest amount of $170 million, to be paid in three batches, mainly to improve the backward public transportation sector of the Republic.
Although there is only a word difference between this interest-free loan of only 170 million US dollars and the subsidized loan of 600 million US dollars obtained by Yuanjia at the beginning, the difference between the two can be described as a world of difference.
Subsidized loans are interest-bearing loans from the Federal Government and are profitable from a commercial point of view.
Generally speaking, once it has been confirmed that the lender is creditworthy, the Federal Government will transfer the business of subsidized loans to large commercial banks in Germany after a certain period of time.
Taking the 15-year loan of $600 million from the Federal German Government as an example, Deutsche Bank only needs to pay $200 million to the Federal Government every five years to take over the $600 million worth of Yuanjia's creditor's rights, and the repayment object of Yuanjia will be directly transferred to Deutsche Bank.
Of course, for Yuanjia, it is just a change in the repayment object, and the repayment amount has not changed, and the Federal Government of Germany will pay the interest generated by the loan on time.
The interest rate on such cross-border long-term loans can be maintained almost stably above 8%, and the yield on US Treasury bonds, which is known as the anchor in the long-term investment market, has fallen to 7.3% in 1990.
In terms of risk, this kind of long-term loan with the principal covered by the domestic government and the interest subsidized by the domestic government is simply a long-term meal ticket for commercial banks to make a profit without losing money.
Of course, the Federal Republic of Germany government's review of the issuance of such subsidized loans is extremely strict, and if it were not for the key links that would help the reunification of the two Germanys at that time, Yuanjia would have said that it would not have been possible to apply for such loans.
Compared with interest-subsidized loans that require the government to subsidize interest, the qualifications for interest-free loans are much more relaxed, but because interest-free loans are unprofitable for commercial banks, such loans often go through channels such as public welfare or humanitarian relief.
This kind of loan is extremely transparent, and there are very cumbersome regulations on application procedures, spending process, and direction of spending.
It is the high transparency and high public welfare of interest-free loans that have brought great trouble to COMAC.
The interest-free loan of $170 million, approved by the Federal Government of the Federal Republic for the improvement of public transport in the Republic, caused an uproar within the Republic after the Government of the project was notified in accordance with the usual procedures for public welfare projects and humanitarian assistance.
As far as the brain circuits of the bureaucrats of the Republic are concerned, what the hell is Fengyuan Material and Trade? Of course, the Ministry of Communications of the Republic must be in charge of the funds for improving the public transportation sector of the Republic, which is a self-evident truth of the universe and a supreme justice with natural holy light.
The problem is that the Federal Government of the Federal Republic of Germany knows that this loan is a loan to COMAC's domestic production base, which COMAC uses to start the CM50 business jet project, while stimulating the export of German machinery products, and ensuring the competitiveness of the acquired German wing team from the side to maintain its competitiveness in the field of wing design.
Unless it is a matter of German merger, which is the lifeblood of the German nation, the best reason the Federal Government can find to lend to Yuanjia is through channels such as public welfare and humanitarian aid, and it is impossible to explain to the voters why they lost their money to an unfamiliar Asian company.
What's even worse is that Boeing, the boss of the international aviation industry, is scolding the second Airbus, and both sides are spraying each other for unfair competition with government subsidies, which is when CMB Aerospace was established, the government subsidy in the aviation field has not yet become the focus, and the Federal German government in the name of the industrial fund, for MBB to provide interest-free loans is not yet known.
If CMB Aerospace is established now, it will definitely be affected by the war between the two giants, even if there are no actual losses for the time being, it will definitely not run away from the saliva of the Americans and the French.
In order to smoothly market the CM series of regional airliners in the future, the Federal Government of Germany does not want the outside world to know that this loan is actually transferred into CMB Aerospace's technology investment through COMAC's pocket.
Since the beginning of the Lunar New Year, Liang Yuan and Zhou Yuanhang, Sun Zhuolin and others have discussed again and again, after all, it is still important to be safe, and have not changed the wing design of the CM100 and CM200 regional airliners that have been formed.
The Asian Development Bank, Yuanjia's overseas financial center, is one of the regional financial settlement centers for the humanitarian activities of the Federal Government of Germany in the Far East, and the Federal Government of the Federal Republic of Germany approved the loan and transferred the money to the Asian Development Bank's account.
Then, the Ministry of Communications of the Republic of China, which received a notice from the Federal Government of the Federal Republic of Germany, first sent a congratulatory document to the direct lender Fengyuan Trading, and then thanked Fengyuan Trading for its contribution to the transportation of the motherland.
After Liang Yuan received a call from Wu Hao, president of the Asian Development Bank, he suddenly had a headache to death, feeling that this bad thing was completely caused by the unfavorable handling of German devils.
Nima, the German devil who took the public welfare channel was relieved, but Yuanjia's troubles had just begun.
In Tang Wan's words, this matter can be regarded as a test of Yuanjia's domestic public relations ability, and if you want to successfully solve the problem of the Ministry of Communications jumping out by itself, you need extremely smooth social skills.
Ning Wanjia's cognition of the direction of a good wife and mother can be said to come from Tang Wan's words and deeds, watching Liang Yuan worry about this matter, and listening to Tang Wan explain the difficulty of this matter, the two girls are actually eager to try this shit follow-up communication, and want to really help Liang Yuan, anyway, if they don't understand their own mother, they won't do it.
In the twins' view, this matter is a rare major matter within Yuanjia that has nothing to do with those esoteric technical fields, and it is just suitable for training themselves.
Liang Yuan has always been accustomed to two girls, since the twins are interested, Liang Yuan not only gave full authority to the two girls to deal with the relevant affairs of this loan, but also smiled to relieve the pressure on the two girls, even if things are messed up, it is a big deal to use the East German side as a bargaining chip, so that the Federal Republic of Germany can find a reason to withdraw the loan and change the channel and re-lend.
However, Tang Wan learned from the two girls that Liang Yuan casually handed over the affairs involving 170 million US dollars to the twins to practice, and they didn't know what to say, and in the end, Tang Wan just gently pinched Ning Wanjia's cheek, and jokingly said, My girl's vision is really the best in the world.
"Okay, if you say you don't look at it, you won't watch it, but don't say it so pitifully, I feel like I'm like a Zhou peel, I feel very guilty, the conscience of heaven and earth, when have I been willing to let you two suffer for so many years. ”
Listening to Liang Yuan's self-criticism and mentioning guilt, the two girls barely regained a little vitality, rubbed against Liang Yuan again, and chatted with Liang Yuan in a small voice with a little smugness.
"Xiaoyuan, I have to write four daily essays for this year's summer vacation homework, and I have a headache, my sister and I are busy arguing with the Ministry of Communications, and we can't write this kind of daily life. ”
Although due to the international date change line of the cheat father, there was a smooth handover of the title of sister and sister between the two girls, but with the increase in the number of times they went abroad, the two girls re-established the balance.