Tang Lin doesn't like to play mahjong as much as others think, he just talks about playing mahjong as a social tool.

He is a returnee, living in the United States for a long time, and secretly got a green card here, because he graduated from a bad university, so he couldn't find a good job here, and later went to China, ready to participate in the economic construction of the motherland as an elite.

But I didn't find a job, so I was deceived into a pyramid scheme gang with a bait of 50,000 yuan a month, and I stayed for a few years.

During this period, he deceived all the relatives and friends he knew, after all, he was a returnee, and there was enough reason to deceive people, so he deceived dozens of people in one go.

His work efficiency made him slowly climb from the pyramid scheme gang, and later even became a leader himself, pulling a group and working alone, and his relatives and friends became his accomplices, deceiving more people to come in.

Through MLM for a few years, he also accumulated his first pot of gold.

And after a few years of grinding in the MLM team, he learned more than he learned in college.

When many well-known big Vs on the Internet complained about a financial fraudster surnamed Wu being sentenced to death, he smelled the wind and felt that the platform for private fundraising would open sooner or later, so he seized the opportunity and began to enter the industry with his team of a hundred battles.

At that time, relying on crazy pyramid schemes, they already had more than 10 million start-up funds and a lot of manpower, so they started their fund-raising road.

In the beginning, they only raised funds in small places, and their operation was basically like this, handing out flyers at the bank, touting how good the project was and how much dividends they could receive for their investment.

The monthly interest is very high, 5% a month, and the high interest is used to collect savings.

They have a local rental space, a product presentation this week, a flyer with them, a cabaret show, and free tea and drinks.

The content of the briefing is similar to direct sales, anyway, it is incitement, and from time to time someone goes up to tell their own story, how much money they invest, and then how much wealth they have.

How to mortgage your house and get a loan to put into it.

Calculate the interest on the loan, and then calculate the interest invested in this financial product, how much money can be earned in a year.

Most people don't believe this kind of explanation, but a small number of people do.

And they will find so-called leaders to come to the platform at every briefing meeting, and there are fake leaders and real leaders.

Today is how much the family of director so-and-so voted, and tomorrow it is how much the section chief voted for, which makes people's hearts itch.

And those who invested in it at the beginning also got benefits with interest.

Some of them are skeptical and don't believe them, and with that kind of investment, they will also pull some people to the nearest local city to inspect the factories they are building.

- Of course, they don't have the funds to build the factory themselves, but it doesn't cost much to spend a little money, find a factory under construction, talk to the contractor, borrow a corner, put their company's logo on it, and then bring a group of people over to pretend to inspect it.

Every time I go on an inspection, I will make some people who will be skeptical and make a large investment in them.

Although they only raised funds in some small counties at the beginning, they quickly attracted hundreds of millions of investments.

Most of the young people in the small places have gone out to work, and those who stay at home are some elderly people, who are easily deceived.

It's also a big market.

At first, Tang Lin just wanted to cheat hundreds of millions and run away, but after seeing how easy it was to get money, his appetite became bigger and bigger.

All the money defrauded was spent by him - either to repay the interest, or to advertise, the bull is getting louder and louder, the reputation is getting better and better, and the radiation area is getting bigger and bigger.

After more than a year, they have absorbed billions of investments - but that is only the investment on the books, in fact, the money in their hands is more than a billion, and the rest of the money is either repaid with interest or promoted.

At this time, private fundraising was finally liberalized, and hundreds of online financial platforms appeared all at once.

Tang Lin made an online loan platform as quickly as possible, called 団loan, and also made an APP, and invited first-line stars to advertise.

His company is the first batch of P2P companies after the opening of private fundraising, and because it is willing to shop advertisements, it has become a very prominent one.

At that time, it happened to meet the era of mobile phone upgrading and the explosion of smart phones, many people had a lot of financial management apps on their mobile phones, and various companies attracted funds with interest rates far higher than those of banks, and the market quickly exploded.

Just the platform under Erma, the amount of funds raised is calculated in 100 billion.

Although the loan is not as good as the second horse with a big business, the interest he has left is much higher than that of the second horse.

The interest rate of Erma's financial products is only a little higher than that of banks, but because of the convenience, and their company is large and has enough repayment ability, everyone is willing to invest.

This advantage is something that no other online lending product can do, and now both are companies with a market value of trillions, and financial products are just one of their businesses.

However, the income standard set by the company is 15% annualized, although it is not as high as their initial monthly profit of 5%, but for many people, it is not so high but it seems safer.

Coupled with their investment publicity and advertising endorsements of first-line stars, they have also received a lot of investment.

In the first year or two, they repay the interest on time, and after many people taste the sweetness, they do not stop there, but invest all the interest, all the spare money, and even the old capital.

Even in the year when many wealth management products exploded, the loan network was also repaying the interest on time, and it was still insisting on advertising bombardment on various platforms, looking very rich.

But at this time, Tang Lin had already begun to transfer assets, using very secret methods to launder the money they got and turn it into dollars.

And he himself resigned from his position as the boss and went to the United States.

In charge of the company in China are two of his cronies, one is his cousin and the other is surnamed Wang, who are partners in the MLM team who have established a deep revolutionary friendship.

When he came to the country, the thunder of their company had not yet exploded, but when Gu Mu came to the country, the company was still running.

He didn't know when he would be able to explode, but he knew that it would definitely explode.