Ye Liren took a sip of water and continued: "When this 'youth entrepreneurship fund' policy was formulated, everyone probably never thought that there would be high school students to make loans. And it really didn't happen. You're the first high school student I've ever met who dared to take out a loan. So, I can help you apply for this policy. ”

Chen Xiaojian said: "That means that according to your current 'Youth Entrepreneurship Fund' policy, I am completely in line with it?"

"That's right, because there was such a mistake when it was formulated. So now you are fully qualified for the 'Youth Entrepreneurship Fund'. Ye Liren said.

Chen Xiaojian asked, "How is the interest on this loan calculated?"

Ye Liren said: "Generally speaking, the daily interest rate is one thousandth, and the annual interest rate is almost three into six. ”

"Oh, in that case, the interest rate is really high. It's not a legal usury. Chen Xiaojian heard Ye Liren say that the annual interest rate is three percent six, and he smiled as he spoke. "What about the loan cycle?"

Ye Liren replied: "The cycle is settled every month, and the longest is not more than three years. You know, the average college is four years, and excluding the freshman year, it's only three years. That's how it was envisioned at the time. ”

Chen Xiaojian asked, "Then what documents do I need to prepare? When can I get the loan?"

"I don't have a lot of information, so you can prepare it. Ye Liren said, took out a piece of paper, and wrote down the required information on it, "ID card, student ID, bank card to receive loans, bank card to repay." ”

After writing, Ye Liren handed the paper to Chen Xiaojian.

Chen Xiaojian held the paper with the loan information written on it, leaned on the back of the seat, and drank tea in small sips.

Chen Xiaojian asked: "There is no problem with the ID card and student ID. Are there any requirements for this debit card and repayment card?"

Ye Liren said: "There are no special requirements, as long as it is UnionPay." Like the Agricultural Bank of China, the Bank of China, or the postal savings here. ”

Chen Xiaojian said: "That means that as long as you have an ordinary bank card, right?

Ye Liren said: "It doesn't matter, it's okay to be the same, it's okay to be different." At that time, the payment will be charged directly to the card you have registered. ”

Chen Xiaojian said: "Yes, but how does it repay the loan?

Ye Liren said: "You can pay it back in installments every month, or if you want to pay it off all at once after it expires." As long as you make a note when you register, you can do it. ”

Chen Xiaojian said: "That's good, is there anything else that needs attention?"

Ye Liren said: "There is nothing else, if you think there is no problem." You can bring all the documents you need to prepare tomorrow, and then you can come directly to us and we can start the loan process. ”

Chen Xiaojian said: "If I bring all the information and everything tomorrow, how long will it take for the money to arrive after the application is approved?"

Ye Liren said: "Generally speaking, it takes about one to two working days, you know, in our industry, speed is the key." Isn't it? Are you satisfied with this speed?"

Chen Xiaojian thought for a moment in his mind, and muttered in his mouth: "If this is the case, the time will come in time." ”

"Well, if it's really that fast, it's fine. Chen Xiaojian rummaged through his backpack for a while, took out a wallet and a small notebook, then took out two cards from his wallet, and said, "I have all the information you want, you can directly help me register and enter it." ”

As he spoke, Chen Xiaojian took out the two cards and a small notebook from his wallet and handed them to Ye Liren.

Ye Liren took the things handed over by Chen Xiaojian and looked at them.

The small book is Chen Xiaojian's Dagang Middle School student ID, and after opening it, there is a two-inch photo of Chen Xiaojian and a steel seal.

In the photo, Chen Xiaojian's face is chubby, but it looks like he is not as fat as Chen Xiaojian now, but he can still see that he is a person.

This is also normal, after all, the photo was taken when Chen Xiaojian first entered school, and now two years have passed, Chen Xiaojian has gained a lot of weight, and because of his beard, he has obviously aged a lot.

It can be said that Chen Xiaojian looks old, but for girls, it may also be more attractive, because it looks more mature.

And the photo on the ID card is almost the same as Chen Xiaojian's now, after all, the photo on the ID card was taken when Chen Xiaojian was just a sophomore in high school.

It's really a dog's ID photo, and the one who dares to expose his ID photo is a real man. ID photos are the only criterion for testing handsome guys and beauties.

Obviously, Chen Xiaojian does not belong to the column of handsome guys and beauties, at least not now.

There is also a bank card of China Construction Bank, which is the only bank card that Chen Xiaojian has now, and it was convenient to pay tuition when he was just in high school.

After Ye Liren read it, he said: "There is no problem with the information, I'll make a copy." You fill out this form. ”

After Ye Liren finished speaking, he took out an application form from his clip, ticked it in the "Youth Entrepreneurship Fund" column, and then handed it to Chen Xiaojian.

Chen Xiaojian took the form and filled it out according to the content on the form.

The loan cycle was written for two months, sixty days, and sixty days was completely sufficient.

By the time Ye Liren came back, Chen Xiaojian had already filled out the form.

Chen Xiaojian handed the form to Ye Liren and said, "Can you take a look at the filling in and see if there is any problem?" ”

Ye Liren took the application form, handed over Chen Xiaojian's ID card, student ID, and bank card with his backhand, and then looked at the form.

Ye Liren said: "Well, no problem. I'll submit it for you early tomorrow morning. Wait for me to call. ”

Chen Xiaojian put away his documents and said, "Okay, thank you, wait for your news." ”

Ye Liren said: "It's okay, these are what I should do." ”

Chen Xiaojian put the bag on his back, stretched out his hand, and said, "Okay, then I'll go back first." I'll hear from you tomorrow. Good bye. ”

Ye Liren also stretched out his hand to shake Chen Xiaojian's hand, and said, "Well, wait for my news." Be careful on the road, goodbye. ”

Chen Xiaojian carried his bag on his back and turned around and went out.

Chen Xiaojian looked up at the signboard on the door, "Xuntuo Loan", the red neon lights were shining, shining far away.

Chen Xiaojian lit a cigarette and exhaled, everything he could did was done, it depends on tomorrow's news. It's an exciting time to take the first step of the plan.

Early the next morning, Chen Xiaojian woke up early, then cycled to school to start running. It seems that nothing has changed, but Chen Xiaojian knows that it is different.

When he was running before, Chen Xiaojian's mind had been empty. When he was running today, Chen Xiaojian's mind was full of loans.

I finally finished running and went to the classroom.

Throughout the morning, Chen Xiaojian looked a little distraught.

The last class of the morning was a Chinese class, on which the head teacher talked about it.

The top students are listening carefully to the lecture and taking notes. The scumbags are doing small actions below, reading books, and playing with mobile phones.

The head teacher looked at the mountains from the podium, and nothing could escape his eyes. But now, when the sophomore year of high school is coming to an end, there is only one year left in the entire high school career.

As a "qualified" class teacher, what I have to do now is not to guide the scumbags, but to "isolate" the scumbags.

As long as you don't violate discipline, you don't care. It doesn't matter if you listen to class or not, as long as you don't disturb the students who really want to learn. Anyway, it's already this time, and no teacher still expects this group of scumbags to change their minds at this time and turn back.

In other words, when this time comes, those scumbags have been ruthlessly abandoned by the teachers.

Of course, it is also possible that they abandoned themselves themselves.

Chen Xiaojian held a pen in one hand and drew in circles on the book, his eyes radiated with colorful light, and he looked inattentive at first glance, while his left hand was always in his pocket, pinching his mobile phone.

Take it out from time to time to take a look, and it looks like you're waiting for a call.

At this time, Bian Yuanya pushed Chen Xiaojian with his elbow and said softly: "Brother cheap, what's the situation?

Chen Xiaojian said perfunctorily: "It's okay, you read your novel." Leave me alone. ”

Bian Yuanya said: "Do you think I want to take care of you? You don't even look at it, and you're still in a daze. ”

Chen Xiaojian subconsciously responded, and then reacted, looked at Bian Yuanya, and asked, "Well, what, what note?"

Bian Yuanyan pursed his mouth and said, "Oh, that." ”

Chen Xiaojian saw that there was a small paper ball on the table. At first glance, it was passed from the front row.

Chen Xiaojian was a little puzzled and said, "Hey, who is this? You are so bold that you dare to write me a note in the old class?"

Bian Yuanya said: "The ghost knows who wrote it, just now when Wei Jianmin handed it over, he called you, and you didn't react at all." ”

Chen Xiaojian picked up the note, then opened it under the table, and used the table to block his hand.

After opening the note, Chen Xiaojian glanced at it, and the content was not clear, but as soon as he looked at the handwriting, Chen Xiaojian already knew who wrote it, Shao Shiyun, that somewhat cute girl.

Chen Xiaojian looked up in the direction of Shao Shiyun, who was raising her head and listening carefully.

Chen Xiaojian smiled, and then looked down at the content of the note.

Bian Yuanya said with a wicked smile: "Oh, it's okay to be a cheap brother." That's the rhythm of success. What's the matter, when did we change our name to sister-in-law?"

Chen Xiaojian said disgustedly: "Get out of the way, there's nothing to do, don't mumble nonsense." ”