Chapter 32: Misappropriation (1)

In fact, Chang Tianhao's guess was not bad at all.

After he made a profit of more than 300,000 yuan in 2 days after shorting Hong Kong stocks, Gao Yang was indeed red-eyed. In his opinion, the Hong Kong stock market is so big this time, Chang Tianhao can make so much money as a junior, and there is no reason for him to be inferior to the other party. However, Gao Yang didn't have that much savings, so he secretly withdrew funds from his own market to open an account. In order to hide people's eyes, he didn't even go through the external window of the sales department, but found a futures company in Shanghai - anyway, he still has acquaintances in the Shanghai circle.

That's why the Southern Company made a floating profit of 900,000 yuan, and he immediately withdrew it and transferred it to other bank accounts.

At noon on Friday, seeing that Hong Kong stocks rebounded 400 points from a low level, he was anxious to place a short order, intending to make a difference, so the position was very large, 100 at once. I didn't believe Chang Tianhao's judgment that it would rise at all, but in fact, the two of them made an opponent, which was the root cause of Chang Tianhao's eyes flickering.

As a result, Hong Kong stocks continued to soar in the afternoon, and Gao Yang's whole person became in a trance, and he did not show up after the close - both regret and shame.

He had a fluke mentality, thinking that the news at noon was a gossip, and he watched the skyrocketing price and did not stop the loss in time, and when he finally wanted to stop the loss, the loss had reached 1.5 million Hong Kong dollars, which could not be recovered at all. Later, when the position is closed, it is no longer a stop loss, it is almost equivalent to cutting yourself - how difficult it is!

That night, Gao Yang deceived his wife into working overtime at the unit, but in fact, he had been wandering around the riverside, smoking cigarettes one after another, and staying up until 12 o'clock before going home.

Walking around the riverside is not thinking about suicide, but thinking about how to settle this matter, he thought of many ways, but found that none of them were a complete solution, and finally cast his eyes on misappropriating customer deposits.

The misappropriation of the customer's deposit is obviously a violation, as far as his 1.5 million Hong Kong dollars hole, the diversion is not the top use, and the customer will immediately find out that as long as he calls the police, his future will be over.

It's not easy to make that decision.

On Friday, he thought of this method, and on Saturday, Gao Yang locked himself in the office and smoked cigarettes for a day, frantically thinking about how to operate the most convenient and concealed, and after weighing it repeatedly, he hit the idea of the 900,000 yuan, and the more than 20 cigarette butts witnessed by Chang Tianhao and Xiaoqin were left by Gao Yang on Saturday.

He figured out the details and risks of misappropriation in a day and a night: the bank custody account of ordinary customers could not be moved, and it took a lot of twists and turns to move, but the 900,000 yuan of funds was the settlement profit from the Southern Company, and it had not yet entered Chang Tianhao's custody account, and there were loopholes to drill in terms of procedures.

Gao Yang understands very well in his heart that this money, as the floating profit settlement of external futures, does not belong to the scope of domestic legal protection in essence, and Chang Tianhao will not necessarily make a big deal about it after misappropriation, but will only stare at himself and ask for money, as long as he drags on for a few days, fills in or shrinks the hole to the extent that he can move and bear it by other means, he will return the relevant misappropriation money to Chang Tianhao.

Chang Tianhao is both a junior brother and the company's largest individual customer, but whenever there is a way out, he doesn't want to do it. However, it is no longer important how people consider the nature of their behavior when they are forced to do so, and they only think about how to deal with things as soon as possible.

Just like in some cases, the unhappy mistress noisily threatens to be exposed, and the angry and helpless man chooses to kill and throw the body in a dare, the actual crime of Bao Xiaosan is not a big crime of adultery, and he may not even be at the risk of going to prison, but the nature of the murder is completely different.

The vast majority of people can understand this truth, but when people are in a hurry, their brains are easy to short-circuit, how to care whether the weight is heavy, whether the consequences can be controlled, just want to finish it first, usually when you really kill people and throw corpses, you know that you are afraid, but that is irreversible.

Gao Yang thus cut off Chang Tianhao's profits, and after embezzlement, he enriched the margin of his account and prepared to use it for a turnaround.

Xiaoqin witnessed his poor mental state, which is a true portrayal of this ins and outs - both worried that the misappropriation would be discovered, and worried that he would not be able to turn the table.

Therefore, Chang Tianhao is particularly sensitive when he mentions the procuratorate and the court - now the deputy mayor has no public prosecutor's law to deter him!

He doesn't necessarily have to swallow the 900,000, he just hopes to fill the hole with 900,000, and return it to Chang Tianhao when the book is turned. But if he continues to pay, then he can't find any other way, he owes money to the company, and the money he owes to Chang Tianhao is also money......

After reading this account and the traces of the operation, Chang Tianhao finally understood why he hadn't heard the name Gao Yang before he was reborn, and his feelings for this senior brother were contained in this matter. Even if it is not planted here, sooner or later it will be planted in a similar pit - when a sales department boss is bold enough to consider embezzlement of public funds and customer funds, any sanctions mechanism will fail.

Chang Tianhao was slandered: You keep saying that you should take a light position, wait and see, try to try, and stop loss on the left side, and when it is your turn, you will directly smash down 100 heavy positions, how can you succeed if you are inconsistent with words and deeds? No wonder you have been working in Shanghai for 2 years and the trader has come back, and your mentality is not suitable for this.

But now is not the time to accuse Gao Yang, he is here to ask for money, not to judge and evaluate Gao Yang, so he thought about it and said in a low voice: "Senior brother, you can't do this, you have to learn from me, and you can still save your backhand." If it drags on any longer, it will not be a loss of 1.5 million, and the entire margin will be sucked dry and liquidated!"

"Backhand on the spot?"

"When the judgment is constantly suffering, it is chaotic. Chang Tianhao persuaded, "I can bet with you on the backhand, you can save it!"

"Can you guarantee it?"

Chang Tianhao laughed: "I speak more straightly, which makes my senior brother laugh, but I am really sure ......"

Gao Yang thought for a while: "How about this account for you to operate?" As long as you can turn over the book, you can take half of the excess profits, no, give you 6 percent." ”

Chang Tianhao nodded subconsciously: "That's good." No, this is a self-operated market, and I don't take 60%, right?"

"It doesn't matter, this money is not a public account, now on the private account, I can make the decision to lend you the money in the name of the company, and you can calculate the money to the company according to the interest. In this way, you are borrowing, not misappropriation, I have to say that misappropriation is also my responsibility. ”

Chang Tianhao nodded: "That's okay." ”

Gao Yang looked at him directly: "But what if you continue to lose?"

"Loss?" Chang Tianhao scratched his scalp, "Senior brother, let's talk about it first, if this account is just to lend me money, I can pay interest, so I will bear all the profits and losses; if you want to divide the profit into 4 percent, then I can only bear 6 percent of the loss, and our responsibilities and rights are still equal." ”

Gao Yang said: "In the name of borrowing from you, you are actually responsible for the operation, 64 accounts!"

"If I were to trade, I would have lost 1.5 million now. Based on 1.5 million, I can bear 6 percent of the loss that exceeds this number, but I can't bear the loss within 1.5 million, right? That would be too bad for me, and I might as well find a bank loan. ”

Gao Yang nodded, his expression gloomy.

"That's it, the senior brother usually takes care of me, the 1.5 million loss in the end, whether it can be filled or not, I will not bear it, the head office estimates that the senior brother will deduct the senior brother's personal salary and bonus in proportion, this part of the little brother can help you make up, and I can still afford tens of thousands of dollars...... Senior brother, stay in the green mountains without worrying about running out of firewood!"

The meaning of this sentence is very profound, and he vaguely told Gao Yang that the loss figures were fooled into self-operated disks and finally tried to deal with it by thinking of more ways, but if you really want to embezzle customer assets, especially my 900,000, then Qingshan will be gone.

Gao Yang understood, and subconsciously nodded as a default.

In fact, he has taken advantage of Chang Tianhao in this matter: first embezzle funds to fill the hole, not to mention for the time being, Chang Tianhao can only get the money after the 1.5 million loss is made up, even if it is 64 points, it is a very unfavorable scene.

Under normal circumstances, Chang Tianhao would never do such a thankless job, the problem is that now Gao Yang has embezzled his 900,000, if he doesn't take it and don't help, he will definitely not be able to get his 900,000 back in the end, for the sake of these 900,000 copies, he can only endure it.

"Senior brother, I've been bothering you to work hard since Tuesday, help me bring this plate with me, and help reduce and reverse losses as much as possible, senior brother is desperate, only rely on you...... Don't worry about your money, I will help you get it in place as soon as possible. ”

Chang Tianhao was unhappy, and he could only stabilize the other party: "Senior brother is serious, you should help each other, didn't senior brother also help Brother Chao back then." ”