Chapter 100: Wind and Rain Converge Jiangnan (4)
"This is no problem, don't worry. ”
Ning Lei replied very refreshingly, if you don't consider this thing, it's really hard to buy, not to mention Liang Yuan, the purchase price of two Belfasts, even if the two girls can buy it with their own money.
Although Ning Lei and Tang Wan completely let go of the two girls, they still cared a lot about them, unlike ordinary parents, but they couldn't give the twins career advice in life at all.
A few days ago, when Ning Lei and Tang Wan went home together, the two girls were at home looking at the SAR Bank's revenue forecast report for the first half of this year, and Ning Lei and Tang Wan, who were browsing the documents with the twins, looked cold.
With Liang Yuan's support, by the end of June 1990, the scale of deposits and loans of banks in the SAR had exceeded 15 billion yuan, and the scale of loans exceeded 10 billion yuan.
After Yuanjia acquired Jardine Matheson, its own Asian Development Bank immediately became the daily settlement center of Jardine Matheson, relying only on the business of paying salaries to its own employees, Asian Development Bank immediately gained nearly 100,000 high-quality customers with stable income and stable spending power in Hong Kong.
Jardine Matheson's Wellcome Supermarket, 7-Eleven Convenience Store, Maxim's Restaurant Group, Mandarin Oriental Hotel and other corporate clusters that are deeply involved in the daily lives of Hong Kong people have opened ATMs or 24-hour business outlets of the Asian Development Bank.
In just five months, the Asian Development Bank's offline branch penetration rate and monthly settlement amount have eliminated American Express and squeezed it into one of the top five banks in Hong Kong.
In the 90s, Hong Kong's financial industry can be said to be completely the backyard of the British, and the top five banks in Hong Kong are HSBC, Standard Chartered, Hang Seng, Bank of China, and American Express.
Standard Chartered Bank is a global British bank second only to HSBC, and Hang Seng Bank is controlled by HSBC, but it is only nominally hung with a layer of Chinese bank skin.
The relationship between American Express Bank and Standard Chartered and HSBC is like the relationship between Britain and the United States in reality, with both cooperation and competition, and the Bank of China has a very difficult time in Hong Kong, not to mention the offline penetration rate of any outlets, but relying on the domestic group of central enterprises operating in Hong Kong to barely support the face of the five major banks.
The reason why HSBC raised the price of the shares of Jardine Matheson mortgaged by Yuanjia is that what is optimistic about Jardine and development expectations is almost all.
It is no secret for HSBC that Liang Yuan took Jardine to raise commercial flights, the CMB Aerospace regional airliner project is in the nest of Deutsche Bank, Deutsche Bank does not dare to gamble on CMB Aerospace, the whole project depends on the investment of the Federal Republic of Germany, HSBC's so-called optimistic investment direction of Jardine Matheson is purely fooling fools in the stock market.
HSBC's biggest fear is that the Asian Development Bank will bring in funds from Deutsche Bank and take advantage of the high penetration of Jardine Matheson Group in Hong Kong's consumer market to make a big deal in Hong Kong.
In terms of Hong Kong's financial position in the Far East, once the financial war between Deutsche Bank and HSBC starts, except for Japan, South Korea and the Middle East, the whole of Asia will be swept back.
Of course, worse than HSBC is Standard Chartered Bank, which has more than 90% of its revenue in Hong Kong and Southeast Asia, once the war is ignited, no one can guess what the outcome will be between Deutsche Bank and HSBC, but Standard Chartered must be the first to kneel.
Without waiting for New Bijian to come to the door, the independent directors of Standard Chartered Bank took the initiative to ask New Bijian whether he was interested in working closely with Standard Chartered to open a strategic partnership.
The implication of Standard Chartered Bank is that even if the SB of HSBC is sick, you can mortgage the shares to me, the price is negotiable, and it is good to squeak if you are short of money.
Capitalists have always hated competition and the like, and it is the capitalist's favorite to make money steadily, and for all kinds of reasons, HSBC has almost no choice, and appeasing Yuanjia is destined to be the least costly solution to this change.
In Hong Kong, HSBC has been an uncle for at least a century, and this time he pinched his nose and was blackmailed.
As a result of the strong rise of the Asian Development Bank, the SAR Bank borrowed more than HK$5 billion from the Asian Development Bank at a low interest rate in the name of interbank annual loans, which was more efficient than the huge amount of money Lin Jian led by the management of the SAR Bank in less than five months.
If Yuanjia's investment intensity remains unchanged in the second half of the year and the development of the SEZ does not slow down, the GDP of the SEZ is likely to double to a record amount this year.
This is reflected in the statements of the banks of the Special Administrative Region, that is, after the banks of the Special Administrative Region paid all the taxes and fees payable last year, their annual profits barely exceeded 40 million yuan, and the net profits of the banks of the Special Administrative Region in the first half of this year alone have exceeded 100 million yuan.
When Liang Yuan and the two girls injected capital into the SAR bank, the SAR government accounted for about 35 percent, the two girls held 20 percent of the shares, Liang Yuan also held 20 percent of the shares, and the other 25 percent of the shares were purchased by the first batch of shareholders of the SAR and small and medium-sized investors in Hong Kong.
Later, because someone's business talent was too brilliant, he directly used a money printing machine to print 500 million bills and stuffed them into the SAR Bank to increase the capital and expand the state-owned shares.
In the year when the central government threw in 500 million yuan, the net profit of the SAR banks was only about 20 million, and according to international practice, the price-earnings ratio of the banking industry was roughly about 25 times, and the entire stock market of the SAR banks was only 500 million yuan.
No matter how awesome Liang Yuan is, he can't do it with a money printing machine, and Yuan Jia is so poor that someone at that time was decisive.
Liang Haiping made it very direct to the SAR government that if the capital increase and share expansion did not take into account the will of the major shareholders, the two girls and Liang Yuan would sell the shares of the SAR bank and directly choose not to play.
In fact, there has never been a shortage of banks in the hands of construction, agriculture, industry, communications, central government, and central government, and if Liang Haiping does not play the special zone bank, there is still a fart characteristic at all, and it will not be able to play the effect of comparison and exploration at all.
Not to mention that once Liang Yuan chooses to sell the shares of the bank in the Special Administrative Region, it will be called a big thing to scare the overseas that is already full of soldiers.
Before Liang Haiping could talk about it, Tang Wan knew about it, and in the end, Liang Yuan didn't know what Tang Wan did, and the funds suddenly became a loan from the SAR government to the SAR bank, and the SAR bank gave interest to the SAR government on a one-year loan.
Afterwards, Ning Wanjia secretly said to Liang Yuan that Tang Wan taught the two girls in private that our family does not take advantage of the country, but we can't let some people take advantage of us in the name of the country.
After the acquisition of Jardine Matheson, Yuanjia pinched the inside, and the wealthy funds that could be used in their hands amounted to as much as one billion US dollars, and the executives of Yuanjia, who had just finished Jardine, were in the stage of self-explosion of confidence.
In addition, they all knew that Jardine Matheson's wealthy funds would definitely be invested in China through the SAR Bank, so everyone voted at that time to go all out to buy back the shares of the SAR Bank in the open market of the Shenzhen Stock Exchange after the year.
From the beginning of the Lunar New Year until the end of May Day, Yuanjia repurchased 15 percent of its outstanding shares from the Hong Kong and domestic stock markets through the Asian Development Bank at an average price of 95 yuan per share, costing more than 20 million yuan.
However, none of the three chose to be major shareholders, but only increased the shareholding ratio in the hands of the two girls and Liang Yuan to 27.5% respectively.
As a result of Yuanjia's absorption, the Shenzhen stock market entered a hot period two years ahead of schedule, and the Bank of the Special Administrative Region stubbornly returned to the historical trajectory, leading the listed companies of the entire Republic of China at a price of 135 yuan per share, compared with the historical high of 65 yuan per share of the Bank of the Special Economic Zone, the stock price of the Bank of the Special Economic Zone has more than doubled.
If calculated according to the price-earnings ratio of the international banking industry, the stock price of the SAR Bank with a net profit of 40 million yuan last year should be around 600 yuan, but the stock market of the Republic is just like that, and the 600 yuan per stock in the 90s will scare many people to death.
In the past few years, Ning Lei has learned a lot of financial knowledge similar to the stock market, listed companies, price-earnings ratios and so on with the two girls, and naturally he can calculate that as soon as the performance statement of the bank in the Special Administrative Region comes out, the net worth of the two girls is likely to exceed 100 million.
This is a clean and honest asset, and without the Asian Development Bank borrowing billions of dollars at extremely competitive interest rates, the SAR Bank would never have been able to achieve the explosive development results of this year.
Domestic billionaires in the nineties should be rarer than giant pandas, and the two girls must be the only one except for a certain demon who is not an adult.
Although Ning Lei, who was destroyed and had the talent to support his family, felt a little strange in his heart, after realizing that his daughter was on the road of a local tyrant and never returned, Ning Lei's confidence naturally increased.
Although this car is enough for NB Lao Tzu's salary for 30 years, it is not enough for a car, but my daughter's half-year dividend is enough to buy a car.
Ning Lei's mentality is also subtle, he always feels that something is wrong with Yuanjia's money, and it makes sense to use his own daughter's.
Although Zhang Rentian and Chen Guanghan don't know where Ning Lei's confidence comes from, but once they come, they will be safe, anyway, through this matter, the two of them can understand better that the relationship between Ning Lei and Shang Fei will definitely not be as simple as it seems on the surface.
After Ning Lei got into the car, he took the door and said with a smile to Zhang Rentian and Chen Guanghan's driver: If you like it, go to the rightmost station and sit down, Zhang Zhi is also there.
Wang Chen was so excited that he stomped his foot on the 212 jeep, directly pulled the car door and ran out.
After Ning Lei finished speaking, he closed the door and raised the window of the Rolls-Royce, and in a blink of an eye, the car was so silent that only the breathing of the three people remained.
"The original plan for this mountain-moving exercise was mainly to practice the rapid mobile deployment of the Air Force, but now that there is an extra Belfast, I think we can try it on the army's equipment to accumulate initial data for the rapid deployment of the whole army in the future. ”
Ning Lei directly explained his new point of view.
Zhang Rentian suddenly slapped his thigh violently when he heard Ning Lei say this, and sighed and said: "It's a pity that the army's latest Type 88 main battle tank is overweight by three tons. ”
"Ning Zhi, do you think there is any hope for Belfast to make domestic products? Is there any hope for improvement?"
"There must be hope for improvement, the roadmap of the Belfast improved model has long been designed by the British, the drawings are in commercial flight, if the Spey aero engine equipped with the civil aviation trident, the maximum full load weight of Belfast will be increased to 54 tons, not to mention the installation of the 88 main battle, that is, the follow-up model of the 88 main battle is no problem. ”
Ning Lei didn't care whether someone was fishing or not for the time being, and planned to reach a consensus within the fast reaction force first, and then consider how to win Belfast's domestic production and even improve it.
"Wait, rather you wait first, what you just said I heard a little interesting, why do I always have a little delusion, I feel that in your tone, Lisby Aero Engine seems to have been successfully produced in China, as long as it needs to be taken out at any time. ”
Chen Guanghan was born in the navy, and his sensitivity to aero engines is far from being comparable to Zhang Rentian.