As the sun sets, the Oriental Pearl, which has been noisy all day, ushers in the sunset, and Chang Tianhao pulls Lu Xiaomin to hang around Victoria Harbour. This is the last night of the two in Hong Kong, and they will fly back tomorrow.

Chang Tianhao went back to Shanghai first, and Lu Xiaomin went back to Qiantang directly.

The sea breeze in late spring blew on her face with a little bit of damp heat, making people feel warm, Chang Tianhao gently hugged her from behind, and said in a very apologetic tone: "I wanted to stay with you for a few more days......"

"You've been with me for 10 days, and I think that's enough. Lu Xiaomin leaned his head on his shoulder and said softly, "Everything has been done, things have been bought, and attractions such as Ocean Park, Repulse Bay, Taiping Mountain, and Night Tour of Victoria Harbour have also been visited, I think it's almost there, and I can come again next time." Let's go back, there's a lot going on in the country. ”

Chang Tianhao nodded lightly.

It was nearly 11 o'clock after taking a bath, and the two of them were finally tired, and Lu Xiaomin, who was lying in his arms, suddenly asked: "There is something I am curious about, why do you go to great lengths to do this in Bindong? ”

Chang Tianhao smiled: "You have endured it for a long time, and finally ask me now?"

"I ...... A little curious...... Actually, I shouldn't have asked about these private matters, but ......"

"There's nothing wrong with it, I'll tell you if you want to hear it. Chang Tianhao roughly explained what happened to Xiaoqin's father and daughter, and emphasized, "It's not my idea to cause an earthquake in the officialdom, let alone my goal, and I don't have the ability to do this kind of thing, I just want to teach this bastard deputy township chief a lesson, how can I blame it? Whether it should be checked or not is the standard mastered above, these people have shit under their buttocks, and they have to threaten others not to say it? What is the difference between this and the emperor's new clothes?"

Lu Xiaomin smiled: "My cousin-in-law has been a high-ranking county official in Binnan and has also served in Binhai, so there should be a large number of people who have a lot to do with him." The fall of the high-ranking officials in Binhai City in front has been swept away, and the officialdom has finally slowly settled down, and you have muddied the water with a cannon, which must have affected his team, no wonder he is going crazy. ”

"It's just a coincidence, you can't blame me, I also made an unintentional mistake!"

Lu Xiaomin said softly: "Why are you helping Xiaoqin so much?"

Chang Tianhao smiled: "What do you want to ask?"

"I mean, in the eyes of your cousin-in-law, you probably can't make a big deal for Xiaoqin, you just need to apologize through an intermediary. ”

"But this kind of behavior tramples on my bottom line, not to mention that Xiaoqin has a close personal relationship with me, even if it is just my staff, I can't tolerate it. ”

Lu Xiaomin sneered: "I understand, Xiaoqin, she ......"

"You understand?" Chang Tianhao laughed, "What do you know?"

She said softly: "Gao Yang told me at the beginning that Xiaoqin seemed to like you, but he said that it was unlikely that you would be ...... Then listen to your tone......"

"There is nothing between me and Xiaoqin like you think. Chang Tianhao shook his head lightly, "If I can make a big deal now because Xiaoqin is not important, then when I encounter something bigger in the future, I won't be able to make a big deal because of you." I have my own insistence, and I will not trade my principles, my relatives, and my lovers for something. ”

"Am I?"

"Of course, you are my woman, although I am a villain, but this villain also has his own principles of life, and I will do my best to protect my woman!"

Lu Xiaomin hugged him tightly: "Tianhao, thank you, I love you!"

On April 16, Chang Tianhao returned to Shanghai and told Lu Xiaomin before breaking up at the airport: "After going back, according to the two contracts between Kyushu International Trade and Adilina and Kungunir, I will quickly go to the relationship to apply for foreign exchange, I will transfer RMB to the company's account, and if necessary, let the interest land investment and Kyushu International Trade sign a capital lending agreement, so as not to arouse the suspicion of the company's financial strength, and the legal process must be completely legal and compliant......"

"I know, let my dad dredge it up right away!"

That night, Chang Tianhao held a meeting first despite his exhaustion, because Wang Huiling left him a message on TICQ: Tongtian Technology's capital chain encountered a problem and needed him to solve it.

Before and after the Spring Festival, Tongtian Technology originally had a relatively loose capital side, Chang Tianhao allocated 20 million to arrange Doudou hedging in Dadi Futures, and more than 30 million settled in the account to deal with stock investment and daily operations, but several things obviously changed the entire cash flow:

The first is the establishment of Kyushu International Trade, with a registered capital of 1 million, the purchase of garages, and the deposit of 3 million Hong Kong dollars in foreign exchange, which consumed more than 5 million in one go;

Second, Huizhi World has implemented the sponsorship and various operating expenses of the Shanghai Chess Academy, and spent more than 2 million yuan on promotion, publicity, gifts and other expenses;

The third is other consumption in the operation process of Tongtian Technology, such as labor, office expenses, equipment procurement, decoration and other expenses, and more than 3 million yuan has been spent.

This part took up nearly 11 million cash flow.

As Wang Huiling and Shang Xiaoqin continued to buy Shanghai and Shenzhen stocks, by mid-April, the stock position had exceeded 35 million based on the purchase price, and the problem of capital flow suddenly burst out.

Wang Huiling explained: "After the Spring Festival, in addition to the 6 million yuan you got back from Qiantang, the company has successively borrowed 12 million, including 5 million yuan for the Universe Bank, 3 million yuan for the Bank of China, 2 million yuan for China Merchants Bank and Pudong Development Bank, and there are still 3 million credit lines of the CCB that have not been used. ”

Chang Tianhao knows where the difficulty lies: the most valuable asset of Tongtian and Xiyang is Tongtian Building, with a purchase price of almost 30 million, but because the price of office buildings in Shanghai is still in a depression, the appraisal price of prudent banks when issuing loans is generally discounted, and can only be valued at 18 million, and this 18 million cannot be fully mortgaged, because the developer's money has not been fully paid, and all the property rights obtained through the installment agreement are obtained。

"The company's other houses, cars, computer equipment, etc., are valued at more than 3 million yuan, which is used as an implicit guarantee attached to the company's operation, and the banks require us not to set up additional guarantees on this, unless we buy the Tongtian Building completely. ”

The reason is obvious, Tongtian Technology has not had a penny of income so far, it is all expenses, and its credit capacity is gradually shrinking according to the strict specifications of the assessment requirements, and it is also facing the pressure of paying real estate payments.

Can't break this tacit understanding!

If it breaks, the next round of bank relending will either reduce the amount or raise interest rates – because then the risk assessment will be different.

This is already a break in the conventional credit support given to Tongtian Technology, according to common sense, a company like Tongtian Technology that only has input but no output will be regarded as a typical enterprise with insufficient repayment ability and refuse to issue loans.

"There are nearly 3 million investment funds in Xiyang Investment, and all of them have been put into operation. ”

This is partly due to the strong strength shown by Wang Huiling in the process of 118 forced draw, and futures investors from all walks of life come to invest, and the company gives a fixed return: 20% annual interest and signed a loan agreement. This kind of borrowing is not only illegal fund-raising, but also private credit, but Shanghai, as a national financial bridgehead, is relatively lenient in this regard, which is mainly for the financial brand of interest investment rather than relying on it to make money, but at least it has also played an active role in the company's operation.

"There are a lot of places to pay for next, and the big ones include three:

the second phase of Tongtian Building, 9 million;

allocated 7 million to Kyushu International Trade;

Tongtian Technology loses 800,000 yuan per month. ”

Wang Huiling paused and said, "What's worse is that the company will still have no revenue in the future." ”

Xiaoqin smiled: "Sister Ling, you can't say that you don't have a penny of income, at least there will be income when the Internet café on the second floor opens in a few days, and mosquitoes are meat even if they are small." ”

"That's right, even the daily business of the membership card is 100,000 yuan a month. ”

Chang Tianhao asked: "Can you have an income of 100,000?"

"100,000 yuan, that's good to die!" Wang Huiling now has the demeanor of a beautiful CEO, stood up and said, "There are 160 computers on the second floor! A monthly income of more than 600 yuan is 100,000 yuan, 30 days a month, converted to a daily charge of 20 yuan can be realized, the minimum hourly charge is 6 yuan, 24 hours a day, even if it only serves 4 hours, there are 24 yuan in the account! It is really only 100,000 yuan per month, and 1.2 million yuan a year. The purchase price of the computer alone is more than 1 million, and it also has to bear the management, decoration costs, rent, and apportionment costs! By the way, if you have income, you still have to pay business tax, and I don't think 2 million yuan will be able to tie it!"

"There are no 24 hours a day!" Chang Tianhao said, "It is closed from 11 p.m. to 7 a.m. the next morning!"

"Not open? Other computer rooms have all-night packs, which is also a source of profit, and idleness is idle, why not?"

Chang Tianhao smiled: "We don't pack, and we don't open the door." This Internet café is mainly for college students, what can you do with all-night Internet access. It's not about playing or watching movies? This has too much negative impact on society, which is not conducive to establishing a good cooperative relationship between us and universities, and it is not safe to say otherwise. The company should pay attention to the social impact, and I never think about making money in the Internet café, this is just an image display platform. ”

Chang Tianhao was deeply impressed by the fire incident in the Blue Speed Internet Café, which happened in the year he graduated, and the Internet café he frequented before the incident also caught fire due to someone throwing cigarette butts, but fortunately it was found that it was extinguished in time and did not cause a catastrophe.

Therefore, he was very strict with the management of Internet cafes and formulated three chapters of the law:

During the trial operation period, non-university faculty and students will not be accepted temporarily;

No smoking, no business at night;

Ongoing patrols are carried out by sufficient personnel of the Department of Security.

This trial run is likely to be 2 years, and the trial run will end with the Blue Speed event.

Hearing him insist, Wang Huiling was stunned for a moment, and then nodded: "That's okay, do as you say." ”

She really didn't put this matter at ease, although the 160-unit single Internet café is huge in scale and has considerable income, but it is too little for Tongtian Technology, and this money is simply a drizzle. The entire second floor is renovated and rented out for a year, and you can collect a lot of money!

However, she, Xiaoqin and even other backbones of the company agreed to run an Internet café on the second floor.

Because the Internet café management software is about to be launched, the company must have a place to display, right? Is there a better display and internal testing site than the self-reserved land? Some functions of the software are successfully tested on the 9th floor does not mean that they can be successful on the 2nd floor, because the operation of the Internet café is a place with a very low fault tolerance rate, as long as the software is paralyzed several times, no matter how good you say, other Internet café owners will not dare to use it anymore - Tongtian Technology does not expect Internet cafes to make money, they can all count on this road.

After listening to the report, Chang Tianhao smiled and said, "How much is there left after the total number is flattened in the end, and how many days can it last?"

"There is no surplus, and I owe more than 1 million!"

He frowned and said, "How did you toss out the loss of more than 1 million? Didn't you just say that the last credit is useless?"

"I wrote it to you in the message, vacated from the futures"

Chang Tianhao understood, and immediately turned on the computer to see the situation.

Since late March, with the reactivation of mung bean trading, the Zhengzhou market has launched a round of upward movement. GN9909 and GN9911 acted as the leaders of this round of strong rebound, and the long-suppressed bulls began to violently raise prices.

Fundamentally, mung beans have entered a bullish cycle as usual;

From a technical point of view, the market has formed a double-bottom prototype in the short term after two consecutive bottoms, and the fundamentals and technical policies cooperate with each other to make the rebound very strong at the beginning. GN9905 has completely retreated due to the imminent delivery, and the main force of the 9907 contract is also moving sharply, but the September futures contract has risen by more than 250 points.

At the end of March, the bulls made more profits, and some bulls had the desire to close their positions with profits, so Chang Tianhao went to Hong Kong a few days before there was a round of selling pressure. As usual, there should be a more decent callback, but because the price of mung beans has not caught up with the level of the same period last year, the spot price is more than 200 yuan more expensive than last year, so the buyer's sentiment is very strong, and the market has a slight pullback or the callback is not deep, there are new and more into the market, resulting in a short callback time, or only to complete the callback process within a day.

It can be seen from the K-line chart that at the end of March, the market continued to attack after completing a short adjustment in the form of consolidation, and from April 5, the market led by GN9909 and 9911 entered a new round of rally, compared with the previous round, this round of rally was more ferocious, and it rose more than 250 points again in a week.

After deducting the original floating loss, the average price of the mung bean contract in the bean-to-bean hedging has made a profit of more than 450 points.

The other leg of the hedge, Liandou's side, showed a downward trend due to the continued decline of U.S. beans, with an average decline of nearly 200 points.

Under the fall and rise, the price difference between mung beans and soybeans suddenly widened from 164 points at the minimum to nearly 800 points, which perfectly realized Chang Tianhao's initial prediction: the price difference widened!

This widening is accomplished through the superposition effect of rising mung bean prices and falling beans.

Chang Tianhao holds 7,500 mung bean long orders, 2,500 even bean short orders, which is equivalent to more than 33 million mung beans earned here, and even beans earned nearly 5 million here, adding up to more than 3,800 yuan!

In the past 10 days, he has been busy with other things in Hong Kong, and he has not paid attention to the domestic market at all, so he feels so dazed.

PS: There are still people who don't know about the safe house.,Just pay attention to the YYWT2018 of the Gongzong number.,The fourth volume has been released on it.,The starting point is still being cleaned.,It's expected that the fourth volume will also have to take the initiative to harmonize two rounds.。