Chapter 41: Informal Private Placements (1)

Yesterday he also said that he wanted to keep a low profile, but today the business will come to the door, as soon as he entered the company, Gao Yang beckoned Chang Tianhao to go to the conference room, and said while walking: "You are late today, and the guests are already waiting for you......"

Of course, Chang Tianhao will not reveal that he ran to the bank in the morning and transferred all the 1.05 million in the Great Wall card given by Gao Yang to the new card, thank God, Gao Yang did not fool himself in this matter, and the transfer business was very successful, so he only subconsciously said: "Guest? ”

"People have come to you by name...... Gao Yang smiled all over his face, "Senior brother, let me introduce, this is Mr. Li Heng...... Mr. Li currently has two plots of land under development in the west of the city, and his strength is very strong, and he wants to talk to us about asset custody today!"

"Oh, look up for a long time, look up for a long time, look up to ......" Chang Tianhao actually didn't know him, and his first impression when he heard this name was the emperor of the Tang Dynasty, and he thought that he had hit the evil spirit: the first one was from the Northern Qi Dynasty, and another one came from the Tang Dynasty.

However, since the other party talked about real estate, he asked: "What is the current housing price in the west of the city?"

"It's a little expensive, but I don't think it's too outrageous, this year is the last year of welfare housing, everyone is trying to buy a house and change the house, and it will be the world of commercial housing in the future...... Asia City, South China New Town, etc. are almost 2,000 yuan per square meter, and the best selling is about 100 square meters of three-bedroom apartment, depending on the orientation, floor and location, the price of each set is about 18-190,000 yuan, and the best ones are not more than 200,000 yuan. What, Mr. Chang wants to buy a house?"

Li Heng is in his 40s, looks very talkative, and said with a smile: "At present, our company has the best house in our hands, not only has it been fully decorated, but also a full set of furniture and household appliances have been configured, and all imported RB household appliances." It took a lot of thought to decorate the style, and it was designed from Shanghai, which is also a model room. All floors, lighting, orientation is very good, the whole floor is only this set, the total area of 200 square meters, in fact, the two sets of merger after the re-planning, do 5 bedrooms, 2 living rooms, 3 bathrooms and 1 storage room pattern, the two balconies are very magnificent, but also equipped with a more than 100 more than 100 terraces, the exit is outside the north balcony of this house, others can not come up, equal to the gift to this alone use, of course, the terrace property certificate is not included, I personally think put some flowers and plants, place beach chairs, The swing or something is very comfortable for children, the price of a full set of packages is 720,000 yuan, the lowest can be 680,000 yuan, and it will not work if it is low......"

Gao Yang laughed: "Mr. Li, you are too good at doing business, I haven't started to introduce this project, and you caught the customer to sell the house first." ”

"I'm used to it, I'm used to it, everyone's concept hasn't changed, I always think that the house will be the same as before, or I can buy a cheap unit to change the house, even if I plan to buy, I only think about saving money first, few people dare to try a loan, we always have to pay a word to the customer......"

Chang Tianhao nodded: Li Heng's words are not bad at all. Although commercial housing has appeared in a large area in the early 90s, it was only used as a necessary supplement to real estate, except for a few self-employed people who got rich first, ordinary people will not try, only in 1999 to completely stop the welfare of housing, housing prices began to become the core of people's lives.

At the moment, although housing prices have risen, but the increase is still very limited, the biggest problem is that residents can not accept loans, thinking that it is unimaginable to bear such a huge interest and repay loans, always thinking about holding the money almost to buy a house, as a result, they do not know that after inflation, saving money can never catch up with the sad urging of rising house prices, and the money saved can still buy half a set at the beginning, and then even the toilet is dangerous.

Taking the opportunity of the development of Chengxi Wenjiao District and Binjiang No. 4 plot, Qiantang real estate experienced a sharp rise in the following years, and the increase jumped to the forefront of the country, and the average house price in 2003-2005 even ranked first in the country, surpassing Beijing and Shanghai.

The west of the city, which was considered remote by most Qiantang people, later became a large residential area, and the price per square meter has skyrocketed from less than 2,000 yuan to more than 40,000 yuan in the past 20 years, an increase of more than 20 times.

At this moment, he moved the idea of buying a house, and said with a smile: "If you have time to visit Mr. Li, it's okay if you can't afford it." ”

"Mr. Chang is joking, Mr. Gao introduced to me, you are the most dazzling star in the investment industry in Qiantang, not to mention the family, even personal assets are also a leader, not to mention just one set, it is no problem to come to 5 sets in one go. ”

Chang Tianhao couldn't help but glance at Gao Yang, and Brother Chao next to him hurriedly played a round: "Xiao Chang, your strength is obvious to all, Mr. Li came to ask you to operate, No...... Even I'm a little eager to try. ”

It took a long time to understand that Li Heng's company had recently received a few sums of money, which were not needed in the short term, and were intended to be used for the development of new plots. Since the stock is currently in a downturn, he is eyeing futures investment, and he doesn't care whether domestic or overseas projects are reliable, whether they can be profitable.

Real estate is a very policy-dependent industry, Li Heng's sensitivity to politics is higher than ordinary people, he was pulled by Gao Yang to listen to Chang Tianhao's explanation at the last promotion meeting, and he is more recognized than others, but everyone knows the scene behind, so he was the first to come to the door.

After thinking that these are potential customers, isn't the investment company just valet financial management?

"Before you came, Mr. Gao preliminarily planned a plan, saying that a similar private equity management fund could be established...... That's the term, isn't it?"

Gao Yang nodded: "Yes, yes, yes." The academic term of valet financial management. ”

"I would venture to ask, how much is the amount of funds?"

"Not much, about 3.5 million. ”

Brother Chao interjected: "I personally paid 500,000." ”

Gao Yang said: "I also give 500,000." ”

Chang Tianhao thought about it, so that there would be 4.5 million, he nodded, the number cannot be said to be less.

Gao Yang explained: "The plan is very clear, everyone takes a sum of money out to set up a mutual fund, and asks the junior brother to be responsible for the operation, but the proportion of funds and the distribution method we have been discussing just now, Mr. Li's idea is to ask the junior brother to also take 500,000 out, make up 5 million, and the company will come forward to organize an account of 8 million Hong Kong dollars, and then ......."

"Yes, this is my consideration, not to say that I can't believe Mr. Chang's professional level, but to do real estate is the most particular about the bundling of interests, so I hope you will also invest some, so that everyone has formed a community of interests, in the fashionable words, ...... Win-win. ”

Chang Tianhao nodded: Let him take out a lot of it, he won't do it, it's not that he's not sure, but that his safety is doubtful. But 500,000 is no problem, and there are more than 700,000 to be settled this week.

He asked quietly: "How is the Hong Kong stock market today?"

"It's falling!" Gao Yang said with a smile, "The junior brother's technique is really breathtaking, yesterday he rushed up and down, and you closed the position at the highest point; today it continued to open low, and the opening price did not even hold at 7,700 points, and it is estimated that it should only be more than 7,600 points at this time......

Chang Tianhao thought about it, if it really fell below 7,500 points, then the opportunity to open a position came again - he knew that the settlement price at the end of the month would be above 7,800 points. Assuming a profit of 300 points per piece, that one is 15,000 Hong Kong dollars, and it is safer to open 100 positions with an account of 8 million Hong Kong dollars - Gao Yang is only more than 3 million and has 100 cards!

"I think it's okay, but how are you going to get the distribution method?"

"There are two kinds of fund operations in Shanghai, one is the commitment to the bottom, fixed income, such as 12-15% annualized, and the other is the floating income, there is no cap, no bottom guarantee, we want to hear the thoughts of the junior brother. ”

Chang Tianhao said: "If it is the former, I can probably promise a guaranteed monthly income of 1%, which will be settled monthly." ”

Li Heng shook his head, obviously not looking down on the income of 1%, so he said, "Mr. Chang said the second one." ”

"The second is 20+2, the so-called 20, the profit part of the fund manager takes 20%, and at the same time charges 2% of the management fee according to the size of the asset under management. ”

"What if I lose?"

If the fund manager does not bear it, the service fee will be charged as usual, and the amount will be ...... Half at most. ”

Li Heng frowned, feeling that this clause was a little unpleasant.

Chang Tianhao set his eyes on Gao Yang, signaling that his marketing level could blow a wave.

Gao Yang understood, and immediately said: "Mr. Li, this is indeed the rule of the industry, if the fund manager is allowed to bear the losses proportionally, then he might as well find a bank loan by himself." But we are so familiar, Tianhao is my junior brother, you see this will not work, if you lose, 2% of the management fee will not be charged, and at the same time, the handling fee, account opening, exchange and other messy expenses incurred during the operation of the project are all borne by our company...... Of course, I believe that no one invests for the sake of losing money. My junior brother's operation level is really very powerful, you have seen the delivery form just now, such a cautious person as Brother Chao, and I have invested money myself......"